N26 Business You

The business bank account for freelancers with travel insurance from Allianz Assistance, for just €9.90 per month.
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Zero foreign currency fees

When it comes to business, small fees can add up fast. With N26 Business You, enjoy fee-free card payments anywhere in the world and unlimited free ATM withdrawals abroad — in any currency.
N26 You Timeline Feature in App.

Get comprehensive travel insurance

Go global thanks to an extensive insurance package from Allianz Assistance. Get coverage for travel delays, trip cancellation, trip interruption, and lost or stolen baggage. Plus, you’re also protected if you’re personally liable for damage to a third party or in case of a medical emergency — including emergency dental treatment — while you're traveling.
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Illustration of a mobile with a broken screen.

Reinvest with 0.1% cashback

You’ll receive 0.1% cashback on any purchases made using your N26 Mastercard, calculated monthly and paid directly into your account.

#Tag your transactions

#client, #office, #bizness… create your own personal hashtags and attach them to your transactions to organize them better.

Real-time activity notifications

Stay up to date. Get a push notification immediately after all account activity, including card payments, withdrawals and transfers.

Mastercard SecureCode - Icon - N26 Security

3D Secured payments

Mastercard SecureCode gives you an extra layer of security that helps prevent fraud when making payments online with your N26 Business You account.

Always get a breakdown of your spending

Your N26 Business You account comes with built-in artificial intelligence that automatically categorizes and labels your purchases and gives you a clear visual overview of your finances. It’s all right at your fingertips in the Insights section of your N26 app.
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N26 Bank Account categorising transactions for statistics.

Discounts on the tools you need

With brand-name partners like Grover, Bolt, and Booking.com, N26 Business You comes with a wide range of continuously updated offers and discounts to help your freelance business grow – whether you’re working at home or abroad. Discover current perks in the N26 app.
N26 You exclusive partner benefits.

An extra card to keep you moving

Small hiccups can really set you back when it comes to business. Order an extra card for your Business You account and make sure you always have access to your money—even when you’ve misplaced your wallet.
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Spaces for planning

Spaces is an in-app feature that lets you create up to 10 separate "sub-accounts", perfect for budgeting business expenses. Create up to 10 individual spaces and add or transfer money between these and your main account.Whether you're saving money for the next conference you will attend or to decorate your work space, setting money aside is easier with a dedicated space.
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Smartphone with the N26 Spaces open on it.

Plus, more helpful features...

Print your transactions list

We're mobile, but for easier tax returns and invoicing, export and download your transaction list as CSV or PDF files for easy printing.

Banking on the big screen

First, sign up to N26 using the mobile app. Then, view your account from a desktop or other device using our web app.

N26 Business Metal, THE business account

N26 Business Metal is our most premium account, dedicated to you and your business. Get a signature metal Mastercard, and enjoy 0.5% cashback on all your purchases, an extensive insurance package, special partner offers, and more.
Upgrade to N26 Business Metal

Frequently Asked Questions

  • What are the benefits of a N26 Business You bank account with travel insurance?
  • What do I need to open a N26 Business You bank account?
  • How does the 0.1% cashback on purchases work?
  • What kind of travel insurance does the N26 Business You bank account offer?
  • Does the N26 Business You bank account offer no foreign transaction fees?
  • What are the differences between the N26 You bank account and N26 Business You bank account?

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Allianz Logo - Updated June 2020. Legal Notice: You can see all the information you need to start a claim or call Allianz Global Assistance Europe in case of an emergency in the N26 app. N26 Business You features comprehensive insurance coverage from Allianz Global Assistance Europe (trade name of AWP P & C S.A. - Dutch branch), one of Europe’s most trusted insurance companies.