Risk indicator for all N26 accounts.
1/6
1/6 This number is indicative of the risk of the product, 1/6 being indicative of lower risk and 6/6 of higher risk.
N26 is a member of the German Deposit Guarantee Fund. The fund guarantees deposits up to 100,000 euros per account holder and entity.
Join the N26 challenge and start saving now!
#RuleYourSavings
We know, we know… saving isn’t always easy. In January we’re all like “Let’s conquer the world!” but a few weeks later, “bye bye plans!” But don’t throw in the towel just yet—you can still make a difference this year and take a chance on those holidays you’ve always dreamed of, get cracking on the project that’s been on your mind, or simply live peacefully knowing that you’ve some extra cash in case there’s any unforeseen event.
Your money, your rules
Keep calm, we’re not trying to take you for a ride nor are we offering you a savings deposit—this is about us challenging you to save money easily and automatically. 3, 2, 1… Let’s go!
#RuleYourSavings is a plan for a 1-year period from January to December, but feel free to begin and stop whenever you wish.
Here’s how it works:
- Log into your N26 app, create a Space and name it as you wish: Trip to Thai, diving course, new phone…
- Create a daily automatic rule for the amount corresponding to the month we’re in: January €1, February €2, March €3, etc. You’ll have to modify this rule only once a month.
- If you feel generous towards your piggy bank, you can boost its growth by setting up a rule to transfer €26 on the 26th of each month.
Without a doubt, the challenge and complexity will increase as months pass by and the daily amount goes up. Although you can start in any month, feel free to take the challenge your way and for as long as you wish.
Tell us how it goes using the hashtag #RuleMySavings in your social networks.
New customer? Sign up for N26, get Spaces, and start doing things your way. Already N26 Customer? Log into the N26 mobile or web app to start ruling your savings.
FAQ
What are N26 Spaces sub-accounts?
Each space created with N26 Spaces is a sub-account that sits parallel to your main N26 account. It’s similar to a savings account—they hold your money, but can’t be used for spending or transactions.
N26 Spaces is only available with premium accounts. Discover N26 Smart!
Why are you calling them Spaces?
We called them Spaces to keep their purpose undefined. That’s up for you to decide, whether it’s saving or organizing your finances. While many sub-accounts are simply for saving, Spaces is a general tool that serves your needs, regardless of function.
How do I see my total bank account balance?
Navigate to your N26 Finances overview. Your total balance sits right at the top above your spaces.
How many spaces can I make?
If you have an N26 premium bank account, you can create up to 10 Spaces sub-accounts. These sit alongside your main account, and you can create and delete these as often as you want.
Can I spend directly from a space?
We don’t support that yet. But it’s easy to move money over from a space into your main account– just drag and drop.
Are there limits to how often I can move money back and forth?
Theoretically no. Have at it! But please, be kind to our servers.