N26 app with Google Pay open on it.

Hello cashless. Use Google Pay with N26.

It’s been a long time coming—but it’s finally here. Say hello to Google Pay, Germany.

2 min read

It’s been a long time coming—but it’s finally here. Say hello to Google Pay, Germany.

We’re excited because Google Pay gives you another great way to use your N26 card. It’s part of our strategy to continue to offer the most cutting-edge mobile payment methods. And that’s something that is easier because of our strong technical foundations.

Adding your card to Google Pay is just a matter of a few taps right in the N26 app. So there’s no need to download any extra apps or services to use it.

So what is Google Pay?

Google Pay is the fast, simple way to pay with Google, your phone, and now your N26 account. And, best of all, it’s entirely free.

Contactless payments have gone from techie must-have to everyday occurrence—even in Germany, where cash is still king.

It’s easy to see why. Contactless payments take less time and make it easier to pay for smaller sums without having to rummage for exact change.

We’re a big fan of making it easier to use your money how you want. And Google Pay does just that. Prefer to not carry credit cards around? Google Pay lets you use your phone to pay in stores. Just look for any contactless NFC terminal. Hold and done.

Google Pay puts security front and center. When you use your phone to pay in stores, Google Pay doesn’t send your actual credit or debit card number with your payment. Rather it sends a virtual account number—keeping your card details safe. When using Google Pay online or in apps, you can pay with a few quick clicks. No need to enter your payment info. Google Pay protects your payment info with multiple layers of security, using one of the world’s most advanced security infrastructures to help keep your information safe.

In stores, you can’t make payments totaling more than €25 without unlocking your phone. Meaning if your phone gets stolen, it is probably safer than if you were to lose your card.

Google Pay also helps to downsize your wallet. If you download Google Pay you can keep track of all your individual credit, debit, reward, and gift cards. And collect loyalty points—Google Pay will even alert you when you can use them.

Germany, we’re so happy to see you

One of the best things about Google Pay being available in Germany is that it makes it easier to get what you need when you’re out without cash.

In Berlin, the BVG has already introduced contactless terminals in U-Bahn stations. And latest figures show that 90% of all wholesalers accept contactless payments.

As mentioned above, Google Pay puts a lot of emphasis on security, something we know is important in Germany. It’s also a big deal for us.

We hope you enjoy using Google Pay. As always if you have any feedback or wishes you can let us know at ideas@n26.com.

Google Pay and Google Play are trademarks of Google LLC.

By N26

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