Your Mastercard debit
A virtual debit card
Accepted worldwide
Pay with a virtual card on your phone, or get a physical card for a €10 delivery fee
A colorful debit card
Accepted worldwide
Choose from 5 card colors that best fit your style
An 18-gram metal card
Accepted worldwide
Choose from 3 metallic shades
A colorful debit card
Accepted worldwide
Choose from 5 card colors that best fit your style
Contactless payments
NFC technology-enabled
Go cashless and pay with your contactless card at the checkout
Contactless payments
NFC technology-enabled
Go cashless and pay with your contactless card at the checkout
Contactless payments
NFC technology-enabled
Go cashless and pay with your contactless card at the checkout
Contactless payments
NFC technology-enabled
Go cashless and pay with your contactless card at the checkout
Mobile payments
With your smartphone
You can use your N26 card with Apple Pay and Google Pay
Mobile payments
With your smartphone
You can use your N26 card with Apple Pay and Google Pay
Mobile payments
With your smartphone
You can use your N26 card with Apple Pay and Google Pay
Mobile payments
With your smartphone
You can use your N26 card with Apple Pay and Google Pay
Optional extra card
For more flexibility
Not included
Unlock this feature with N26 Smart, You or Metal
Optional extra card
For more flexibility
You can order an extra N26 card to use with your personal account, for a one off fee
Optional extra card
For more flexibility
You can order an extra N26 card to use with your personal account, for a one off fee
Optional extra card
For more flexibility
You can order an extra N26 card to use with your personal account, for a one off fee
Your bank account
100% mobile banking
for all your transactions
Send and receive transfers, set up direct debits and standing orders, and transfer money instantly
100% mobile banking
for all your transactions
Send and receive transfers, set up direct debits and standing orders, and transfer money instantly
100% mobile banking
for all your transactions
Send and receive transfers, set up direct debits and standing orders, and transfer money instantly
100% mobile banking
for all your transactions
Send and receive transfers, set up direct debits and standing orders, and transfer money instantly
Free payments worldwide
In any currency
Enjoy free and unlimited payments in any currency, wherever you are
Free payments worldwide
In any currency
Enjoy free and unlimited payments in any currency, wherever you are
Free payments worldwide
In any currency
Enjoy free and unlimited payments in any currency, wherever you are
Free payments worldwide
In any currency
Enjoy free and unlimited payments in any currency, wherever you are
Up to 3 free withdrawals in €
in the Eurozone
Enjoy unlimited free ATM withdrawals in Italy and across the Eurozone
Free ATM withdrawals in €
in the Eurozone
Enjoy unlimited free ATM withdrawals in Italy and across the Eurozone
Free ATM withdrawals in €
in the Eurozone
Enjoy unlimited free ATM withdrawals in Italy and across the Eurozone
Free ATM withdrawals in €
in the Eurozone
Enjoy unlimited free ATM withdrawals in Italy and across the Eurozone
Unlimited free withdrawals
In any currencies
Not included
Unlock this feature with N26 You or Metal
Unlimited free withdrawals
In any currencies
Not included
Unlock this feature with N26 You or Metal
Unlimited free withdrawals
In any currencies
Enjoy free ATM withdrawals worldwide
Unlimited free withdrawals
In any currencies
Enjoy free ATM withdrawals worldwide
Your travel insurance package
Medical travel insurance
In case of emergencies
Not included
Unlock this feature with N26 You or Metal
Medical travel insurance
In case of emergencies
Not included
Unlock this feature with N26 You or Metal
Medical travel insurance
In case of emergencies
If you're interested in this feature, check out our N26 You or Metal accounts
Medical travel insurance
In case of emergencies
If you're interested in this feature, check out our N26 You or Metal accounts
Trip insurance
In case of cancellations
Not included
Unlock this feature with N26 You or Metal
Trip insurance
In case of cancellations
Not included
Unlock this feature with N26 You or Metal
Trip insurance
In case of cancellations
If you're interested in this feature, check out our N26 You or Metal accounts
Trip insurance
In case of cancellations
If you're interested in this feature, check out our N26 You or Metal accounts
Pandemic travel coverage
in case of COVID-19
Not included
Unlock this feature with N26 You or Metal
Pandemic travel coverage
in case of COVID-19
Not included
Unlock this feature with N26 You or Metal
Pandemic travel coverage
in case of COVID-19
Get covered for medical emergencies and trip cancellation or curtailment due to COVID-19
Pandemic travel coverage
in case of COVID-19
Get covered for medical emergencies and trip cancellation or curtailment due to COVID-19
Flight insurance
In case of delays
Not included
Unlock this feature with N26 You or Metal
Flight insurance
In case of delays
Not included
Unlock this feature with N26 You or Metal
Flight insurance
In case of delays
If you're interested in this feature, check out our N26 You or Metal accounts
Flight insurance
In case of delays
