Tap.Shop.Win! Promotion T&Cs

N26 Bank SE, Spanish Branch, with registered address at Paseo de la Castellana, 43, 28046 Madrid, Spain, registered in Madrid Commercial Registry Section 8 No. 675425 (“N26”) is offering the Tap.Shop.Win! promotion (‘promotion’). N26 is the sole organiser of the promotion. Any payouts are managed directly by N26. The promotion is exclusively available to users of Samsung devices. The promotion is available to all existing business and personal, N26 customers (across all subscription tiers) with Samsung devices and with their residence in Spain, and have a legal age of 18 years or older. Customers who signed up to N26 before 26.06.2025 in Spain will receive an Email, in-app message or push notification, informing them about the promotion. In order to participate in the promotion, Spanish customers must actively enrol in the promotion through the respective button in the activation screen shown in the N26 app, add their N26 card to the Samsung Wallet and complete at least one transaction with it during the promotion period. ATM withdrawals, transactions to credit accounts (e.g. account top-ups at other banks), betting and casino gambling transactions, cash-like (quasi-cash) transactions such as money or cryptocurrency purchases, and purchases via third-party payment providers such as PayPal are expressly excluded. The promotion runs from 26.06.2025 00:00 CET until 26.07.2025 23:59 CET (‘promotion period’). A total of 1 winner (‘winner’) will be chosen randomly through a raffle. N26 employees are excluded from participating. The winner will be contacted via Email at the end of the competition period. The selection of the winner will be conducted using a technically robust and random process, ensuring impartiality and transparency, and safeguarding against any form of rigging or undue influence. The winner will receive 25,000 EUR (‘Prize’), national taxes excluded. The payout will be made by the 1st of August, 2025. The reimbursement will be credited to the N26 bank account of the winner and reimbursement to another bank account is excluded. The full amount of the Prize plus any taxes we are required to withhold will be notified to the winner. We will apply a 19% withholding tax to the communicated amount, and the Prize final amount will be the result of this calculation. A valid NIF/NIE is a mandatory requirement to receive the Prize. The total prize amount constitutes a capital gain subject to taxation based on current tax regulations. The winner must declare the total value of the give-away received in the general personal income (IRPF) tax base. If N26 or N26 customers terminate the N26 account in line with the applicable N26 account T&Cs during the promotion period, they lose the right to receive or claim any reimbursement that has not been paid out before the termination date. N26 reserves the right to terminate this promotion or perform reasonable changes to the promotion at any time if it notices any abuse of the promotion or violation of these T&Cs. N26 further reserves the right to stop crediting any reimbursements under these T&Cs, if N26 customers undertake to misuse the promotion. This promotion will be subject to the legislation of the country that the N26 entity that the customer has contracted with has its legal seat. The official language of these T&Cs is the contract language of the current account contract between N26 and the customer (hereinafter: the ‘official language’). Any translation must be considered as a courtesy translation. In case of any discrepancies between the official language of these T&Cs and any courtesy translation, the official language version will prevail. Participation in the promotion of N26 is based on these T&Cs. If a participant successfully refers friends within the promotion period, the T&Cs for friend referrals also apply. The promotion cannot be combined with any other promotional offers of N26 except existing friend referral offers.