Virtual currencies, real risks. In crypto, only the risk is guaranteed. Warning – the value of your virtual currencies may vary very significantly both up and down and the amount you invest may be completely lost. Learn more here.

Discover N26 Crypto

N26 Crypto

Welcome to a new kind of crypto experience that's convenient and intuitive. Located right next to your cash, you can now trade crypto in your N26 banking app. No confusion, no waiting times, and no need to download a new app — trying crypto couldn’t be easier. Just give it a tap in your N26 app to begin.
Explore N26 Crypto
Woman sat is a couch looking in her mobile N26 Crypto features.

Couldn’t be more convenient

All-in-one app

Manage and monitor both cash and crypto in one place — from your N26 app. No need to download a new app or make a new account to start trading crypto, just scroll down from your bank account to check it out.

Buy and sell — instantly

Buy and sell 200+ coins — including Bitcoin, Ether, and Cardano — right from your N26 app. And all of your crypto transactions are processed faster than you can say ‘that was so fast.’ Just keep in mind that your transactions, even if they're processed quickly, also come with costs.

Start with just €1

Start buying crypto with only €1. And with N26 Crypto, you’ll pay 1.5% in fees on Bitcoin and 2.5% on other cryptocurrencies (deviations for special coins are possible), or less if you upgrade to Metal*.
Woman sitting watching Crypto on the N26 app with a man lying next to her.

Easy experience

Our simple app experience lets you browse, buy, and sell crypto with ease. From helpful coin insights to a clear portfolio overview, you’ll soon feel right at home with N26 Crypto. And whether you’re a current customer or a new one, signing up is a piece of cake.
Dog looking at crypto performance on the n26 app.
Person walking in the background. In the foreground there is a pop up displaying Stellar, Aave, and Avalanche crypto coins.

Track the top movers

Now you can get the latest info on coins, so you can stay up to date and make informed decisions. See which coins have made the biggest gains and losses in the last 24 hours right in your portfolio.

Pop up showing Solana and Bitcoin crypto coins and some flowers in the background.

Build your watchlist

Track your favorite coins with ease and become more familiar with the ones you’re most interested in. Just tap the star symbol to add a coin to your watchlist — you can track as many as you like!

Hand holding a mobile displaying crypto in the N26 app. In the foreground four rounded icons.

Search and filter

Make 200+ coins much simpler to navigate with our Explore feature. Sort based on lowest or highest price, market cap, or value fluctuation — and see the coins you want at a glance.

Getting started — easy as 1-2-3

Discover N26 Crypto in your N26 app by following these steps:
  1. Tap the Finances tab and scroll to Investments.
  2. Select Crypto and browse the coins
  3. If you’re ready, hit Buy and sign up in just a minute
Tada — enjoy being a digital currency owner! You can now freely buy and sell cryptocurrencies directly from your N26 app thanks to our partner Bitpanda.
Explore N26 Crypto

A few things before getting started

Our goal is to make N26 Crypto as easy as possible, and that means sharing the risks and fine print with you: The market for crypto assets and the purchase of crypto assets constitute a high risk. Crypto assets are subject to high fluctuations in value, and there is no real underlying asset. Declines in value or a rapid, complete loss of the money spent are possible at any time. Past performance is not a reliable indicator of future performance.
Image of N26 logo next to Bitpanda logo in a teal background color.

The easy way to save on fees

N26 Metal is easy on the eyes and an easy way to save on crypto trading fees. With a Metal account, you get a discount on trading fees — pay 1% for Bitcoin and 2% for other coins (deviations for special coins are possible) .* Metal plans also come with a Mastercard made of stainless steel, comprehensive travel and tech insurance, and dedicated customer support via phone, 7 days a week.
Upgrade to N26 Metal
Imagen de la sección Crypto en la aplicación n26 que muestra el rendimiento de Ethereum, Bitcoin y Shiba junto a la tarjeta N26 Metal.

*The N26 Metal crypto fee discounts only apply to trading amounts up to €5,000 (including fees on purchasing and excluding fees on selling crypto) per calendar month. Above this amount, standard fees apply: 1.5% on Bitcoin and 2.5% on all other coins (fees are always rounded up to the nearest full cent—to a maximum of one cent — which may lead to a slight increase of the fee percentage shown in the order preview. Deviations for special coins are possible). The fees and cryptocurrency prices shown on the N26 app for every transaction and including a possible spread are not determined by N26 but provided by Bitpanda Asset Management GmbH. N26's liability is expressly excluded for any claim or damage arising from the formation of the prices of the assets offered by Bitpanda. The values depicted above are fictional and for illustrative purposes only. The statements and illustrations do not constitute investment advice. N26 Crypto is powered by Bitpanda Asset Management GmbH (HRB 121696), licensed by the German Federal Financial Supervisory Authority and located at Friedrich-Ebert-Anlage 36, 60325 Frankfurt, Germany.

  • What are cryptocurrencies?
  • What can I use cryptocurrency for?
  • Which coins can I buy with N26 Crypto?
  • Where is N26 Crypto in my app?
  • What are the limits to trading crypto with N26?
  • What are the fees for trading crypto with N26 Crypto?
  • Do I need to set up a crypto wallet to use N26 Crypto?
  • Can I transfer crypto from other wallets to N26 Crypto or vice versa?
  • Is the cryptocurrency I buy on N26 stored in a safe place?
  • Are crypto transactions taxable?
  • Can I use N26 Crypto on my desktop?
  • What is Bitpanda?
  • What are the top gainers and top losers?