Save with more interest with Bizum

Open a free N26 account and link your Bizum to N26 to get 2.25%* AER on your savings. Save flexibly and dip into your savings whenever you like.Open Bank Account
A digital N26 card with a Mastercard logo is displayed above the text "2.25% AER*" on a green background.
Risk indicator for all N26 accounts.
1
/6
This number is indicative of the risk of the product, 1/6 being indicative of lower risk and 6/6 of higher risk.
N26 is a member of the German Deposit Guarantee Fund. The fund guarantees deposits up to 100,000 euros per account holder and entity.

N26 Standard – the free online bank account

Discover N26 Standard, the free online bank account with zero hidden fees. Sign up online in minutes, and start spending right away with your free virtual debit Mastercard in apps, in stores, and online. Prefer a physical card? Order yours now for a one-off €10 delivery fee.

Your N26 account with Spanish IBAN

We’re a licensed bank, 100% digital and secure. Every N26 bank account is guaranteed by the Compensation Scheme of German Banks up to €100,000.

Find out what documents you need to open your N26 account

We aren’t huge fans of paperwork — or of making you waste your time looking for the information you need. To make it easier for you, we explain here in detail what identity documents you need to open your N26 bank account, depending on your nationality.
See list of documents
Hand holding an N26 rhubarb card and in the background the N26 app.

All in one app

N26 combines everyday banking and investing in a seamless way. That means you can manage your stocks, ETFs, and crypto portfolios without having to download another investment app. With N26, all the tools you need to build your financial wealth are in one place.

Hand holding a mobile with the N26 app open and showing the account balance and Stocks and ETFs balance.

Free trades every month

Explore the possibilities of investing with flexible investment plans and unlimited free trades in stocks and ETFs.***
Discover Stocks & ETFs
Man looking at something, with a pop-up in the foreground saying "5 free trades" and a chart showing the fluctuation of an investment.

Get Insights into your spending habits

Not sure where all your money's going? Our Insights feature automatically categorizes your spending in real time. Track regular expenses, keep a pulse on your costs, and spot opportunities for savings. Everyday budgeting has never been easier.
Learn about budgeting
The image shows the N26 Insights feature divided by expenses and income.

Push-notifications with your account activity

Stay up-to-date. Get a push notification immediately after all account activity, including card and mobile payments, ATM withdrawals, direct debits and transfers.
N26 You Instant Push Notification about payment to an airline with two flight tickets in the background.
N26 Maestro Mastercard.
N26 Metal - Slate Grey.
N26 You card, Wheat.

Discover a new banking experience

Open your free N26 bank account from your phone. Just download the app and sign up in a few minutes.
Open Bank Account

2013

Founded

~1,500

Employees

~8 Million

Customers

~1.8 B $

Funding

Pack your bags and go

Lock and unlock your card, enable or disable payments abroad, and set withdrawal limits on the go — all from your smartphone. No more contacting your bank to let them know you’re traveling.