Virtual currencies, real risks. In crypto, only the risk is guaranteed.
Warning – the value of your virtual currencies may vary very significantly both up and down and the amount you invest may be completely lost. Learn more here.
Discover N26 Crypto
N26 Crypto
Welcome to a new kind of crypto experience that's convenient and intuitive. Located right next to your cash, you can now trade crypto in your N26 banking app. No confusion, no waiting times, and no need to download a new app — trying crypto couldn’t be easier. Just give it a tap in your N26 app to begin.
Couldn’t be more convenient
All-in-one app
Manage and monitor both cash and crypto in one place — from your N26 app. No need to download a new app or make a new account to start trading crypto, just scroll down from your bank account to check it out.
Buy and sell — instantly
Buy and sell over 350 coins — including Bitcoin, Ether, and Cardano — right from your N26 app. And all of your crypto transactions are processed faster than you can say ‘that was so fast.’ Just keep in mind that your transactions, even if they're processed quickly, also come with costs.
Start with just €1
Start buying crypto with only €1. And with N26 Crypto, you’ll pay 1.5% in fees on Bitcoin and 2.5% on other cryptocurrencies (deviations for special coins are possible), or less if you upgrade to Metal*.
Easy experience
Our simple app experience lets you browse, buy, and sell crypto with ease. From helpful coin insights to a clear portfolio overview, you’ll soon feel right at home with N26 Crypto.
And whether you’re a current customer or a new one, signing up is a piece of cake.
Track the top movers
Now you can get the latest info on coins, so you can stay up to date and make informed decisions. See which coins have made the biggest gains and losses in the last 24 hours right in your portfolio.
Build your watchlist
Track your favorite coins with ease and become more familiar with the ones you’re most interested in. Just tap the star symbol to add a coin to your watchlist — you can track as many as you like!
Search and filter
Make 350+ coins much simpler to navigate with our Explore feature. Sort based on lowest or highest price, market cap, or value fluctuation — and see the coins you want at a glance.
Getting started — easy as 1-2-3
Discover N26 Crypto in your N26 app by following these steps:
- Tap the Finances tab and scroll to Investments.
- Select Crypto and browse the coins
- If you’re ready, hit Buy and sign up in just a minute
A few things before getting started
Our goal is to make N26 Crypto as easy as possible, and that means sharing the risks and fine print with you: The market for crypto assets and the purchase of crypto assets constitute a high risk. Crypto assets are subject to high fluctuations in value, and there is no real underlying asset. Declines in value or a rapid, complete loss of the money spent are possible at any time. Past performance is not a reliable indicator of future performance.
The easy way to save on fees
N26 Metal is easy on the eyes and an easy way to save on crypto trading fees. With a Metal account, you get a discount on trading fees — pay 1% for Bitcoin and 2% for other coins (deviations for special coins are possible) .* Metal plans also come with a Mastercard made of stainless steel, comprehensive travel and tech insurance, and dedicated customer support via phone, 7 days a week.
Upgrade to N26 Metal
*The N26 Metal crypto fee discounts only apply to trading amounts up to €5,000 (including fees on purchasing and excluding fees on selling crypto) per calendar month. Above this amount, standard fees apply: 1.5% on Bitcoin and 2.5% on all other coins (fees are always rounded up to the nearest full cent—to a maximum of one cent — which may lead to a slight increase of the fee percentage shown in the order preview. Deviations for special coins are possible). The fees and cryptocurrency prices shown on the N26 app for every transaction and including a possible spread are not determined by N26 but provided by Bitpanda Asset Management GmbH. N26's liability is expressly excluded for any claim or damage arising from the formation of the prices of the assets offered by Bitpanda.
The values depicted above are fictional and for illustrative purposes only. The statements and illustrations do not constitute investment advice.
N26 Crypto is powered by Bitpanda Asset Management GmbH (HRB 121696), licensed by the German Federal Financial Supervisory Authority and located at Friedrich-Ebert-Anlage 36, 60325 Frankfurt, Germany.
- A €50,000 limit on daily transactions by Personal customers
- A €100,000 limit on daily transactions by Business customers
- A limit of 200 trades within 24 hours per user
- Users can only place buy and sell orders with a minimum of €1. This applies to all coins.
They are currencies that exist virtually and are protected by cryptography. Many coins can be used for trading, storing value, or purchasing goods and services. Learn more about the basics of crypto in our beginner’s guide to cryptocurrency.
Cryptocurrencies have several potential use cases. Some are already real, and others still a bit theoretical. Certain people buy cryptocurrencies to hold or sell later, in the hope that their value will increase over time. Others people may buy crypto because they believe in the future of decentralized finance, or to support a specific crypto project they believe in. Before trading, you should know that many cryptocurrencies are subject to extreme fluctuations in value and carry the risk of total loss of value.
You can buy and sell over 350 coins within your N26 app. At the moment, N26 offers some of the biggest cryptocurrencies by market cap, such as Bitcoin, Ethereum, Solana. Be sure to do your research on the different types of cryptocurrencies before trading crypto, as each project may have its pros and cons to consider.
N26 Crypto is only available in Belgium to eligible customers. Those customers will see N26 Crypto under the Investments section located in the Finances tab of their app. Eligibility can change at any time, so check again in the future if you don’t see N26 Crypto in your app yet.
The following limits apply to trading Crypto at N26:
Crypto transactions with N26 are subject to a transaction fee of 1.5% for Bitcoin and 2.5% for all other coins (deviations for special coins are possible). Fees and exchange rates for each purchase are displayed on the purchase and sell screens, so you can always review them before confirming a trade*.
N26 Crypto is easy, so you don’t need to set up a wallet to trade crypto. You can trade directly in your N26 app. All coins purchased with N26 Crypto are safely stored in a custodial storage by our partner, Bitpanda Asset Management GmbH.
At the moment, it is not possible to send coins to or from other crypto wallets with N26 Crypto.
All the crypto you buy on N26 is stored in a cold offline storage managed by Bitpanda Asset Management GmbH. Bitpanda further ensures the security of users’ cryptocurrency by managing users’ private keys and safeguarding them from fraudsters. With that said, you should also do what you can to protect your N26 account.
Crypto is subject to capital gains tax and can be subject to other taxes. The rules relating to taxation vary by member states and are constantly evolving, so do your research and understand the tax implications in Belgium before making your first trade.
No, N26 Crypto is currently only accessible via the N26 app on mobile devices.
Bitpanda Asset Management GmbH is a Germany-based financial services provider that offers trading, custody, management and protection of crypto assets. N26 has partnered with Bitpanda to offer N26 Crypto, a convenient way to trade 350+ cryptocurrencies directly from your N26 app.
The top gainers and top losers are the coins that have seen the greatest increases or decreases in value within the last 24 hours.