Compare N26 bank accounts

Find the perfect plan for you

N26 Standard

The free digital bank account

Transparent N26 Standard card.

€0.00/Month

POPULAR

N26 Smart

The bank account with tools for spending and saving

N26 You card, Petrol.

N26 You card, Wheat.

N26 You card, Rhubarb.

N26 You card, Teal.

N26 You card, Ash.

€4.90/Month

N26 You

The bank account for travel and everyday needs

N26 You card, Petrol.

N26 You card, Wheat.

N26 You card, Rhubarb.

N26 You card, Teal.

N26 You card, Ash.

€9.90/Month

N26 Metal

The premium account with perks and a metal card

N26 Metal - Charcoal Black.

Quartz Rose - N26 Metal Card.

N26 Metal - Slate Grey.

€16.90/Month

Physical card

Optional

Virtual card

Contactless payments

Mobile payments

Extra card (optional)

N26 Crypto

With lower trading fees

100% mobile banking

Free payments worldwide

CASH26 deposits & withdrawals

Free domestic ATM withdrawals

Unlimited

Unlimited

Unlimited

Unlimited

Free ATM withdrawals in the EU

Unlimited

Unlimited

Unlimited

Unlimited

Free ATM withdrawals abroad

Cashback

Business accounts only

Business accounts only

Business accounts only

Business accounts only

Chatbot support

In-app chat

Phone support

Medical travel insurance

Travel cancellation insurance

Pandemic travel coverage

Flight insurance

Luggage coverage

Mobility insurance

Winter sports insurance

Car rental insurance

Phone insurance

Insights on spending

Spaces sub-accounts

10

10

10

Shared Spaces

Round-ups

Premium partner offers

Unique experiences

Transaction list

Business accounts only

Business accounts only

Business accounts only

Business accounts only

Deposit protection

3D Secure payments

Two-factor authentication

N26 Standard

The free digital bank account

Transparent N26 Standard card.

€0.00/Month

N26 Smart

The bank account with tools for spending and saving

N26 You card, Petrol.

N26 You card, Wheat.

N26 You card, Rhubarb.

N26 You card, Teal.

N26 You card, Ash.

€4.90/Month

N26 You

The bank account for travel and everyday needs

N26 You card, Petrol.

N26 You card, Wheat.

N26 You card, Rhubarb.

N26 You card, Teal.

N26 You card, Ash.

€9.90/Month

N26 Metal

The premium account with perks and a metal card

N26 Metal - Charcoal Black.

Quartz Rose - N26 Metal Card.

N26 Metal - Slate Grey.

€16.90/Month

Find the perfect plan for your business

N26 Standard

The free* digital business bank account with cashback for freelancers

N26 Business Card.

€0.00/Month

POPULAR

N26 Smart

The business bank account with cashback and financial tools for freelancers

N26 You Business Card, Ocean.

N26 You Business Card, Rhubarb.

N26 You card, Sand.

N26 You Business Card, Ocean.

N26 You Business Card, Ash.

€4.90/Month

N26 You

The business bank account with cashback and travel perks for freelancers

N26 You Business Card, Ocean.

N26 You Business Card, Rhubarb.

N26 You card, Sand.

N26 You Business Card, Ocean.

N26 You Business Card, Ash.

€9.90/Month

N26 Metal

The premium bank account with cashback and a metal card for freelancers

Black N26 Business Metal card.

Pink N26 Business Metal card.

Gray N26 Business Metal card.

€16.90/Month

Physical card

Optional

Virtual card

Contactless payments

Mobile payments

Extra card (optional)

Cashback

0.1%

0.1%

0.1%

0.5%

N26 Crypto

With lower trading fees

100% mobile banking

Free payments worldwide

CASH26 deposits & withdrawals

Free domestic ATM withdrawals

Unlimited

Unlimited

Unlimited

Unlimited

Free ATM withdrawals in the EU

Unlimited

Unlimited

Unlimited

Unlimited

Free ATM withdrawals abroad

Chatbot support

In-app chat

Phone support

Medical travel insurance

Travel cancellation insurance

Pandemic travel coverage

Flight insurance

Luggage coverage

Mobility insurance

Winter sports insurance

Car rental insurance

Phone insurance

Transaction list

Insights on spending

Spaces sub-accounts

10

10

10

Shared Spaces

Round-ups

Premium partner offers

Unique experiences

Deposit protection

3D Secure payments

Two-factor authentication

N26 Standard

The free* digital business bank account with cashback for freelancers

N26 Business Card.

€0.00/Month

N26 Smart

The business bank account with cashback and financial tools for freelancers

N26 You Business Card, Ocean.

N26 You Business Card, Rhubarb.

N26 You card, Sand.

N26 You Business Card, Ocean.

N26 You Business Card, Ash.

€4.90/Month

N26 You

The business bank account with cashback and travel perks for freelancers

N26 You Business Card, Ocean.

N26 You Business Card, Rhubarb.

N26 You card, Sand.

N26 You Business Card, Ocean.

N26 You Business Card, Ash.

€9.90/Month

N26 Metal

The premium bank account with cashback and a metal card for freelancers

Black N26 Business Metal card.

Pink N26 Business Metal card.

Gray N26 Business Metal card.

€16.90/Month

Services and Fees for everyone who registers with an address in Austria.
For our detailed price list, view PDF here

For more information on Allianz insurance coverage, please see the General Conditions of N26 You, N26 Business You or N26 Metal account.