Find a plan for you

Business

€0.00
/month

Business Smart

€4.90
/month

Business You

€9.90
/month

Business Metal

€16.90
/month

Business

The free* online business bank account

Transparent N26 Standard card.
€0.00
/month

Business Smart

The intelligent business bank account for freelancers

N26 You card, Rhubarb.
€4.90
/month

Business You

The business bank account for everyday and travel

N26 You Business Card, Ocean.
€9.90
/month

Business Metal

The business bank account with cashback

Black N26 Business Metal card.
€16.90
/month

Your Mastercard debit

A transparent debit card

Accepted worldwide

Get your statement transparent Mastercard debit

A colorful debit card

Accepted worldwide

Choose from 5 card colors that best fit your style

A colorful debit card

Accepted worldwide

Choose from 5 card colors that best fit your style

An 18-gram metal card

Accepted worldwide

Choose from 3 metallic shades

Contactless payments

NFC technology-enabled

Go cashless and pay with your contactless card at the checkout

Contactless payments

NFC technology-enabled

Go cashless and pay with your contactless card at the checkout

Contactless payments

NFC technology-enabled

Go cashless and pay with your contactless card at the checkout

Contactless payments

NFC technology-enabled

Go cashless and pay with your contactless card at the checkout

Mobile payments

With your smartphone

You can use your N26 card with Apple Pay and Google Pay

Mobile payments

With your smartphone

You can use your N26 card with Apple Pay and Google Pay

Mobile payments

With your smartphone

You can use your N26 card with Apple Pay and Google Pay

Mobile payments

With your Smartphone

You can use your N26 card with Apple Pay and Google Pay

Optional extra card

For more flexibility

Not included

Unlock this feature with N26 Business Smart, Business You and Business Metal

Optional extra card

For more flexibility

You can order an extra N26 card to use with your personal account, for a one off fee.

Optional extra card

For more flexibility

You can order an extra N26 card to use with your personal account, for a one off fee.

Optional extra card

For more flexibility

You can order an extra N26 card to use with your personal account, for a one off fee.

Your bank account

100% mobile banking

for all your transactions

Send and receive transfers, set up direct debits and standing orders, and transfer money instantly

100% mobile banking

for all your transactions

Send and receive transfers, set up direct debits and standing orders, and transfer money instantly

100% mobile banking

for all your transactions

Send and receive transfers, set up direct debits and standing orders, and transfer money instantly

100% mobile banking

for all your transactions

Send and receive transfers, set up direct debits and standing orders, and transfer money instantly

0.1% cashback

on all your card purchases

Pay with your N26 Mastercard and get 0.1% cashback every month

0.1% cashback

on all your card purchases

Pay with your N26 Mastercard and get 0.1% cashback every month

0.1% cashback

on all your card purchases

Pay with your N26 Mastercard and get 0.1% cashback every month

0.5% cashback

on all your card purchases

Pay with your N26 Mastercard and get 0.1% cashback every month

Free payments worldwide

In any currency

Enjoy free and unlimited payments in any currency, wherever you are

Free payments worldwide

In any currency

Enjoy free and unlimited payments in any currency, wherever you are

Free payments worldwide

In any currency

Enjoy free and unlimited payments in any currency, wherever you are

Free payments worldwide

In any currency

Enjoy free and unlimited payments in any currency, wherever you are

Up to 3 free withdrawals

In the Eurozone

Enjoy up to 3 free ATM withdrawals per month

Up to 5 free ATM withdrawals

In the Eurozone

Enjoy up to 5 free withdrawals per month

Up to 5 free ATM withdrawals

In the Eurozone

Enjoy up to 5 free withdrawals per month

Up to 8 free ATM withdrawals

In the Eurozone

Enjoy up to 8 free withdrawals per month

Unlimited free withdrawals

In any currencies

Not included

Unlock this feature with N26 Business You or Business Metal

Unlimited free withdrawals

In any currencies

Not included

Unlock this feature with N26 Business You or Business Metal

Unlimited free withdrawals

In any currencies

Enjoy free ATM withdrawals worldwide

Unlimited free withdrawals

In any currencies

Enjoy free ATM withdrawals worldwide

Your travel insurance package

Travel medical insurance

In case of emergency

Not included

Unlock this feature with N26 Business You or Business Metal

Travel medical insurance

In case of emergency

Not included

Unlock this feature with N26 Business You or Business Metal

Medical travel insurance

In case of emergencies

You're covered up to €1,000,000 for you, your partner and kids, inclusive of dental emergencies

Medical travel insurance

In case of emergencies

You're covered up to €1,000,000 for you, your partner and kids, inclusive of dental emergencies

Trip insurance

In case of cancellation

Not included

Unlock this feature with N26 Business You or Business Metal

Trip insurance

In case of cancellation

Not included

Unlock this feature with N26 Business You or Business Metal

Trip insurance

In case of cancellations

Up to €10,000 compensation in case of trip cancelation or curtailment if the event is covered

Trip insurance

In case of cancellations

Up to €10,000 compensation in case of trip cancelation or curtailment if the event is covered

