Bank better abroad
The card that travels with you
- Best currency exchange
- No fees on payments worldwide
- No conditions
- 24/7 customer service
Risk indicator for all N26 accounts.
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N26 is a member of the German Deposit Guarantee Fund. The fund guarantees deposits up to 100,000 euros per account holder and entity.
Travell wherever with N26
From the beaches of Mallorca to the Tower of London — N26 is the bank account that travels with you. Manage your finances from anywhere, save on fees, and enjoy peace of mind — all thanks to smart digital banking.
Free card payments worldwide
Pay using your Mastercard anywhere in the world—for free. We don’t charge foreign transaction fees. Whether it’s Dollars or Mexican pesos, it’s all the same to us.
Customer Support — wherever you are
Need assistance? Simply contact our Customer Support 7 days a week via LiveChat. Whether you're by the sea, in the mountains or in the office, we're always at your side.
Real-time banking
Get instant push notifications for each foreign currency transaction to keep a pulse on your vacation spending. Plus, we'll help you stay in budget by instantly converting your foreign payments into euros.
Pack your bags, and take off
There’s no need to warn us. Lock and unlock your card, activate or deactivate payments abroad from your phone, and set withdrawal limits on-the-go.
N26 Review: Why Every International Traveler Should Bank With N26 ?
"I’ve been using N26 for eight months now, and one particular word comes to mind when describing my experience: smooth. Over the course of these past eight months, I’ve saved nearly $1,000 in foreign exchange and ATM withdrawal fees, shed my bad habit of checking my bank balance daily and finally found financial peace of mind. "
— Jordan Bishop, Forbes (2017)
Security at N26
N26 has been operating with a full German banking license since 2016, and is governed by the same laws and regulations as any other bank. This means that your funds are protected up to €100,000 by the German Deposit Protection Scheme—and that your money and N26 bank account are secure
What's next?
1. Register online2. Verify your identity in a short videocall3. Receive your N26 Mastercard4. Enjoy your N26 account
+ 3 millions
de clients en France
~ 1.800M $
Investis
+ 2 milliards €
de transactions mensuelles
2013
Création
Smart: TIN 0%, APR: -1.17% for a scenario in which a daily balance of €5,000 is maintained consistently for 1 year, applying an annual nominal interest rate of 0% and the monthly cost of the account of €4,90/month. The settlement of the account is made monthly.
You: TIN 0%, APR: -2.35% for a scenario in which a daily balance of €5,000 is maintained consistently for 1 year, applying an annual nominal interest rate of 0% and the monthly cost of the account of €9,90/month. The settlement of the account is made monthly.
Metal: TIN 0%, APR: -3.98% for a scenario in which a daily balance of €5,000 is maintained consistently for 1 year, applying an annual nominal interest rate of 0% and the monthly cost of the account of €16,90/month. The settlement of the account is made monthly.
N26 Instant Savings has no minimum or maximum deposit limit.
2% AER (2% annual NIR). With this interest rate, if you maintain a daily balance of 15,000 euros in your N26 Instant Savings account for a period of 12 months, you will obtain a total gross interest of 300 euros. Monthly interest settlement. Applicable to any amount deposited in the instant savings account, with no minimum or maximum deposit limit. See conditions at https://n26.com
2.8% AER (3% annual NIR). With this interest rate, if you maintain a daily balance of €100,000 in your N26 Instant Savings account for 12 months, after the annual N26 Metal subscription fee of €202.80, your annual remuneration amounts to a gross amount before withholdings and taxes of €2,797.20. Interest is paid monthly. Applicable to any amount deposited in the N26 Instant Savings account, with no maximum limit. See conditions at n26.com.
To benefit from this offer, you’ll need to open an N26 bank account. After that, you may open a separate N26 Instant Savings account to earn interest alongside everyday banking.