N26 Standard
N26 Smart
N26 You
N26 Metal
Your Mastercard debit
A transparent debit card
Accepted worldwide
Get your statement transparent Mastercard debit
A colorful debit card
Accepted worldwide
Choose from 5 card colors that best fit your style
A colorful debit card
Accepted worldwide
Choose from 5 card colors that best fit your style
An 18-gram metal card
Accepted worldwide
Choose from 3 metallic shades
Contactless payments
NFC technology-enabled
Go cashless and pay with your contactless card at the checkout
Contactless payments
NFC technology-enabled
Go cashless and pay with your contactless card at the checkout
Contactless payments
NFC technology-enabled
Go cashless and pay with your contactless card at the checkout
Contactless payments
NFC technology-enabled
Go cashless and pay with your contactless card at the checkout
Mobile payments
With your smartphone
You can use your N26 card with Apple Pay and Google Pay
Mobile payments
With your smartphone
You can use your N26 card with Apple Pay and Google Pay
Mobile payments
With your Smartphone
You can use your N26 card with Apple Pay and Google Pay
Mobile payments
With your Smartphone
You can use your N26 card with Apple Pay and Google Pay
Optional extra card
For more flexibility
Not included
Unlock this feature with N26 Smart, You or Metal
Optional extra card
For more flexibility
You can order an extra card to use with your N26 account, for a one off fee
Optional extra card
For more flexibility
You can order an extra card to use with your N26 account, for a one off fee
Optional extra card
For more flexibility
You can order an extra card to use with your N26 account, for a one off fee
Free Maestro card
for more payment options
Not included
Unlock this feature with N26 Smart, You or Metal
Free Maestro card
for more payment options
You can order an extra card to use with your N26 account, for a one off fee
Free Maestro card
for more payment options
You can order an extra card to use with your N26 account, for a one off fee
Free Maestro card
for more payment options
You can order an extra card to use with your N26 account, for a one off fee
Your bank account
100% mobile banking
for all your transactions
Send and receive transfers, set up direct debits and standing orders, and move money instantly between N26 users
100% mobile banking
for all your transactions
Send and receive transfers, set up direct debits and standing orders, and move money instantly between N26 users
100% mobile banking
for all your transactions
Send and receive transfers, set up direct debits and standing orders, and move money instantly between N26 users
100% mobile banking
for all your transactions
Send and receive transfers, set up direct debits and standing orders, and move money instantly between N26 users
Free payments worldwide
In any currency
Enjoy free and unlimited payments in any currency, wherever you are
Free payments worldwide
In any currency
Enjoy free and unlimited payments in any currency, wherever you are
Free payments worldwide
In any currency
Enjoy free and unlimited payments in any currency, wherever you are
Free payments worldwide
In any currency
Enjoy free and unlimited payments in any currency, wherever you are
Unlimited free withdrawals
in the Eurozone
Enjoy unlimited free ATM withdrawals in the Eurozone
Unlimited free withdrawals
in the Eurozone
Enjoy unlimited free ATM withdrawals in the Eurozone
Unlimited free withdrawals
in the Eurozone
Enjoy unlimited free ATM withdrawals in the Eurozone
Unlimited free withdrawals
in the Eurozone
Enjoy unlimited free ATM withdrawals in the Eurozone
Your travel insurance package
Travel medical insurance
In case of emergency
Not included
Unlock this feature with N26 You or Metal
Travel medical insurance
In case of emergency
Not included
Unlock this feature with N26 You or Metal
Medical travel insurance
In case of emergencies
You're covered up to €1,000,000 for you, your partner and kids, inclusive of dental emergencies
Medical travel insurance
In case of emergencies
You're covered up to €1,000,000 for you, your partner and kids, inclusive of dental emergencies
Trip insurance
In case of cancellation
Not included
Unlock this feature with N26 You or Metal
Trip insurance
In case of cancellation
Not included
Unlock this feature with N26 You or Metal
Trip insurance
In case of cancellations
Up to €10,000 compensation in case of trip cancelation or curtailment if the event is covered
Trip insurance
In case of cancellations
Up to €10,000 compensation in case of trip cancelation or curtailment if the event is covered
Flight insurance
In case of delay
Not included
Unlock this feature with N26 You or Metal
Flight insurance
In case of delay
Not included
Unlock this feature with N26 You or Metal
Flight delays
For delays over 4 hours
Claim compensation of up to €500 for flight delays over 4 hours
Flight delays
For delays over 4 hours
Claim compensation of up to €500 for flight delays over 4 hours
Luggage coverage
In case of delay or loss
Not included
Unlock this feature with N26 You or Metal
Luggage coverage
In case of delay or loss
Not included
Unlock this feature with N26 You or Metal
Luggage coverage
In case of delay or loss
Claim compensation of up to €500 for baggage delays over 12 hours, and up to €2,000 if it goes missing
Luggage coverage
In case of delay or loss
Claim compensation of up to €500 for baggage delays over 12 hours, and up to €2,000 if it goes missing
Your lifestyle insurances
Mobility insurance
For shared vehicles
Not included
Unlock this feature with N26 You or Metal
Mobility insurance
For shared vehicles
Not included
Unlock this feature with N26 You or Metal
Mobility insurance
For shared vehicles
Get your car sharing, e-scooter and e-bikes hires covered for damages, up to €20,000
Mobility insurance
For shared vehicles
Get your car sharing, e-scooter and e-bikes hires covered for damages, up to €20,000
Winter sport insurance
In case of accidents
Not included
Unlock this feature with N26 You or Metal
Winter sport insurance
In case of accidents
Not included
Unlock this feature with N26 You or Metal
Winter sport insurance