Pandemic travel coverage

in case of COVID-19

Not included

Unlock this feature with N26 Business You or Business Metal

Pandemic travel coverage

in case of COVID-19

Not included

Unlock this feature with N26 Business You or Business Metal

Pandemic travel coverage

in case of COVID-19

Get covered for medical emergencies and trip cancellation or curtailment due to COVID-19

Pandemic travel coverage

in case of COVID-19

Get covered for medical emergencies and trip cancellation or curtailment due to COVID-19

Flight insurance

In case of delay

Not included

Unlock this feature with N26 Business You or Business Metal

Flight insurance

In case of delay

Not included

Unlock this feature with N26 Business You or Business Metal

Flight insurance

In case of delays

Claim compensation of up to €500 for flight delays over 4 hours

Flight insurance

In case of delays

Claim compensation of up to €500 for flight delays over 4 hours

Luggage coverage

In case of delay or loss

Not included

Unlock this feature with N26 Business You or Business Metal

Luggage coverage

In case of delay or loss

Not included

Unlock this feature with N26 Business You or Business Metal

Luggage coverage

In case of delay or loss

Claim compensation of up to €500 for baggage delays over 12 hours, and up to €2,000 if it goes missing

Luggage coverage

In case of delay or loss

Claim compensation of up to €500 for baggage delays over 12 hours, and up to €2,000 if it goes missing

Your lifestyle insurances

Mobility insurance

For shared vehicles

Not included

Unlock this feature with N26 Business You or Business Metal

Mobility insurance

For shared vehicles

Not included

Unlock this feature with N26 Business You or Business Metal

Mobility insurance

For shared vehicles

Get your car sharing, e-scooter and e-bikes hires covered for damages, up to €20,000

Mobility insurance

For shared vehicles

Get your car sharing, e-scooter and e-bikes hires covered for damages, up to €20,000

Winter sport insurance

In case of accidents

Not included

Unlock this feature with N26 Business You or Business Metal

Winter sport insurance

In case of accidents

Not included

Unlock this feature with N26 Business You or Business Metal

Winter sport insurance

In case of accidents

You're protected on trips to the mountains

Winter sport insurance

In case of accidents

You're protected on trips to the mountains

Car rental

Away from home

Not included

Unlock this feature with N26 Business Metal

Car rental

Away from home

Not included

Unlock this feature with N26 Business Metal

Car rental

Away from home

Not included

Unlock this feature with N26 Business Metal

Car rental insurance

Away from home

Your rental car hires abroad and further away from home are covered for up to €20,000

Phone insurance

For damage and theft

Not included

Unlock this feature with N26 Business Metal

Phone insurance

For damage and theft

Not included

Unlock this feature with N26 Business Metal

Phone insurance

For damage and theft

Not included

Unlock this feature with N26 Business Metal

Phone insurance

For damages and theft

You’re covered up to €1,000 for mobile theft and damage if the event and phone are eligible

Your premium features

Transaction list

downloadable in CSV and PDF

For easier tax return and invoicing

Transaction list

downloadable in CSV and PDF

For easier tax return and invoicing

Transaction list

downloadable in CSV and PDF

For easier tax return and invoicing

Transaction list

downloadable in CSV and PDF

For easier tax return and invoicing

Statistics

for insights on your spending

Get your spending automatically categorized in a monthly overview

Statistics

for insights on your spending

Get your spending automatically categorized in a monthly overview

Statistics

for insights on your spending

Get your spending automatically categorized in a monthly overview

Statistics

for insights on your spending

Get your spending automatically categorized in a monthly overview

Up to 2 Spaces sub-accounts

for budgeting and saving

Create Shared Spaces to manage business funds together with other N26 users

Up to 10 Spaces sub-accounts

for budgeting and saving

Create Spaces to organize your money and save for your financial goals

Up to 10 Spaces sub-accounts

for budgeting and saving

Create Spaces to organize your money and save for your financial goals

Up to 10 Spaces sub-accounts

for budgeting and saving

Create Spaces to organize your money and save for your financial goals

Shared Spaces sub-accounts

with up to 10 N26 users

Not included

Unlock this feature with N26 Business Smart, Business You and Business Metal

Shared Spaces sub-accounts

with up to 10 N26 users

Create Shared Spaces to manage business funds together with other N26 users

Shared Spaces sub-accounts

with up to 10 N26 users

Create Shared Spaces to manage business funds together with other N26 users

Shared Spaces sub-accounts

with up to 10 N26 users

Create Shared Spaces to manage business funds together with other N26 users

Round-ups

to save with every purchase

Not included

Unlock this feature with N26 Business Smart, Business You or Business Metal

Round-ups

to save with every purchase

Round-up every card transaction to the nearest euro and automatically save the difference in a space

Round-ups

to save with every purchase

Round-up every card transaction to the nearest euro and automatically save the difference in a space

Round-ups

to save with every purchase

Round-up every card transaction to the nearest euro and automatically save the difference in a space

