EU flag but the stars are Euro symbols.

The ECB’s key interest rate: what it is and how it affects you

For the first time in 11 years, the European Central Bank has raised its key interest rate. But what exactly is it? Read on to learn how it works and what the changes might mean for you.

13 min read

Smiling man stands in front of plants.

How to build a healthy relationship with your bank account

Stuck in a rut with your finances? Here’s how to overcome financial anxiety and create a healthy, sustainable relationship with your money.

6 min read

Euro symbol.

Banking Basics: getting started

We’re here to demystify all things banking-related. Read our guide to take a closer look at the basics of your account.

6 min read

Calculator and pen on notebook.

The Austrian Consumer Price Index (CPI)

The consumer price index (CPI) is a measurement that tracks changes in the prices of various consumer goods. But how is it calculated and what’s the harmonized index of consumer prices?

1 min read

A freelance accountant working on a desk.

What’s the difference between salary and hourly pay?

Trying to decide how you want to be paid? Weigh up the pros and cons to decide what’s best for you.

5 min read

Freelancers with iPads writing on a note-book.

What is annual salary?

What is it, really? How is it calculated? Learn about the different elements and compare annual salary to hourly rate.

5 min read

A brief guide to universal basic income

Heard all the buzz about universal basic income and want to learn more? Read on to get the basics of this cash payment program that some governments are already adopting.

4 min read

a collection of all clocks showing times in different cities of the world.

How long does a transfer take?

The SEPA initiative makes it easier to send euros between bank accounts, but transfers don’t always happen overnight.

2 min read

N26 You.

Credit, debit, and prepaid cards—what’s the difference?

You use them every day but what is the difference, actually? Let’s get to the heart of the matter so you can decide what’s best for you.

7 min read

A compass.

Banking basics: all about cash

We take a closer look at all things ‘hard cash’ (AKA physical currency). Find out about withdrawals, cashback and deposits here.

5 min read

Recession in big letters, surrounded by clouds while a person stands before it.

What is a recession and how long will it last?

Political events, environmental disasters, trade shocks: There are many factors that could cause a country's economy to slow down. But what exactly is a recession—and how long do they last?

5 min read

Metal statue of a bull.

Bull markets: What they mean for your money

Not sure what bulls have to do with the financial world? The term is mostly symbolic — but bull markets can have significant effects on your investments. Read on to learn what a bull market is.

9 min read

Bear market: This is what it means

If you think a bear market sounds rather scary, you’re already on the right track. In this article, you’ll learn what a bear market is, why it occurs, how it affects your assets and how long it lasts.

9 min read