A brief guide to universal basic income

Heard all the buzz about universal basic income and want to learn more? Read on to get the basics of this cash payment program that some governments are already adopting.

4 min read

a collection of all clocks showing times in different cities of the world.

How long does a transfer take?

The SEPA initiative makes it easier to send euros between bank accounts, but transfers don’t always happen overnight.

2 min read

N26 You.

Credit, debit, and prepaid cards—what’s the difference?

You use them every day but what is the difference, actually? Let’s get to the heart of the matter so you can decide what’s best for you.

7 min read

A compass.

Banking basics: all about cash

We take a closer look at all things ‘hard cash’ (AKA physical currency). Find out about withdrawals, cashback and deposits here.

5 min read

EU flag but the stars are Euro symbols.

The ECB’s key interest rate: what it is and how it affects you

For the first time in 11 years, the European Central Bank has raised its key interest rate. But what exactly is it? Read on to learn how it works and what the changes might mean for you.

13 min read

Recession in big letters, surrounded by clouds while a person stands before it.

What is a recession and how long will it last?

Political events, environmental disasters, trade shocks: There are many factors that could cause a country's economy to slow down. But what exactly is a recession—and how long do they last?

5 min read

Two persons signing a document on a meeting.

How to negotiate salary: 10 tips for a better job offer

Wondering how to negotiate salary for a new job, or how to ask for a raise in your existing role? Read on to discover our 10 top tips for getting the salary you deserve.

6 min read

A freelance accountant working on a desk.

What’s the difference between salary and hourly pay?

Trying to decide how you want to be paid? Weigh up the pros and cons to decide what’s best for you.

5 min read

Freelancers with iPads writing on a note-book.

What is annual salary?

What is it, really? How is it calculated? Learn about the different elements and compare annual salary to hourly rate.

5 min read

Man taking notes working with a calculator and a laptop.

What is a salary?

A salary is the money you’re paid to do a job. But there’s more to it than that. Our complete definition of salary includes how it works and what that means for you.

7 min read

Hand with Standard N26 Card.

How top up your N26 account with EPS

Want to deposit funds into your N26 bank account? You can do so easily and instantly with EPS. Learn what EPS is, what the benefits are, and how you can use it to top up your N26 account.

3 min read

N26 notification from a SEPA Instant Incoming Transfer.

SEPA transfers made easy–everything you need to know

You’ve heard of SEPA payments, but what does it stand for, and how does it actually work? We unpack all you need to know about SEPA transfers here.

6 min read

Man taking notes working with a calculator and a laptop.

What is mental accounting and why are we so bad at ‘organizing’ our finances

Organizing your finances isn’t easy. Find out why so many people struggle to sort out their funds.

5 min read