N26 Crypto

Crypto so easy

Welcome to a new kind of crypto experience that's easy to use. Conveniently located right next to your cash, you can now trade crypto in your N26 banking app. No confusion, no waiting times, and no need to download a new app—trying crypto couldn’t be easier. Just give it a tap in your N26 app to begin.
Give crypto a try
Woman sitting on a sofa looking at the N26 app with her dog.

Couldn’t be more convenient

An all-in-one app

Manage and monitor both cash and crypto in one place—from your N26 app. No need to download a new app or make a new account to start trading crypto, just scroll down from your bank account to check it out.

Buy and sell—instantly

You can turn your cash into crypto, or vice-versa, in a flash with N26 Crypto. Buy and sell almost 200 coins—including Bitcoin, Ether, and Doge—right from your N26 app. And all of your crypto transactions are processed faster than you can say ‘that was so easy.’

Crypto with confidence

Buying crypto doesn’t have to be costly, after all, you only need €1 to get started. And with N26 Crypto, you’ll pay 1.5% in fees on Bitcoin and 2.5% on other cryptocurrencies (deviations for special coins are possible), or less if you upgrade to Metal*.
Woman sitting watching Crypto on the N26 app with a man lying next to her.

Easy experience

Our simple app experience takes the chaos out of crypto. From helpful coin insights to a clear portfolio overview, you’ll soon feel right at home with N26 Crypto. And whether you’re a current customer or a new one, signing up is a piece of cake.
Dog looking at crypto performance on the n26 app.
Person walking in the background. In the foreground there is a pop up displaying Stellar, Aave, and Avalanche crypto coins.

Track the top movers

Now you can get the latest info on coins and make trades with confidence. See which coins have made the biggest gains and losses in the last 24 hours right in your portfolio.

Tether and Bitcoin crypto coins and some flowers in the background.

Build your watchlist

Track your favorite coins with ease and become more familiar with the ones you’re most interested in. Just tap the star symbol to add a coin to your watchlist — you can track as many as you like!

Hand holding a mobile displaying the N26 app.

Search and filter

Make almost 200 coins much simpler to navigate with our Explore feature. Sort based on lowest or highest price, market cap, or value fluctuation — and see the coins you want at a glance.

Take a deep dive into the new features

Getting started—easy as 1-2-3

Try N26 Crypto in your N26 app by following these steps:
  • Tap the Finances tab and scroll to Trading
  • Select Get started with crypto and browse the coins
  • If you’re ready, hit Buy and sign up in just a minute
Tada—enjoy being a digital currency owner!
Give crypto a try

The easy way to pay less on fees

N26 Metal is easy on the eyes and an easy way to save on crypto trading fees. With a Metal account, you get a discount on trading fees—pay 1% for Bitcoin and 2% for other coins (deviations for special coins are possible).* Metal plans also come with a Mastercard made of stainless steel, comprehensive travel and tech insurance, and dedicated customer support via phone, 7 days a week.
Upgrade to N26 Metal
Image of the Crypto section in the n26 app showing the performance of Ethereum, Bitcoin and Shiba next to the N26 Metal card.

*The N26 Metal crypto fee discounts only apply to trading amounts up to €5,000 (including fees on purchasing and excluding fees on selling crypto) per calendar month. Above this amount, standard fees apply: 1.5% on Bitcoin and 2.5% on all other coins (fees are always rounded up to the nearest full cent—to a maximum of one cent—which may lead to a slight increase of the fee percentage shown in the order preview. Deviations for special coins are possible). The fees and cryptocurrency prices shown on the N26 app for every transaction and including a possible spread are not determined by N26 but provided by Bitpanda GmbH. N26's liability is expressly excluded for any claim or damage arising from the formation of the prices of the assets offered by Bitpanda.

Ease into crypto

Crypto may seem like a tough nut to crack—but, as always, we’ve got your back. Whether you’re wondering about the basics—like what is crypto? and is it safe?—we're here to help.

A few things before getting started

Our goal is to make N26 Crypto as easy as possible and that means sharing the risks and fine print with you: The market for crypto assets constitutes a high risk. Crypto assets are subject to high fluctuations in value—declines in value or a complete loss of the money spent are possible at any time. Past performance is not a reliable indicator of future performance.N26 Crypto is powered by Bitpanda GmbH.
Image of N26 logo next to Bitpanda logo in a teal background color.

The values depicted above are fictional and for illustrative purposes only. The statements and illustrations do not constitute investment advice. N26 Crypto is powered by Bitpanda GmbH (FN423018k) as digital asset servicing provider, registered with the Austrian Financial Market Authority and located at Stella-Klein-Löw-Weg 17, 1020 Vienna, Austria.

FAQs about N26 Crypto and cryptocurrency

  • What are cryptocurrencies?
  • What can I use cryptocurrency for?
  • Which coins can I buy with N26 Crypto?
  • Why don’t I see N26 Crypto in my app?
  • Are there any limits to trading crypto on N26?
  • Are there fees for trading crypto with N26 Crypto?
  • Do I need to set up a crypto wallet to use N26 Crypto?
  • Is the cryptocurrency I buy on N26 stored in a safe place?
  • Are crypto transactions taxable?
  • Can I use N26 Crypto on my desktop?
  • What is Bitpanda?
  • What are the top gainers and top losers?