N26 Blog

N26 notification from a SEPA Instant Incoming Transfer.

SEPA transfers made easy–everything you need to know

You’ve heard of SEPA payments, but what does it stand for, and how does it actually work? We unpack all you need to know about SEPA transfers here.

8 min read

EU flag but the stars are Euro symbols.

The ECB’s key interest rate: what it is and how it affects you

Since July 2022 the European Central Bank has raised its key interest rate. But what exactly is it? Read on to learn how it works and what the changes might mean for you.

12 min read

A woman by a laptop looking at her cellphone.

The myth of starting early: Why it’s never too late to start investing

Are your finances doomed if you don’t start setting money aside early? We explain why investing early is more difficult than it seems, and what you can do to grow your money at any age or stage.

10 min read

Person with white sweatshirt looking at phone.

What to know before you start investing

Getting started with investing can feel like a big task, but it doesn’t have to be. Here are some of the most important points to consider when you’re planning to invest your money.

10 min read

Brendan Walsh - Portfolio manager, writer and investor.

Trading vs. Investing: Understanding the Key Differences

Trading and investing — what’s the difference? And what might be best for you? Brendan Walsh, a veteran investor, digs into the details and gives his expert opinion.

6 min read

Woman relaxes in bathtub.

Making your money work for you: What to do when you have extra cash

If you’ve found yourself with a few extra euros in your account but feel stumped on what to do with them, you’ve come to the right place.

6 min read

Woman with tattoo meditating.

Your sign to get your finances in shape

From losses to big wins: Here’s how to give your bank account a money makeover in the coming months.

6 min read

Illustration showing detailed information about an ETF purchase.

What Is an ETF? An Overview for Beginner Investors

Everyone is talking about ETFs. Here's why — and what you need to know before investing in them.

7 min read

What is an investment portfolio? Creating and managing your investments

Making responsible and informed decisions about investing can unlock long-term financial stability. This article explains what an investment portfolio is and how to get started.

6 min read

picture of a person and an investing illustration.

Investment for beginners: what is investing and how to easily get started

From purchasing real estate to buying stocks, investing is the key to a secure and stable financial future. In this guide, learn what investing is and what you need to know to get started.

6 min read

Un hombre hablando con una mujer al lado de una piscina.

Best ways to send money online internationally

Sending money overseas? Here’s what you need to know to get the best exchange rates and avoid hidden fees on your international money transfer.

7 min read

Euro symbol.

Banking Basics: getting started

We’re here to demystify all things banking-related. Read our guide to take a closer look at the basics of your account.

6 min read

A credit card being inserted into an ATM.

Banking Basics: ATM fees

Confused why you’re getting charged ATM fees when you withdraw your cash? Read more about why it’s happening and how to avoid them next time.

7 min read