a collection of all clocks showing times in different cities of the world.

How long does a transfer take?

The SEPA initiative makes it easier to send euros between bank accounts, but transfers don’t always happen overnight.

2 min read

N26 You.

Credit, debit, and prepaid cards—what’s the difference?

You use them every day but what is the difference, actually? Let’s get to the heart of the matter so you can decide what’s best for you.

7 min read

Woman checking her bank statement and holding an N26 debit card.

What’s the difference between gross pay and net pay?

Understand the difference between gross vs. net salary and learn what it means for your salary.

5 min read

N26 logo against a turquoise background.

How to transfer money from one bank to another

SEPA, intra-bank, and inter-bank transfers. Not sure what all this banking jargon actually means? Discover how to best move your money around, explained in simple terms.

8 min read

A compass.

Banking basics: all about cash

We take a closer look at all things ‘hard cash’ (AKA physical currency). Find out about withdrawals, cashback and deposits here.

5 min read

A hand holding an N26 standard card with a smartphone showing the N26 app.

Everything you need to know—but were never told—about your bank account number

Learn everything you need to know about your bank account number and understand what types of transactions you can make with it.

5 min read

Hand with an ice cream showing coins inside the ice cream as if the ice cream were transparent.

What is a central bank, and what is its role?

Heard of it, but not really sure what a central bank is? Find out what role this institution plays, and its influence on a country’s economy.

4 min read

crinkled euro notes.

What does inflation mean for you and your money?

With prices steadily rising, you might be wondering what the current inflation means for your savings. Here you’ll learn about the effects of inflation on your personal finances.

8 min read

A couple under the sun during their vacation on the beach.

What is paid time off and how does it work?

What does PTO stand for and what do you need to know? Our guide explains the difference between paid time off and vacation.

5 min read

1 cent, 2 cents, 5 cents, 10 cents, 20 cents stack on the top.

Your guide to understanding the policy rate in France

Let’s unpack the taux directeur—aka the policy rate. Understand how it affects your daily life in France with this simple guide.

5 min read

Two persons signing a document on a meeting.

How to negotiate salary: 10 tips for a better job offer

Wondering how to negotiate salary for a new job, or how to ask for a raise in your existing role? Read on to discover our 10 top tips for getting the salary you deserve.

6 min read

A freelance accountant working on a desk.

What’s the difference between salary and hourly pay?

Trying to decide how you want to be paid? Weigh up the pros and cons to decide what’s best for you.

5 min read

Freelancers with iPads writing on a note-book.

What is annual salary?

What is it, really? How is it calculated? Learn about the different elements and compare annual salary to hourly rate.

5 min read