Find a plan for you

N26 Standard

€0.00
/month

N26 You

€9.90
/month

N26 Metal

€16.90
/month

N26 Standard

The free online bank account

Transparent N26 Standard card.
€0.00
/month

N26 You

The debit card for everyday and travel

N26 You card, Petrol.
€9.90
/month

N26 Metal

The premium account with a metal card

N26 Metal - Charcoal Black.
€16.90
/month

Your Mastercard debit

A transparent debit card

Accepted worldwide

Get your statement transparent Mastercard debit

A colorful debit card

Accepted worldwide

Choose from 5 card colors that best fit your style

An 18-gram metal card

Accepted worldwide

Choose from 3 metallic shades

Contactless payments

NFC technology-enabled

Go cashless and pay with your contactless card at the checkout

Contactless payments

NFC technology-enabled

Go cashless and pay with your contactless card at the checkout

Contactless payments

NFC technology-enabled

Go cashless and pay with your contactless card at the checkout

Mobile payments

With your Smartphone

You can use your N26 card with Apple Pay and Google Pay

Mobile payments

With your Smartphone

You can use your N26 card with Apple Pay and Google Pay

Mobile payments

With your Smartphone

You can use your N26 card with Apple Pay and Google Pay

Optional extra card

For more flexibility

Not included

If you're interested in this feature, check out our N26 You or Metal accounts

Optional extra card

For more flexibility

You can order an extra N26 card to use with your personal You account, for a one off fee

Optional extra card

For more flexibility

Order a Maestro or extra card for your N26 Metal account (for a one off fee)

Your bank account

100% mobile banking

for all your transactions

Send and receive transfers, set up direct debits and standing orders, and move money instantly between N26 users

100% mobile banking

for all your transactions

Send and receive transfers, set up direct debits and standing orders, and move money instantly between N26 users

100% mobile banking

for all your transactions

Send and receive transfers, set up direct debits and standing orders, and move money instantly between N26 users

Free payments worldwide

In any currency

Enjoy free and unlimited payments in any currency, wherever you are

Free payments worldwide

In any currency

Enjoy free and unlimited payments in any currency, wherever you are

Free payments worldwide

In any currency

Enjoy free and unlimited payments in any currency, wherever you are

Unlimited free withdrawals

In any currency

Not included

If you're interested in this feature, check out our N26 You or Metal accounts

Unlimited free withdrawals

in foreign currencies

Enjoy free and unlimited ATM withdrawals at home and abroad

Unlimited free withdrawals

in foreign currencies

Enjoy free and unlimited ATM withdrawals at home and abroad

Your travel insurance package

Travel medical insurance

In case of emergency

Not included

If you're interested in this feature, check out our N26 You or Metal accounts

Medical travel insurance

In case of emergencies

You're covered up to €1,000,000 for you, your partner and kids, inclusive of dental emergencies

Medical travel insurance

In case of emergencies

You're covered up to €1,000,000 for you, your partner and kids, inclusive of dental emergencies

Trip insurance

In case of cancelation

Not included

If you're interested in this feature, check out our N26 You or Metal accounts

Trip insurance

In case of cancelations

Up to €10,000 compensation in case of trip cancelation or curtailment if the event is covered

Trip insurance

In case of cancelations

Up to €10,000 compensation in case of trip cancelation or curtailment if the event is covered

Flight insurance

In case of delay

Not included

If you're interested in this feature, check out our N26 You or Metal accounts

Flight delays

For delays over 4 hours

Claim compensation of up to €500 for flight delays over 4 hours

Flight delays

For delays over 4 hours

Claim compensation of up to €500 for flight delays over 4 hours

Luggage coverage

In case of delay or loss

Not included

If you're interested in this feature, check out our N26 You or Metal accounts

Luggage coverage

In case of delay or loss

Claim compensation of up to €500 for baggage delays over 12 hours, and up to €2,000 if it goes missing

Luggage coverage

In case of delay or loss

Claim compensation of up to €500 for baggage delays over 12 hours, and up to €2,000 if it goes missing

Your lifestyle insurances

Mobility insurance

For shared vehicles

Not included

If you're interested in this feature, check out our N26 You or Metal accounts

Mobility insurance

For shared vehicles

Get your car sharing, e-scooter and e-bikes hires covered for damages, up to €20,000

