Compare N26 bank accounts in Switzerland

Find the perfect plan for you

N26 Standard

The free digital bank account

Transparent N26 Standard card.

€0.00/Month

POPULAR

N26 Smart

The bank account with tools for spending and saving

N26 You card, Petrol.
N26 You card, Wheat.
N26 You card, Rhubarb.
N26 You card, Teal.
N26 You card, Ash.

€4.90/Month

Physical card
Optional
Virtual card
Contactless payments
Mobile payments
Extra card (optional)
Cashback
Business accounts only
Business accounts only
N26 Crypto
100% mobile banking
Free payments worldwide
CASH26 deposits & withdrawals
Free ATM withdrawals in euros
3
5
Free ATM withdrawals abroad
Transaction list
Insights on spending
Spaces sub-accounts
10
Shared Spaces
Round-ups
Premium partner offers
Unique experiences
Deposit protection
3D Secure payments
Two-factor authentication
Chatbot support
In-app chat
Phone support

N26 Standard

The free digital bank account

Transparent N26 Standard card.

€0.00/Month

N26 Smart

The bank account with tools for spending and saving

N26 You card, Petrol.
N26 You card, Wheat.
N26 You card, Rhubarb.
N26 You card, Teal.
N26 You card, Ash.

€4.90/Month

Find the perfect plan for your business

N26 Standard

The free* digital business bank account with cashback for freelancers

N26 Business Card.

€0.00/Month

POPULAR

N26 Smart

The business bank account with cashback and financial tools for freelancers

N26 You Business Card, Ocean.
N26 You Business Card, Rhubarb.
N26 You card, Sand.
N26 You Business Card, Ocean.
N26 You Business Card, Ash.

€4.90/Month

Physical card
Optional
Virtual card
Contactless payments
Mobile payments
Extra card (optional)
Cashback
0.1%
0.1%
N26 Crypto
100% mobile banking
Free payments worldwide
CASH26 deposits & withdrawals
Free ATM withdrawals in euros
3
5
Free ATM withdrawals abroad
Transaction list
Insights on spending
Spaces sub-accounts
10
Shared Spaces
Round-ups
Premium partner offers
Unique experiences
Chatbot support
In-app chat
Phone support
Deposit protection
3D Secure payments
Two-factor authentication

N26 Standard

The free* digital business bank account with cashback for freelancers

N26 Business Card.

€0.00/Month

N26 Smart

The business bank account with cashback and financial tools for freelancers

N26 You Business Card, Ocean.
N26 You Business Card, Rhubarb.
N26 You card, Sand.
N26 You Business Card, Ocean.
N26 You Business Card, Ash.

€4.90/Month

Services and Fees for everyone who registers with an address in Switzerland.
For our detailed price list, view PDF here

Bank Account for Freelancers FAQ

Can I have both a regular N26 bank account and an N26 Business bank account at the same time?

No. It currently isn’t possible to have two N26 bank accounts with the same name. If you have a personal N26 account and want to open an N26 Business bank account, you will first need to close your personal N26 bank account. You may then sign up for an N26 Business Smart bank account.

How do I open an N26 Business bank account?

To open your N26 Business account, you must meet our eligibility criteria. If you do, you can open your account in just a few minutes using your smartphone or the N26 WebApp on desktop. Opening your bank account doesn’t require any paperwork. You can start using your account right away once we have verified your identity.

You can find more information on how to open an N26 Business account at our Support Center.

Do I have to open my business bank account with my own name?

Yes, you must use your first and last name in order to open an N26 Business bank account. The N26 Business bank account was designed for freelancers and the self-employed who offer their services in their own name—that means the name of your business will not be shown in your bank account or on your Mastercard.