Compare N26 bank accounts

Find the perfect plan for you

N26 Standard

The free digital bank account

The N26 virtual card.

€0.00/Month

Open Bank Account
POPULAR

N26 Smart

The bank account with tools for spending and saving

N26 You card, Petrol.
N26 You card, Wheat.
N26 You card, Rhubarb.
N26 You card, Teal.
N26 You card, Ash.

€4.90/Month

Open Bank Account

N26 You

The bank account for travel and everyday needs

N26 You card, Petrol.
N26 You card, Wheat.
N26 You card, Rhubarb.
N26 You card, Teal.
N26 You card, Ash.

€9.90/Month

Open Bank Account

N26 Metal

The premium account with perks and a metal card

N26 Metal - Charcoal Black.
Quartz Rose - N26 Metal Card.
N26 Metal - Slate Grey.

€16.90/Month

Open Bank Account
Physical card
Virtual card
Contactless payments
Mobile payments
Extra card (optional)
Cashback
Business accounts only
Business accounts only
Business accounts only
Business accounts only
100% mobile banking
Free payments worldwide
CASH26 deposits & withdrawals
Free domestic ATM withdrawals
3
5
5
8
Free ATM withdrawals abroad
Medical travel insurance
Travel cancellation insurance
Pandemic travel coverage
Flight insurance
Luggage coverage
Mobility insurance
Winter sports insurance
Car rental insurance
Phone insurance
Transaction list
Insights on spending
Spaces sub-accounts
10
10
10
Shared Spaces
Round-ups
Premium partner offers
Unique experiences
Chatbot support
In-app chat
Phone support
Deposit protection
3D Secure payments
Two-factor authentication

N26 Standard

The free digital bank account

The N26 virtual card.

€0.00/Month

Open Bank Account

N26 Smart

The bank account with tools for spending and saving

N26 You card, Petrol.
N26 You card, Wheat.
N26 You card, Rhubarb.
N26 You card, Teal.
N26 You card, Ash.

€4.90/Month

Open Bank Account

N26 You

The bank account for travel and everyday needs

N26 You card, Petrol.
N26 You card, Wheat.
N26 You card, Rhubarb.
N26 You card, Teal.
N26 You card, Ash.

€9.90/Month

Open Bank Account

N26 Metal

The premium account with perks and a metal card

N26 Metal - Charcoal Black.
Quartz Rose - N26 Metal Card.
N26 Metal - Slate Grey.

€16.90/Month

Open Bank Account

Compare N26 bank accounts

Find the perfect plan for your business

N26 Business Standard

The free* digital business bank account with cashback for freelancers

N26 Business Card.

€0.00/Month

Open Bank Account
POPULAR

N26 Business Smart

The business bank account with cashback and financial tools for freelancers

N26 You Business Card, Ocean.
N26 You Business Card, Rhubarb.
N26 You card, Sand.
N26 You Business Card, Ocean.
N26 You Business Card, Ash.

€4.90/Month

Open Bank Account

N26 Business You

The business bank account with cashback and travel perks for freelancers

N26 You Business Card, Ocean.
N26 You Business Card, Rhubarb.
N26 You card, Sand.
N26 You Business Card, Ocean.
N26 You Business Card, Ash.

€9.90/Month

Open Bank Account

N26 Business Metal

The premium bank account with cashback and a metal card for freelancers

Black N26 Business Metal card.
Pink N26 Business Metal card.
Gray N26 Business Metal card.

€16.90/Month

Open Bank Account
Physical card
Virtual card
Contactless payments
Mobile payments
Extra card (optional)
Cashback
100% mobile banking
Free payments worldwide
CASH26 deposits & withdrawals
Free domestic ATM withdrawals
3
5
5
8
Free ATM withdrawals abroad
Medical travel insurance
Travel cancellation insurance
Pandemic travel coverage
Flight insurance
Luggage coverage
Mobility insurance
Winter sports insurance
Car rental insurance
Phone insurance
Transaction list
Insights on spending
Spaces sub-accounts
10
10
10
Shared Spaces
Round-ups
Premium partner offers
Unique experiences
Chatbot support
In-app chat
Phone support
Deposit protection
3D Secure payments
Two-factor authentication

N26 Business Standard

The free* digital business bank account with cashback for freelancers

N26 Business Card.

€0.00/Month

Open Bank Account

N26 Business Smart

The business bank account with cashback and financial tools for freelancers

N26 You Business Card, Ocean.
N26 You Business Card, Rhubarb.
N26 You card, Sand.
N26 You Business Card, Ocean.
N26 You Business Card, Ash.

€4.90/Month

Open Bank Account

N26 Business You

The business bank account with cashback and travel perks for freelancers

N26 You Business Card, Ocean.
N26 You Business Card, Rhubarb.
N26 You card, Sand.
N26 You Business Card, Ocean.
N26 You Business Card, Ash.

€9.90/Month

Open Bank Account

N26 Business Metal

The premium bank account with cashback and a metal card for freelancers

Black N26 Business Metal card.
Pink N26 Business Metal card.
Gray N26 Business Metal card.

€16.90/Month

Open Bank Account

Services and Fees for everyone who registers with an address in Austria.
For our detailed price list, view PDF here

For more information on Allianz insurance coverage, please see the General Conditions of N26 You, N26 Business You or N26 Metal account.