Your Mastercard debit
A virtual debit card
Accepted worldwide
Pay with a virtual card on your phone, or get a physical card for a €10 delivery fee
A colorful debit card
Accepted worldwide
Choose from 5 card colors
A virtual debit card
Accepted worldwide
Pay with a virtual card on your phone, or get a physical card for a €10 delivery fee
A colorful debit card
Accepted worldwide
Choose from 5 card colors that best fit your style
Contactless payments
NFC technology-enabled
Go cashless and pay with your contactless card at the checkout
Contactless payments
NFC technology-enabled
Go cashless and pay with your contactless card at the checkout
Contactless payments
NFC technology-enabled
Go cashless and pay with your contactless card at the checkout
Contactless payments
NFC technology-enabled
Go cashless and pay with your contactless card at the checkout
Mobile payments
With your smartphone
You can use your N26 card with Apple Pay and Google Pay
Mobile payments
With your smartphone
You can use your N26 card with Apple Pay and Google Pay
Mobile payments
With your smartphone
You can use your N26 card with Apple Pay and Google Pay
Mobile payments
With your smartphone
You can use your N26 card with Apple Pay and Google Pay
Optional extra card
For more flexibility
Not included
Unlock this feature with N26 Smart
Optional extra card
For more flexibility
You can order an extra N26 card to use with your account, for a one off fee
Optional extra card
For more flexibility
Not included
Unlock this feature with N26 Business Smart
Optional extra card
For more flexibility
You can order an extra N26 card to use with your account, for a one off fee
Your bank account
100% mobile banking
for all your transactions
Send and receive transfers, set up direct debits and standing orders, and move money instantly between N26 users
100% mobile banking
for all your transactions
Send and receive transfers, set up direct debits and standing orders, and move money instantly between N26 users
100% mobile banking
for all your transactions
Send and receive transfers, set up direct debits and standing orders, and transfer money instantly
100% mobile banking
for all your transactions
Send and receive transfers, set up direct debits and standing orders, and transfer money instantly
Free payments worldwide
In any currency
Enjoy free and unlimited payments in any currency, wherever you are
Free payments worldwide
In any currency
Enjoy free and unlimited payments in any currency, wherever you are
0.1% cashback
on all card purchases
Pay with your N26 Mastercard and get 0.1% cashback every month
0.1% cashback
on all card purchases
Pay with your N26 Mastercard and get 0.1% cashback every month
Up to 3 free withdrawals
in Switzerland
Enjoy up to 3 free ATM withdrawals in euros per month
Up to 5 free withdrawals
in Switzerland
Enjoy up to 5 free ATM withdrawals in euros per month
Free payments worldwide
In any currency
Enjoy free and unlimited payments in any currency, wherever you are
Free payments worldwide
In any currency
Enjoy free and unlimited payments in any currency, wherever you are
Your extra features
Insights
for insights on your spending
Get your spending automatically categorized in a monthly overview
Insights
for insights on your spending
Get your spending automatically categorized in a monthly overview
Transaction list
downloadable in CSV and PDF
For easier tax return and invoicing
Transaction list
downloadable in CSV and PDF
For easier tax return and invoicing
Up to 10 Spaces sub-accounts
for budgeting and saving
Not included
Unlock this feature with N26 Smart
Up to 10 Spaces sub-accounts
for budgeting and saving
Create spaces to organize your money and save for your financial goals
Insights
for insights on your spending
Get your spending automatically categorized in a monthly overview
Insights
for insights on your spending
Get your spending automatically categorized in a monthly overview
Not included
Unlock this feature with N26 Smart
Create shared spaces to save money together with friends also using N26
Up to 10 Spaces sub-accounts
for budgeting and saving
Not included
Unlock this feature with N26 Business Smart
Up to 10 Spaces sub-accounts
for budgeting and saving
Create spaces to organize your money and save for your financial goals
Round-ups
to save with every purchase
Not included
Unlock this feature with N26 Smart
Round-ups
to save with every purchase
Round-up every card transaction to the nearest euro and automatically save the difference in a space
Not included
Unlock this feature with N26 Business Smart
Create Shared Spaces to manage business funds together with other N26 users
Not included
Unlock this feature with N26 Smart
Enjoy premium partner offers and discounts with world-class brands
Round-ups
to save with every purchase
Not included
Unlock this feature with N26 Business Smart
Round-ups
to save with every purchase
Round-up every card transaction to the nearest euro and automatically save the difference in a space
Your customer support
Chatbot support
24/7 assistance
Our chatbot can answer your basic questions, 24/7
Chatbot support
24/7 assistance
Our chatbot can answer your basic questions, 24/7
In-app livechat
with our specialists
You can contact us directly through your N26 app or via the web app, 7 days a week
Chatbot support
24/7 assistance
Our chatbot can answer your basic questions, 24/7
In-app livechat
with our specialists
You can contact us directly through your N26 app or via the web app, 7 days a week
In-app livechat
with our specialists
You can contact us directly through your N26 app or via the web app, 7 days a week
In-app livechat
with our specialists
You can contact us directly through your N26 app or via the web app, 7 days a week
In-app livechat
with our specialists
You can contact us directly through your N26 app or via the web app, 7 days a week
Phone support
via a direct hotline
Not included
Unlock this feature with N26 Smart
Phone support
via a direct hotline
You can contact us on the phone, 7 days a week
Phone support
via a direct hotline
Not included
Unlock this feature with N26 Business Smart
Phone support
via a direct hotline
You can contact us on the phone, 7 days a week
Your account security
Deposit protection
Up to €100,000
Your money is protected by the German Deposit Protection Scheme
Deposit protection
Up to €100,000
Your money is protected by the German Deposit Protection Scheme
Deposit protection
Up to €100,000
Your money is protected by the German Deposit Protection Scheme
Deposit protection
Up to €100,000
Your money is protected by the German Deposit Protection Scheme
3D Secure
For your online payments
All your online payments are secure, thanks to advanced 3D Secure (3DS) technology
3D Secure
For your online payments
All your online payments are secure, thanks to advanced 3D Secure (3DS) technology
3D Secure
For your online payments
All your online payments are secure, thanks to advanced 3D Secure (3DS) technology
3D Secure
For your online payments
All your online payments are secure, thanks to advanced 3D Secure (3DS) technology
Two-factor authentication
For a secure log-in
An additional layer of security to keep your money safe
Two-factor authentication
For a secure log-in
An additional layer of security to keep your money safe
Two-factor authentication
For a secure log-in
An additional layer of security to keep your money safe.
Two-factor authentication
For a secure log-in
An additional layer of security to keep your money safe.
Services and Fees for everyone who registers with an address in Switzerland.
For our detailed price list, view PDF here