In case of accidents
You're protected on trips to the mountains
Winter sport insurance
In case of accidents
You're protected on trips to the mountains
Car rental
Away from home
Not included
Unlock this feature with N26 Metal
Car rental
Away from home
Not included
Unlock this feature with N26 Metal
Car rental
Away from home
Not included
Unlock this feature with N26 Metal
Car rental insurance
Away from home
Your rental car hires abroad and further away from home are covered for up to €20,000
Phone insurance
For damage and theft
Not included
Unlock this feature with N26 Metal
Phone insurance
For damage and theft
Not included
Unlock this feature with N26 Metal
Phone insurance
For damage and theft
Not included
Unlock this feature with N26 Metal
Phone insurance
For damages and theft
You’re covered up to €1,000 for mobile theft and damage if the event and phone are eligible
Your extra features
Statistics
for insights on your spending
Get your spending automatically categorized in a monthly overview
Statistics
for insights on your spending
Get your spending automatically categorized in a monthly overview
Statistics
for insights on your spending
Get your spending automatically categorized in a monthly overview
Statistics
for insights on your spending
Get your spending automatically categorized in a monthly overview
Up to 2 Spaces sub-accounts
For budgeting and saving
Create spaces to organize your money and save for your financial goals
Up to 10 Spaces sub-accounts
For budgeting and saving
Create spaces to organize your money and save for your financial goals
Up to 10 Spaces sub-accounts
For budgeting and saving
Create spaces to organize your money and save for your financial goals
Up to 10 Spaces sub-accounts
For budgeting and saving
Create spaces to organize your money and save for your financial goals
Not included
Unlock this feature with N26 Smart, You or Metal
Create shared spaces to save money together with friends also using N26
Create shared spaces to save money together with friends also using N26
Create shared spaces to save money together with friends also using N26
Round-ups
to save with every purchase
Not included
Unlock this feature with N26 Smart, You or Metal
Round-ups
to save with every purchase
Round-up every card transaction to the nearest euro and automatically save the difference in a space
Round-ups
to save with every purchase
Round-up every card transaction to the nearest euro and automatically save the difference in a space
Round-ups
to save with every purchase
Round-up every card transaction to the nearest euro and automatically save the difference in a space
Not included
Unlock this feature with N26 Smart, You or Metal
Enjoy premium partner offers and discounts with world-class brands
Enjoy premium partner offers and discounts with world-class brands
Enjoy premium partner offers and discounts with world-class brands
Unique Experiences
carefully curated
Not included
Unlock this feature with N26 Metal
Unique Experiences
carefully curated
Not included
Unlock this feature with N26 Metal
Unique Experiences
carefully curated
Not included
Unlock this feature with N26 Metal
Unique Experiences
carefully curated just for you
Benefit from a selection of access benefits and bespoke rewards
Your customer support
Chatbot support
24/7 assistance
Our chatbot can answer your basic questions, 24/7
Chatbot support
24/7 assistance
Our chatbot can answer your basic questions, 24/7
Chatbot support
24/7 assistance
Our chatbot can answer your basic questions, 24/7
Chatbot support
24/7 assistance
Our chatbot can answer your basic questions, 24/7
In-app livechat
with our specialists
You can contact us directly through your N26 app or via the WebApp, 7 days a week
In-app livechat
with our specialists
You can contact us directly through your N26 app or via the WebApp, 7 days a week
In-app livechat
with our specialists
You can contact us directly through your N26 app or via the WebApp, 7 days a week
In-app livechat
with our specialists
You can contact us directly through your N26 app or via the WebApp, 7 days a week
Phone support
via a direct hotline
Not included
Unlock this feature with N26 Smart, You or Metal
Phone support
via a direct hotline
You can contact us on the phone, 7 days a week
Phone support
via a direct hotline
You can contact us on the phone, 7 days a week
Dedicated N26 Metal line
Contact us via phone
You can contact us via phone thanks to a priority line, 7 days a week
Your account security
Deposit protection
Up to €100,000
Your money is protected by the German Deposit Protection Scheme
Deposit protection
Up to €100,000
Your money is protected by the German Deposit Protection Scheme
Deposit protection
Up to €100,000
Your money is protected by the German Deposit Protection Scheme
Deposit protection
Up to €100,000
Your money is protected by the German Deposit Protection Scheme
3D Secure
For your online payments
All your online payments are secure, thanks to advanced 3D Secure (3DS) technology
3D Secure
For your online payments
All your online payments are secure, thanks to advanced 3D Secure (3DS) technology
3D Secure
For your online payments
All your online payments are secure, thanks to advanced 3D Secure (3DS) technology
3D Secure
For your online payments
All your online payments are secure, thanks to advanced 3D Secure (3DS) technology
Two-factor authentication
For a secure log-in
An additional layer of security to keep your money safe
Two-factor authentication
For a secure log-in
An additional layer of security to keep your money safe
Two-factor authentication
For a secure log-in
An additional layer of security to keep your money safe
Two-factor authentication
For a secure log-in
An additional layer of security to keep your money safe
*Up to €50,000 balance, after which a deposit fee of 0.5% p.a. may apply. Please find the Terms & Conditions here.
Services and Fees for everyone who registers with an address in Austria.
For our detailed price list, view PDF here
For more information on Allianz insurance coverage, please see the General Conditions of N26 You, N26 Business You or N26 Metal account.