Hand with an ice cream showing coins inside the ice cream as if the ice cream were transparent.

What is a central bank, and what is its role?

Heard of it, but not really sure what a central bank is? Find out what role this institution plays, and its influence on a country’s economy.

4 min read

N26 You.

Credit, debit, and prepaid cards—what’s the difference?

You use them every day but what is the difference, actually? Let’s get to the heart of the matter so you can decide what’s best for you.

7 min read

a collection of all clocks showing times in different cities of the world.

How long does a transfer take?

The SEPA initiative makes it easier to send euros between bank accounts, but transfers don’t always happen overnight.

2 min read

A couple under the sun during their vacation on the beach.

What is paid time off and how does it work?

What does PTO stand for and what do you need to know? Our guide explains the difference between paid time off and vacation.

5 min read

1 cent, 2 cents, 5 cents, 10 cents, 20 cents stack on the top.

Your guide to understanding the policy rate in France

Let’s unpack the taux directeur—aka the policy rate. Understand how it affects your daily life in France with this simple guide.

5 min read

Woman checking her bank statement and holding an N26 debit card.

What’s the difference between gross pay and net pay?

Understand the difference between gross vs. net salary and learn what it means for your salary.

5 min read

A freelance accountant working on a desk.

What’s the difference between salary and hourly pay?

Trying to decide how you want to be paid? Weigh up the pros and cons to decide what’s best for you.

5 min read

Freelancers with iPads writing on a note-book.

What is annual salary?

What is it, really? How is it calculated? Learn about the different elements and compare annual salary to hourly rate.

5 min read

Man taking notes working with a calculator and a laptop.

The minimum wage in France—everything you need to know

You’ve heard of SMIC but don’t know what it means? Read on to learn all about how the minimum wage is calculated in France—and much more!

4 min read

Man taking notes working with a calculator and a laptop.

What is a salary?

A salary is the money you’re paid to do a job. But there’s more to it than that. Our complete definition of salary includes how it works and what that means for you.

7 min read

Woman with a yellow sweater working on her laptop.

Laptop insurance and tablet insurance—should you get covered?

Investing in insurance can wind up saving you big time. Here’s what to consider when insuring your devices.

7 min read

A person writing on a bloc notes.

6 creative ways to save money and make budgeting fun

Budgeting doesn’t have to be boring.

5 min read

A man writing down his idea on a white book on a small wooden table.

Insurtech—the new force taking on the insurance industry

Find out everything you need to know about Insurtech, the new disruptive force shaking up the insurance industry and how it might affect you.

4 min read