Five N26 You cards floating in the air.

N26 Business You

The business bank account for freelancers with travel insurance from Allianz.

Create the right impression

N26 Business You is a bank account with travel insurance for freelancers and the self-employed with 0.1% cashback plus free ATM withdrawals and your choice of card color – Ocean, Rhubarb, Sand, Aqua or Slate.

N26 You Business Card, Ocean.

Zero foreign currency fees

When it comes to business, the small fees can soon add up. That's why there are no fees on the card payments you make anywhere in the world and you'll get unlimited free ATM withdrawals abroad, in any currency.

N26 You Timeline Feature in App.
N26 You Spaces Overview in App.

An insurance package for work and travel

Go global thanks to an extensive insurance package from Allianz Assistance that includes compensation for flight delays and lost luggage, car, bike and scooter cover, plus medical emergencies inclusive of dental treatment and winter sports.

Reinvest with 0.1% cashback

You’ll receive 0.1% cashback on any purchases made using your N26 Mastercard, calculated quarterly and paid directly into your account.

#Tag your transactions

#client, #office, #bizness… create your own personal hashtags and attach them to your transactions to organize them better.

Real-time activity notifications

Stay up to date. Get a push notification immediately after all account activity, including card payments, withdrawals and transfers.

Mastercard SecureCode - Icon - N26 Security.

3D Secured payments

Mastercard SecureCode gives you an extra layer of security that helps prevent fraud when making payments online with your N26 Business You account.

Always get a breakdown of your spending

Your N26 Business You account comes with built-in artificial intelligence that automatically categorizes and labels your purchases, and displays these with a clear visual overview in the app.

N26 Bank Account categorising transactions for statistics.

An extra card to keep you moving

When it comes to business, small hiccups can cause serious delays. Order an extra card for your Business You account to make sure the cash keeps on flowing, even when you’ve misplaced your wallet.

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N26 You exclusive partner benefits.

Discounts on the tools you need

With brand-name partners like WeWork and Hotels.com, N26 Business You comes with a wide range of continuously updated offers and discounts to help your freelance business grow – whether you’re working at home or abroad.

Spaces for planning

Spaces is an in-app feature that lets you create up to 10 separate "sub-accounts", perfect for budgeting business expenses. Create up to 10 individual spaces and add or transfer money between these and your main account. Now, you’re also able to add up to 10 other users into the same sub-account! Shared Spaces makes saving up for a group project or managing funds for a co-working space even easier.

Shared Spaces
Smartphone with the N26 Spaces open on it.
N26 Bank Account Moneybeam example transaction.

Faster payments with MoneyBeam and SEPA Transfer

Top up your N26 Business You account through a debit card after signing-up, and send, receive and request money from other N26 users listed in your contact list with real-time MoneyBeam payments.

Need to get your invoices paid as soon as possible? Get your hard-earned money into your account faster when your client uses SEPA Instant Credit Transfer – it only takes a few seconds.

Plus, more helpful features...

Print your transactions list

We're mobile, but for easier tax returns and invoicing, export and download your transaction list as CSV or PDF files for easy printing.

Banking on the big screen

First, sign up to N26 using the mobile app. Then, view your account from a desktop or other device using our web app.

Stand out with N26 Business Metal

Choose the best for your business—discover N26 Business Metal, our most premium plan yet for freelancers and business owners. In addition to all the advantages of N26 Business You, you can earn 0.5% cashback on all purchases, and benefit from smartphone insurance and priority Customer Support. It also includes our exclusively-designed Mastercard in stainless steel, available in 3 metallic shades.

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Shared Spaces is only available for N26 accounts with a German IBAN. This feature will be soon available for N26 accounts with an Italian IBAN opened from 03/26/2020.

Frequently Asked Questions

allianz-global-assistance. Legal Notice: You can see all the information you need to start a claim or call Allianz Global Assistance Europe in case of an emergency in the N26 app. N26 Business You features comprehensive insurance coverage from Allianz Global Assistance Europe (trade name of AWP P & C S.A. - Dutch branch), one of Europe’s most trusted insurance companies.