If you're interested in this feature, check out our N26 You or Metal accounts
Luggage coverage
In case of delay or loss
Not included
Unlock this feature with N26 You or Metal
Luggage coverage
In case of delay or loss
Not included
Unlock this feature with N26 You or Metal
Luggage coverage
In case of delay or loss
If you're interested in this feature, check out our N26 You or Metal accounts
Luggage coverage
In case of delay or loss
If you're interested in this feature, check out our N26 You or Metal accounts
Your lifestyle insurances
Mobility insurance
For shared vehicles
Not included
Unlock this feature with N26 You or Metal
Mobility insurance
For shared vehicles
Not included
Unlock this feature with N26 You or Metal
Mobility insurance
For shared vehicles
Get your car sharing, e-scooter and e-bikes hires covered for damages, up to €20,000
Mobility insurance
For shared vehicles
Get your car sharing, e-scooter and e-bikes hires covered for damages, up to €20,000
Winter sport insurance
In case of accidents
Not included
Unlock this feature with N26 You or Metal
Winter sport insurance
In case of accidents
Not included
Unlock this feature with N26 You or Metal
Winter sport insurance
In case of accidents
You're protected on trips to the mountains
Winter sport insurance
in case of accidents
You're protected on trips to the mountains
Car rental
Away from home
Not included
Unlock this feature with N26 Metal
Car rental
Away from home
Not included
Unlock this feature with N26 Metal
Car rental
Away from home
Get your car sharing, e-scooter and e-bikes hires covered for damages, up to €20,000
Car rental
Away from home
Not included
Unlock this feature with N26 Metal
Phone insurance
For damage and theft
Not included
Unlock this feature with N26 Metal
Phone insurance
For damage and theft
Not included
Unlock this feature with N26 Metal
Phone insurance
For damage and theft
You’re covered up to €1,000 for mobile theft and damage if the event and phone are eligible
Phone insurance
For damage and theft
Not included
Unlock this feature with N26 Metal
Your premium features
Your Customer Support
Chatbot support
24/7 assistance
Our chatbot can answer your basic questions, 24/7
Chatbot support
24/7 assistance
Our chatbot can answer your basic questions, 24/7
Chatbot support
24/7 assistance
Our chatbot can answer your basic questions, 24/7
Chatbot support
24/7 assistance
Our chatbot can answer your basic questions, 24/7
In-app livechat
with our specialists
You can contact us directly through your N26 app or via the WebApp, 7 days a week
In-app livechat
with our specialists
You can contact us directly through your N26 app or via the WebApp, 7 days a week
In-app livechat
with our specialists
You can contact us directly through your N26 app or via the WebApp, 7 days a week
In-app livechat
with our specialists
You can contact us directly through your N26 app or via the WebApp, 7 days a week
Dedicated N26 Metal line
Contact us via phone
Not included
Unlock this feature with N26 Smart, You or Metal
Phone support
via a direct hotline
You can contact us on the phone, 7 days a week
Dedicated N26 Metal line
Contact us via phone
You can contact us via phone thanks to a priority line, 7 days a week
Phone support
via a direct hotline
You can contact us on the phone, 7 days a week
Your account security
Deposit protection
Up to €100,000
Your money is protected by the German Deposit Protection Scheme
Deposit protection
Up to €100,000
Your money is protected by the German Deposit Protection Scheme
Deposit protection
Up to €100,000
Your money is protected by the German Deposit Protection Scheme
Deposit protection
Up to €100,000
Your money is protected by the German Deposit Protection Scheme
3D Secure
For your online payments
All your online payments are secure, thanks to advanced 3D Secure (3DS) technology
3D Secure
For your online payments
All your online payments are secure, thanks to advanced 3D Secure (3DS) technology
3D Secure
For your online payments
All your online payments are secure, thanks to advanced 3D Secure (3DS) technology
3D Secure
For your online payments
All your online payments are secure, thanks to advanced 3D Secure (3DS) technology
Two-factor authentication
For a secure log-in
An additional layer of security to keep your money safe
Two-factor authentication
For a secure log-in
An additional layer of security to keep your money safe
Two-factor authentication
For a secure log-in
An additional layer of security to keep your money safe
Two-factor authentication
For a secure log-in
An additional layer of security to keep your money safe
*Up to €50,000 balance, after which fees apply. Please see the Terms & Conditions for more information.
These insurances are only available for customers who opened an account after November 13, 2019 and/or renewed their membership from January 10, 2020. For more information on the Allianz insurance coverage, please see the Terms and Conditions for N26 You, N26 Business You, N26 Metal or N26 Business Metal.
Shared Spaces is only available for N26 accounts with a German IBAN. This feature will be soon available for N26 accounts with an Italian IBAN opened from March 26, 2020.
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