N26 Standard
The free* digital business bank account with cashback for freelancers
Virtual Card
€0.00/Month
N26 Standard
The free* digital business bank account with cashback for freelancers
Virtual Card
€0.00/Month
Services and Fees are for anyone who registers with an address in Belgium, Estonia, Finland, Greece, Ireland, Lithuania, Luxembourg, The Netherlands, Portugal, Slovakia, Slovenia, Sweden, Norway, Denmark, Poland, Iceland and Liechtenstein.
For our detailed price list, view PDF here
For more information on Allianz Assistance insurance coverage, please see the General Conditions of the N26 Go, N26 Metal, N26 Business Go or N26 Metal Business account.
These statements are intended to provide general information and do not constitute investment advice or any other advice on financial services and financial instruments such as stocks and ETFs. These statements also do not constitute an offer to conclude a contract for the purchase or sale of stocks and ETFs. Stocks and ETFs can be subject to high fluctuations in value. A decline in value or a complete loss of the money invested are possible at any time. The values depicted are fictional and for illustrative purposes.Stocks and ETFs are currently available for eligible customers in Germany, Austria, France, Spain, Belgium, Denmark, Estonia, Finland, Greece, Latvia, Lithuania, Norway, Poland, Portugal, Slovakia, Slovenia and the Netherlands. Using the N26 Broker service is always subject to eligibility. The numbers of available Stocks and ETFs can vary per market.
*Please note that interest rates for each type of membership are subject to change.
**The money in your bank accounts — including N26 Instant Savings — is protected up to €100,000 by the German Deposit Guarantee Scheme.
***Valid only for new customers who open a new N26 Metal account from 19/02/2025 onwards. The interest rate for the N26 Instant Savings account corresponds to the current European Central Bank deposit facility rate (2% starting on 11/06/2025) and is subject to change by N26 any time. Terms and conditions apply.
Bank Account for Freelancers FAQ
- You will use the account primarily for business purposes.
- You’re not already an N26 user.
- You reside in a country where N26 operates: Germany, Austria, France, Italy, Spain, Portugal, Ireland, Greece, the Netherlands, Belgium, Luxembourg, Finland, Latvia, Estonia, Lithuania, Slovakia, Slovenia
No. With N26, you can only have one active account in your name. Currently, it’s not possible to have two N26 accounts under the same name. This means that you can’t have a private N26 bank account and an N26 business account at the same time.
To open an N26 Business account, you must meet our eligibility criteria. If you do, simply register on our website, or by downloading the N26 app onto a compatible smartphone. Opening your business bank account takes only minutes and is done without paperwork. Once you’ve verified your identity, your business bank account will be ready to use.
For more information on opening an N26 Business bank account, as well as the documents that you need, visit our Support Center.
To sign up for a N26 Business account, you must use your personal name and last name. The N26 Business bank account is designed for self-employed and freelance users doing business under their own name. That means you can’t have your company’s name on the account or card.
N26 Business bank account is designed for freelancers and the self-employed, and you must register with your personal first and last name. A business bank account is a smart investment to separate your business finances from your personal banking. A dedicated business bank account will make for easier accounting and bookkeeping as you grow your business. With N26 Business, you can manage your business finances from anywhere, on your smartphone or via the WebApp on desktop.