Smiling man stands in front of plants.

How to build a healthy relationship with your bank account

Stuck in a rut with your finances? Here’s how to overcome financial anxiety and create a healthy, sustainable relationship with your money.

6 min read

1 cent, 2 cents, 5 cents, 10 cents, 20 cents stack on the top.

Your guide to understanding the policy rate in France

Let’s unpack the taux directeur—aka the policy rate. Understand how it affects your daily life in France with this simple guide.

5 min read

Euro symbol.

Banking Basics: getting started

We’re here to demystify all things banking-related. Read our guide to take a closer look at the basics of your account.

6 min read

What is Euribor and how does it affect you?

The European interbank interest rate—or Euribor—impacts everything from your savings account to mortgage rates. Learn more about its impacts in this article.

5 min read

Freelancers with iPads writing on a note-book.

What is annual salary?

What is it, really? How is it calculated? Learn about the different elements and compare annual salary to hourly rate.

5 min read

A freelance accountant working on a desk.

What’s the difference between salary and hourly pay?

Trying to decide how you want to be paid? Weigh up the pros and cons to decide what’s best for you.

5 min read

What is shrinkflation? How to avoid paying more for less

Milka bars have been getting smaller, but cost the same. And there’s a word for that: shrinkflation. We’ll help you understand this phenomenon, and what you can do to avoid paying more for less.

5 min read

a world map showing different currency symbols and golden strings.

Stagflation Explained: From Stocks to Real Estate

When is an economy at risk of stagflation? And what does that mean exactly? Here, find out what the term means, the consequences of stagflation, and why some might even benefit from it.

8 min read

a collection of all clocks showing times in different cities of the world.

How long does a transfer take?

The SEPA initiative makes it easier to send euros between bank accounts, but transfers don’t always happen overnight.

2 min read

Woman checking her bank statement and holding an N26 debit card.

What’s the difference between gross pay and net pay?

Understand the difference between gross vs. net salary and learn what it means for your salary.

5 min read

N26 You.

Credit, debit, and prepaid cards—what’s the difference?

You use them every day but what is the difference, actually? Let’s get to the heart of the matter so you can decide what’s best for you.

7 min read

N26 logo against a turquoise background.

How to transfer money from one bank to another

SEPA, intra-bank, and inter-bank transfers. Not sure what all this banking jargon actually means? Discover how to best move your money around, explained in simple terms.

8 min read

A compass.

Banking basics: all about cash

We take a closer look at all things ‘hard cash’ (AKA physical currency). Find out about withdrawals, cashback and deposits here.

5 min read