Find the plan you’ll love
FREE ACCOUNT
Standard
The free plan for your everyday banking needs.Free
- Free virtual debit card
- 2 free ATM withdrawals in euros
Smart
The plan with intelligent features that help organize your money.€4.90/month
Everything in Standard, plus
- Free physical debit card
- Up to 10 Spaces sub-accounts
- Budgeting automations
FREE ACCOUNT
Standard
The free plan for your everyday banking needs.Free
- Free virtual debit card
- 2 free ATM withdrawals in euros
ENJOY MORE CONTROL
Smart
The plan with intelligent features that help organize your money.€4.90/month
Everything in Standard, plus
- Free physical debit card
- Up to 10 Spaces sub-accounts
- Budgeting automations
Compare every detail
Virtual card
First one free
6
Virtual card
First one free
6
Physical card
Physical card
Spaces sub-accounts with IBAN and card pairing
10
Spaces sub-accounts with IBAN and card pairing
10
Shared Spaces
Shared Spaces
Joint account
Joint account
Free ATM withdrawals in euros
2 per month
3 per month
Free ATM withdrawals in euros
2 per month
3 per month
Budgeting automations
Budgeting automations
Crypto
Crypto
Worldwide card payments
Free
Free
Worldwide card payments
Free
Free
Free ATM withdrawals outside the eurozone
Free ATM withdrawals outside the eurozone
Airport lounge access1
€33 per visit
€33 per visit
Airport lounge access1
€33 per visit
€33 per visit
Travel eSIM2
Travel eSIM2
Premium partner offers
Premium partner offers
24/7 chat support
24/7 chat support
Phone support
Phone support
Deposit protection
Up to €100,000
Up to €100,000
Deposit protection
Up to €100,000
Up to €100,000
Start banking better
Open your N26 account and start enjoying beautifully simple banking.
Services and Fees for everyone who registers with an address in Switzerland. For our detailed price list, view PDF here.
1 Airport lounge passes are available for purchase in the app.
2 Purchase mobile plans in-app to enjoy affordable data in over 100 countries with your travel eSIM.
FAQ
To open an N26 account, download the N26 app. Sign up by confirming your email address, verifying your ID directly in the app, and pairing your smartphone with your N26 account.
To be eligible for an N26 account you must be at least 18 years old, living in one of these countries, and you must own a compatible smartphone.
The standard N26 bank account is free — you won’t pay any opening or maintenance fees. No deposit or minimum income is required to open any N26 account.
The N26 Smart account costs €4.90 per month.
You must be 18 or over to open a bank account with N26.
Your virtual debit card will be available as soon as you have successfully opened your N26 account. Add it to Google Pay, Samsung Pay or Apple Pay and start spending immediately.
If you ordered a physical debit card, this will arrive via post. The duration depends on whether you selected standard or express delivery, and can take longer in some locations, up to 14 days.
Yes. Give your N26 account IBAN to your employer so they can pay you directly to your account.