A brief guide to universal basic income

Heard all the buzz about universal basic income and want to learn more? Read on to get the basics of this cash payment program that some governments are already adopting.

4 min read

N26 app on a smart phone with a transaction history page.

The base salary explained: a guide to understanding your pay packet

Get to know the details of your pay packet with these financial definitions.

5 min read

a collection of all clocks showing times in different cities of the world.

How long does a transfer take?

The SEPA initiative makes it easier to send euros between bank accounts, but transfers don’t always happen overnight.

2 min read

N26 You.

Credit, debit, and prepaid cards—what’s the difference?

You use them every day but what is the difference, actually? Let’s get to the heart of the matter so you can decide what’s best for you.

7 min read

Woman checking her bank statement and holding an N26 debit card.

What’s the difference between gross pay and net pay?

Understand the difference between gross vs. net salary and learn what it means for your salary.

5 min read

N26 logo against a turquoise background.

How to transfer money from one bank to another

SEPA, intra-bank, and inter-bank transfers. Not sure what all this banking jargon actually means? Discover how to best move your money around, explained in simple terms.

8 min read

What is debt consolidation? How and when to consolidate debt

Consolidating multiple debt balances into a new account with just one monthly payment can have a lot of advantages. But it may not be right for every situation.

7 min read

A compass.

Banking basics: all about cash

We take a closer look at all things ‘hard cash’ (AKA physical currency). Find out about withdrawals, cashback and deposits here.

5 min read

EU flag but the stars are Euro symbols.

The ECB’s key interest rate: what it is and how it affects you

For the first time in 11 years, the European Central Bank has raised its key interest rate. But what exactly is it? Read on to learn how it works and what the changes might mean for you.

13 min read

Recession in big letters, surrounded by clouds while a person stands before it.

What is a recession and how long will it last?

Political events, environmental disasters, trade shocks: There are many factors that could cause a country's economy to slow down. But what exactly is a recession—and how long do they last?

5 min read

Price reduction through deflation.

What is deflation—and what does it mean for the economy?

Central banks do everything in their power to avoid deflation—but why? What causes deflation, and how can it negatively affect the economy? Read on to learn more!

8 min read

A hand holding an N26 standard card with a smartphone showing the N26 app.

Everything you need to know—but were never told—about your bank account number

Learn everything you need to know about your bank account number and understand what types of transactions you can make with it.

5 min read

What’s a bank transfer? How they work and how to make one

There are different options for sending and receiving money—each with their own pros and cons. In this article, get an overview of what a bank transfer is and how to make one yourself.

1 min read