N26 Blog: Banking Basics

A hand full of different currency notes with a green background.

What is Hyperinflation?

You’ve probably noticed prices rising everywhere you look. Maybe you’ve heard of hyperinflation. But what exactly does it mean? And are we on track for hyperinflation like Germany had 100 years ago?
9 min read
Woman checking her bank statement and holding an N26 debit card.

What’s the difference between gross pay and net pay?

Understand the difference between gross vs. net salary and learn what it means for your salary.
5 min read
Illustration of a woman using her mobile and 3 coins coming out of it.

How to transfer money from one bank to another

SEPA, intra-bank, and inter-bank transfers. Not sure what all this banking jargon actually means? Discover how to best move your money around, explained in simple terms.
8 min read
Woman checking her bank statement and holding an N26 debit card.

The Difference Between Visa and Mastercard - N26

Visa and Mastercard are the world’s best-known credit cards, and it might seem like they’re one and the same. But there are some major differences—read on to learn what they are!
5 min read
A compass.

Banking basics: all about cash

We take a closer look at all things ‘hard cash’ (AKA physical currency). Find out about withdrawals, cashback and deposits here.
5 min read
Woman with a laptop and a smart phone.

What is deflation—and what does it mean for the economy?

Central banks do everything in their power to avoid deflation—but why? What causes deflation, and how can it negatively affect the economy? Read on to learn more!
9 min read
A hand holding an N26 standard card with a smartphone showing the N26 app.

Everything you need to know—but were never told—about your bank account number

Learn everything you need to know about your bank account number and understand what types of transactions you can make with it.
5 min read
Hand with an ice cream showing coins inside the ice cream as if the ice cream were transparent.

What is a central bank, and what is its role?

Heard of it, but not really sure what a central bank is? Find out what role this institution plays, and its influence on a country’s economy.
5 min read
crinkled euro notes.

What does inflation mean for you and your money?

With prices steadily rising, you might be wondering what the current inflation means for your savings. Here you’ll learn about the effects of inflation on your personal finances.
8 min read
Business meeting.

How to take out a joint loan in Germany

Things don’t always turn out the way you expect⁠—especially when it comes to debt. That’s why we’re bringing you this guide to getting out of a joint loan.
3 min read
Putting money into a piggy bank.

How do loans work in Germany?

What’s the difference between overdraft and consumer credit? Am I eligible, and how can I apply for a loan? Get a simple rundown of everything you need to know about credit loans in Germany.
4 min read