Compare N26 bank accounts
Find the perfect plan for you
N26 Standard
The free digital bank account
€0.00/Month
N26 Smart
The bank account with tools for spending and saving
€4.90/Month
N26 You
The bank account for travel and everyday needs
€9.90/Month
N26 Metal
The premium account with perks and a metal card
€16.90/Month
N26 Standard
The free digital bank account
€0.00/Month
N26 Smart
The bank account with tools for spending and saving
€4.90/Month
N26 You
The bank account for travel and everyday needs
€9.90/Month
N26 Metal
The premium account with perks and a metal card
€16.90/Month
Find the perfect plan for your business
N26 Standard
The free* digital business bank account with cashback for freelancers
€0.00/Month
N26 Smart
The business bank account with cashback and financial tools for freelancers
€4.90/Month
N26 You
The business bank account with cashback and travel perks for freelancers
€9.90/Month
N26 Metal
The premium bank account with cashback and a metal card for freelancers
€16.90/Month
N26 Standard
The free* digital business bank account with cashback for freelancers
€0.00/Month
N26 Smart
The business bank account with cashback and financial tools for freelancers
€4.90/Month
N26 You
The business bank account with cashback and travel perks for freelancers
€9.90/Month
N26 Metal
The premium bank account with cashback and a metal card for freelancers
€16.90/Month
Services and Fees for everyone who registers with an address in France.
For our detailed price list, view PDF here
These insurances are only available for customers who opened an account after November 13, 2019 or renewed their account after January 10, 2020. For more information on Allianz insurance coverage, please see the General Conditions of the N26 You, Business You or N26 Metal account.
(*) Currently, the Shared Spaces feature is only available to N26 account holders with a German IBAN (customers in a business relationship with N26 Bank AG).
FAQs
How many many times can i withdraw for free in the euro zone?
*Customers with a standard N26 account, who aren’t using it as their main account, can make 3 free withdrawals per month in the Eurozone. Those using it as their main account can make up to 5 free withdrawals in euros per month—just like customers with N26 You or N26 Business You. N26 Business customers can enjoy up to 3 withdrawals per month in the Eurozone. N26 Metal customers can enjoy up to 8 free withdrawals per month in the Eurozone. Once you’ve exceeded the limit of free withdrawals corresponding to your account, you’ll be charged an additional €2 for each withdrawal.
What if I withdraw money abroad ?
If you choose a N26 You or N26 Metal account, there are no fees when withdrawing money in a foreign currency, and as often as you want. If you choose a standard N26 account, the fee per withdrawal in a foreign currency is 1.7 % . of the amount withdrawn.
Is there a Minimum Usage Policy?
There is not.
Is there a minimum commitment when signing up to N26?
If you open a free N26 account, there is no commitment. If you open a N26 You or N26 Metal account, there is a 12 months commitment.
What is included in the Allianz insurance package?
The Allianz Insurance package includes mobile phone theft protection, travel insurance, ATM theft protection, Extended Warranty and Purchase Protection.