Create the right impression
N26 Business You is a bank account with travel insurance for freelancers and the self-employed with 0.1% cashback plus free ATM withdrawals abroad and your choice of card color: Ocean, Rhubarb, Sand, Aqua, or Slate.
Earning interest on your savings
No deposit limits, easy access, and simple conditions. With N26 Instant Savings, you get a flexible savings account at no added cost — directly in your N26 app.
N26 You customers collect 2.8%* p.a. interest on their savings. Want 4% p.a.? Get N26 Metal.
More about the Instant Savings account
No fees for foreign currencies
When it comes to business, small fees can add up fast. With N26 Business You, enjoy fee-free card payments anywhere in the world and unlimited free ATM withdrawals abroad — in any currency.
Make the world your home office
Work from anywhere, thanks to Allianz Assistance extended travel insurance. Whether it's travel delays, a canceled or interrupted trip, or lost or stolen baggage, we've got you covered. Plus, you get personal liability protection if you’re responsible for third-party damage while you're traveling. And of course, you're insured in case of a travel medical care — including dental emergencies.
Earn 0.1% cashback for your business
Each time you make a purchase with your N26 Mastercard, you'll get 0.1% cashback — calculated and deposit automatically into your account every month.
#Tag your expenses
#subscriptions, #office, #client, #bizness… use personalized hashtags to label your transactions and keep organized.
Up-to-date activity
Never miss a payment or a paid invoice. Instant notifications help you stay on top of your finances, including card transactions, withdrawals, and incoming transfers.
Safe payments with 3D Secure
Thanks to Mastercard SecureCode, your N26 Business You account has an extra layer of security against fraudulent online payments.
Stay organized with built-in bookkeeping
Keeping track of your business finances just got way easier. As a N26 Business You customer, you get a clear financial overview of your expenses and earnings, right in your N26 app. Artificial intelligence automatically categorizes your transactions, so you don't have to.
Save money on subscriptions and more
N26 Business You comes with deals from brand-name partners like Grover, Bolt, and Booking.com to help you save money and grow your freelance business. Discover the current range of offers and discounts in the N26 app — and check back often, because we're continuously adding more.
Back-up your business with a spare card
A small glitch can really set you back when you're running a business. Order an additional card for your Business You account so that you always have access to your funds — even when your wallet is buried in your other bag.
Save with Spaces
The N26 Spaces feature is powerful, simple way to save. You can have up to 10 of these sub-accounts alongside your main account, perfect for setting money aside for important business expenses. Once you've created a Space, simply drag and drop funds — whether it's for freelance taxes or a big Q4 project, your money is safely tucked away in its designated Space.
N26 Business Metal — upgrade your business account
Go premium with a N26 Business Metal account, designed for you and your business. Make a statement with your new metal Mastercard, and boost your cashback rate to 0.5% on all your purchases. Plus, get extended insurance, exclusive partner perks, and more.
Upgrade to N26 Business Metal
*Deposits on the N26 savings account are remunerated at the gross annual nominal rate of 4% for the N26 Metal account, 2.8% for the N26 Standard, N26 Smart and N26 You accounts, including personal and business accounts. Prices are subject to change at any time by N26. The offer is provided under the German law. No key information or other legally prescribed documents are available for these accounts. For customers in Belgium, more info here.
Frequently Asked Questions
- What are the benefits of a N26 Business You bank account with travel insurance?
- What do I need to open a N26 Business You bank account?
- How does the 0.1% cashback on purchases work?
- What kind of travel insurance does the N26 Business You bank account offer?
- Does the N26 Business You bank account offer no foreign transaction fees?
- What are the differences between the N26 You bank account and N26 Business You bank account?
