Crypto lands in your banking app
N26 Crypto
Welcome to a new kind of crypto experience. Located right next to your cash, you can now trade crypto in your N26 banking app. No confusion, no waiting times, and no need to download a new app — trying crypto just got a lot more convenient. Tap in your N26 app to find out more.
Couldn’t be more convenient
All-in-one app
Manage and monitor your cash and crypto in one place. No need to download another app or make a new account to start trading crypto — check it out right in your N26 app.
Make moves — instantly
You can turn your cash into crypto, or vice-versa, in a flash with N26 Crypto. Thanks to our partner Bitpanda, a registered digital assets service provider, you can buy and sell almost 200 coins right from your N26 app. Plus, all of your crypto transactions are processed in an instant.
Crypto with confidence
Buying crypto doesn’t have to be costly. After all, you only need €1 to get started. And with N26 Crypto, you’ll pay 1.5% in fees on Bitcoin and 2.5% on other cryptocurrencies (or less if you upgrade to Metal)*.
Get comfortable with crypto
Our simple app experience takes the chaos out of crypto. From helpful coin insights to a clear portfolio overview, you’ll soon feel right at home with N26 Crypto. And whether you’re a current customer or a new one, signing up is a piece of cake.
Track the top movers
Now you can get the latest info on coins and make trades with confidence. See which coins have made the biggest gains and losses in the last 24 hours, right from your portfolio.
Build your watchlist
Track your favorite coins and get familiar with the ones you’re most interested in. Just tap the star symbol to add a coin to your watchlist — you can track as many as you like!
Search and filter
Navigate your way through almost 200 coins with our Explore feature. Sort based on lowest or highest price, market cap, or value fluctuation — and see the coins you want at a glance.
Get started in just 3 steps
Try N26 Crypto by following these steps in your N26 app:
- Tap the Finances tab and scroll to Trading
- Select Get started with Crypto** and browse the coins
- If you’re ready, tap Buy and sign up
One more way to pay less on fees
N26 Metal is easy on the eyes and an easy way to save on crypto trading fees. With a Metal account, you get a discount on trading fees — pay 1% for Bitcoin and 2% for other coins.*** Metal plans also come with a Mastercard made of stainless steel, comprehensive travel and tech insurance, and dedicated customer support over the phone, seven days a week.
Upgrade to N26 Metal
Catch up on crypto
Crypto may seem like a tough nut to crack — but, as always, we’ve got your back. Whether you’re wondering about the basics — like what is crypto? and is it safe? — or ready to jump into crypto mining, we're here to help.
A few things before getting started
Digital assets present a risk of total or partial loss of capital due to the specific volatility of digital asset prices and due to cybersecurity risks. A return equal to the money spent is not guaranteed and a complete loss of the money spent is possible at any time. Past performance is not a reliable indicator of future performance. Make sure you have sufficient knowledge before proceeding with any transaction.****
- What are cryptocurrencies?
- What can I use cryptocurrency for?
- Which coins can I buy with N26 Crypto?
- Why don’t I see Crypto in my N26 app?
- Are there any limits to trading Crypto with N26?
- Are there fees for trading Crypto with N26?
- Do I need to set up a crypto wallet to use N26 Crypto?
- Is the cryptocurrency I buy on N26 stored in a safe place?
- Are crypto transactions taxable?
- Can I use N26 Crypto on my desktop?
- What is Bitpanda?
- What are the top gainers and top losers?
*The N26 Metal crypto fee discounts only apply to trading amounts up to €5,000 (including fees on purchasing and excluding fees on selling crypto) per calendar month. Above this amount, standard fees apply: 1.5% on Bitcoin and 2.5% on all other coins. Spreads also apply.
**Digital assets present a risk of total or partial loss of capital due to the specific volatility of digital asset prices and due to cybersecurity risks. A return equal to the money spent is not guaranteed and a complete loss of the money spent is possible at any time. Past performance is not a reliable indicator of future performance. Make sure you have sufficient knowledge before proceeding with any transaction.
***The N26 Metal crypto fee discounts only apply to trading amounts up to €5,000 (including fees on purchasing and excluding fees on selling crypto) per calendar month. Above this amount, standard fees apply: 1.5% on Bitcoin and 2.5% on all other coins (fees are always rounded up to the nearest full cent — to a maximum of one cent — which may lead to a slight increase of the fee percentage shown in the order preview. Deviations for special coins are possible). The fees and cryptocurrency prices shown on the N26 app for every transaction, including a possible spread, are not determined by N26 but provided by Bitpanda GmbH. N26's liability is expressly excluded for any claim or damage arising from the formation of the prices of the assets offered by Bitpanda.
****The returns depicted are fictional and for illustrative purposes only. The illustration and statements do not constitute investment advice. Service of reception and transmission of orders of digital assets provided by N26 Bank AG (Voltairestr. 8, 10179 Berlin, Germany CR Berlin Charlottenburg HRB 247466 B). Trading and custody of digital assets by Bitpanda GmbH (Stella-Klein-Löw-Weg 17, 1020 Vienne Autriche, RC FN569240 v), Digital Asset Service Provider registered with the French Financial Market Authority under the number E2023-076 and with the Austrian Financial Market Authority under the number FN423018k.