Mobility insurance

For shared vehicles

Get your car sharing, e-scooter and e-bikes hires covered for damages, up to €20,000

Winter sport insurance

In case of accidents

Not included

If you're interested in this feature, check out our N26 You or Metal accounts

Winter sport insurance

In case of accidents

You're protected on trips to the mountains

Winter sport insurance

In case of accidents

You're protected on trips to the mountains

Car rental

Away from home

Not included

If you're interested in this feature, check out our Metal account

Car rental

Away from home

Not included

If you're interested in this feature, check out our Metal account

Car rental insurance

Away from home

Your rental car hires abroad and further away from home are covered for up to €20,000

Phone insurance

For damage and theft

Not included

If you're interested in this feature, check out our Metal account

Phone insurance

For damage and theft

Not included

If you're interested in this feature, check out our Metal account

Phone insurance

For damages and theft

You’re covered up to €1,000 for mobile theft and damage if the event and phone are eligible

Your extra features

Up to 2 sub-accounts

with N26 Spaces

Create spaces to organize your money and save for your projects

Up to 10 sub-accounts

with N26 Spaces

Create spaces to organize your money and save for your projects

Up to 10 sub-accounts

with N26 Spaces

Create spaces to organize your money and save for your projects

Shared sub-accounts

with up to 10 N26 users

Not included

If you're interested in this feature, check out our N26 You or Metal accounts

Shared sub-accounts

with up to 10 N26 users

Create shared spaces to save money together with friends also using N26

Shared sub-accounts

with up to 10 N26 users

Create shared spaces to save money together with friends also using N26

Partner offers

selected for you

Not included

If you're interested in this feature, check out our N26 You or Metal accounts

Partner offers

selected for you

Enjoy premium partner offers and discounts with world-class brands

Partner offers

selected for you

Enjoy premium partner offers and discounts with world-class brands

Unique Experiences

carefully curated

Not included

If you're interested in this feature, check out our Metal account

Unique Experiences

carefully curated

Not included

If you're interested in this feature, check out our Metal account

Unique Experiences

carefully curated just for you

Benefit from a selection of access benefits and bespoke rewards

Your customer support

Chatbot support

24/7 assistance

Our chatbot can answer your basic questions, 24/7

Chatbot support

24/7 assistance

Our chatbot can answer your basic questions, 24/7

Chatbot support

24/7 assistance

Our chatbot can answer your basic questions, 24/7

In-app livechat

with our specialists

You can contact us directly through your N26 app or via the web app, 7 days a week

In-app livechat

with our specialists

You can contact us directly through your N26 app or via the web app, 7 days a week

In-app livechat

with our specialists

You can contact us directly through your N26 app or via the web app, 7 days a week

Dedicated N26 Metal line

Contact us via phone

Not included

If you're interested in this feature, check out our Metal account

Dedicated N26 Metal line

Contact us via phone

Not included

If you're interested in this feature, check out our Metal account

Dedicated N26 Metal line

Contact us via phone

You can contact us via phone thanks to a priority line, 7 days a week

Your account security

Deposit protection

Up to €100,000

Your money is protected by the German Deposit Protection Scheme

Deposit protection

Up to €100,000

Your money is protected by the German Deposit Protection Scheme

Deposit protection

Up to €100,000

Your money is protected by the German Deposit Protection Scheme

3D Secure

For your online payments

All your online payments are secure, thanks to advanced 3D Secure (3DS) technology

3D Secure

For your online payments

All your online payments are secure, thanks to advanced 3D Secure (3DS) technology

3D Secure

For your online payments

All your online payments are secure, thanks to advanced 3D Secure (3DS) technology

Two-factor authentication

For a secure log-in

An additional layer of security to keep your money safe

Two-factor authentication

For a secure log-in

An additional layer of security to keep your money safe

Two-factor authentication

For a secure log-in

An additional layer of security to keep your money safe

€0.00
/month

The free online bank account

€9.90
/month

The debit card for everyday and travel

€16.90
/month

The premium account with a metal card

Services and Fees for everyone who registers with an address in Austria.
For our detailed price list, view PDF here

For more information on Allianz insurance coverage, please see the General Conditions of N26 You, N26 Business You or N26 Metal account.