Risk indicator for all N26 accounts.
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N26 is a member of the German Deposit Guarantee Fund. The fund guarantees deposits up to 100,000 euros per account holder and entity.
Tengo un plan: Get 26 € for opening an N26 account!
Whether you're a loyal follower of Tengo un plan podcast, or you've just discovered it, we have good news for you: we're giving you a €26 welcome bonus for opening your free N26 account with the promocode TENGOUNPLAN26.Read on to find out how to take advantage of this offer!
Open your free account now and get 26 €
If you are not yet an N26 customer, now is the best time to become one. Open your account before March 31, 2025 and earn €26 to spend on whatever you want!
Here's how to get it:
- Open your N26 Standard account by entering the code TENGOUNPLAN26 during the opening process from your phone.
- Then make a transaction of at least €26 with your virtual or physical card.
- That's it! You will receive the €26 on your N26 account in a month.
Free trades every month
Explore the possibilities of investing with flexible investment plans and unlimited free trades in stocks and ETFs.****
Discover Stocks & ETFs
Enjoy Bizum with N26
Payback in the blink of an eye. You only need to have the recipient's phone number.Using Bizum is completely free of charge. Forget about bank transfers and fees with N26 and Bizum.Pay online at your favourite stores with Bizum. Select Bizum as your payment method at checkout, enter your data, and validate the purchase in your N26 app.
Grow your savings
With N26 Instant Savings, your savings can earn you interest* — and you can still dip into it whenever you need. No minimum or maximum deposit limits**. Join N26 and start growing your savings
Start saving now
The free bank account for your day-to-day needs
As a collaborating entity of Spain’s Social Security, you can have your benefits paid directly into your N26 account when you have a Spanish IBAN. Open your free bank account and start receiving your parental leave payments, unemployment benefits, and other financial support.
Your bank account, right in your pocket
Wherever your travel takes you, we’ll be right with you every step of the way. N26 is the perfect solution for banking on-the-go—explore our plans now!N26 Standard
The free online bank account
Virtual Card
€0.00/month
Apple Pay & Google Pay
Free payments worldwide
Chat support 7 days a week
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Need a physical card? Order a transparent debit Mastercard card for an one-time €10 delivery fee.
THE BEST CHOICE FOR TRAVELLERS
N26 You
Travel with premium perks
From €9.90/month
All benefits of N26 Smart, Plus
Unlimited free withdrawals in foreign currencies
Emergencies when travelling
Baggage delay
Personal liability while travelling
N26 Metal
Our most premium plan
From €16.90/month
All benefits of N26 You, Plus
An 18-gram metal card
Up to 8 free ATM withdrawals per month
Purchase protection
Priority customer hotline
Discover a new banking experience
Open your free N26 bank account from your phone. Just download the app and sign up in a few minutes.Terms and conditions of the promotion
Promotion offered by N26 Bank AG, Branch in Spain, with address at Paseo de la Castellana 43, 28046, Madrid. Tax identification number (NIF) W2765098E. Promotion valid from 10.11.2024 to 31.03.2025. The promotion applies to new customers who open an N26 Standard, N26 Smart, N26 You and N26 Metal account with the promotional code TENGOUNPLAN26. Only one promotional code can be used per customer and users are only allowed to open one account. When the customer makes a transaction with their Mastercard N26 card of at least €26, they will receive another €26 in their account whithin the first 10 days of the following month. The customer can upgrade to a premium membership, and can close their account at any time.