Premium partner offers

selected for you

Not included

Unlock this feature with N26 Business Smart, Business You or Business Metal

Premium partner offers

selected for you

Enjoy premium partner offers and discounts with world-class brands

Premium partner offers

selected for you

Enjoy premium partner offers and discounts with world-class brands

Premium partner offers

selected for you

Enjoy premium partner offers and discounts with world-class brands

Unique Experiences

carefully curated

Not included

If you're interested in this feature, check out our Metal account

Unique Experiences

carefully curated

Not included

If you're interested in this feature, check out our Metal account

Unique Experiences

carefully curated

Not included

If you're interested in this feature, check out our Metal account

Unique Experiences

carefully curated

Benefit from a selection of access benefits and bespoke rewards

Your Customer Support

Chatbot support

24/7 assistance

Our chatbot can answer your basic questions, 24/7

Chatbot support

24/7 assistance

Our chatbot can answer your basic questions, 24/7

Chatbot support

24/7 assistance

Our chatbot can answer your basic questions, 24/7

Chatbot support

24/7 assistance

Our chatbot can answer your basic questions, 24/7

In-app livechat

with our specialists

You can contact us directly through your N26 app or via the web app, 7 days a week

In-app livechat

with our specialists

You can contact us directly through your N26 app or via the web app, 7 days a week

In-app livechat

with our specialists

You can contact us directly through your N26 app or via the web app, 7 days a week

In-app livechat

with our specialists

You can contact us directly through your N26 app or via the web app, 7 days a week

Phone support

via a direct hotline

Not included

Unlock this feature with N26 Business Smart, Business You or Business Metal

Phone support

via a direct hotline

You can contact us on the phone, 7 days a week

Phone support

via a direct hotline

You can contact us on the phone, 7 days a week

Dedicated N26 Metal line

Contact us via phone

You can contact us via phone thanks to a priority line, 7 days a week

Your account security

Deposit protection

Up to €100,000

Your money is protected by the German Deposit Protection Scheme

Deposit protection

Up to €100,000

Your money is protected by the German Deposit Protection Scheme

Deposit protection

Up to €100,000

Your money is protected by the German Deposit Protection Scheme

Deposit protection

Up to €100,000

Your money is protected by the German Deposit Protection Scheme

3D Secure

For your online payments

All your online payments are secure, thanks to advanced 3D Secure (3DS) technology

3D Secure

For your online payments

All your online payments are secure, thanks to advanced 3D Secure (3DS) technology

3D Secure

For your online payments

All your online payments are secure, thanks to advanced 3D Secure (3DS) technology

3D Secure

For your online payments

All your online payments are secure, thanks to advanced 3D Secure (3DS) technology

Two-factor authentication

For a secure log-in

An additional layer of security to keep your money safe

Two-factor authentication

For a secure log-in

An additional layer of security to keep your money safe

Two-factor authentication

For a secure log-in

An additional layer of security to keep your money safe

Two-factor authentication

For a secure log-in

An additional layer of security to keep your money safe

€0.00
/month

The free* online business bank account

€4.90
/month

The intelligent business bank account for freelancers

€9.90
/month

The business bank account for everyday and travel

€16.90
/month

The business bank account with cashback

*Up to €50,000 balance, after which a deposit fee may apply. Please find the Terms & Conditions for more information.

Services and Fees for everyone who registers with an address in France.
For our detailed price list, view PDF here

These insurances are only available for customers who opened an account after November 13, 2019 or renewed their account after January 10, 2020. For more information on Allianz insurance coverage, please see the General Conditions of the N26 You, Business You or N26 Metal account.

FAQ

For who is the N26 Business account?

In France, the account N26 Business and N26 Business You are only for autoentrepreneurs/microentrepreneurs which will use it for business purposes. Those accounts cannot be used by professionals which chose another legal form (SASU, EURL, SARL...)

How many many times can i withdraw for free in the euro zone?

*Customers with a standard N26 account, who aren’t using it as their main account, can make 3 free withdrawals per month in the Eurozone. Those using it as their main account can make up to 5 free withdrawals in euros per month—just like customers with N26 You or N26 Business You. N26 Business customers can enjoy up to 3 withdrawals per month in the Eurozone. N26 Metal customers can enjoy up to 8 free withdrawals per month in the Eurozone. Once you’ve exceeded the limit of free withdrawals corresponding to your account, you’ll be charged an additional €2 for each withdrawal.

What if I withdraw money abroad ?

If you choose a N26 Business You account, there are no fees when withdrawing money in a foreign currency, and as often as you want. If you choose a standard N26 account, the fee per withdrawal in a foreign currency is 1.7 % . of the amount withdrawn.

Is there a Minimum Usage Policy?

There is not.

Is there a minimum commitment when signing up to N26?

If you open a free N26 account, there is no commitment. If you open a N26 Business You account, there is a 12 months commitment.

What is included in the Allianz insurance package?

The Allianz Insurance package includes mobile phone theft protection, travel insurance, ATM theft protection, Extended Warranty and Purchase Protection.