N26 Blog: Banking Basics

A hand holding an N26 standard card with a smartphone showing the N26 app.

Everything you need to know—but were never told—about your bank account number

Learn everything you need to know about your bank account number and understand what types of transactions you can make with it.
5 min read
What’s a bank transfer? How they work and how to make one.

What’s a bank transfer? How they work and how to make one

There are different options for sending and receiving money—each with their own pros and cons. In this article, get an overview of what a bank transfer is and how to make one yourself.
4 min read
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What is a central bank, and what is its role?

Heard of it, but not really sure what a central bank is? Find out what role this institution plays, and its influence on a country’s economy.
5 min read
Common banking fees text on grey background.

What Is an Insufficient Funds Fee?

Also called a non-sufficient funds fee, this is one of the most common and frustrating hidden bank fees.
2 min read
crinkled euro notes.

What does inflation mean for you and your money?

With prices steadily rising, you might be wondering what the current inflation means for your savings. Here you’ll learn about the effects of inflation on your personal finances.
8 min read
What is debt relief? Understanding your options.

What is debt relief? Understanding your options

If you’re feeling overwhelmed by debt, you have options. Debt relief may involve consolidating your debts into a more manageable payment, or exploring options to have your debts reduced or forgiven.
6 min read
Woman in the car working and negotiating.
What are wages?
5 min read
Woman in the car working and negotiating.

What are wages?

Find out what wages are, how to calculate yours, and the different compensation methods available for you.
5 min read
Two persons signing a document on a meeting.

How to negotiate salary: 10 tips for a better job offer

Wondering how to negotiate salary for a new job, or how to ask for a raise in your existing role? Read on to discover our 10 top tips for getting the salary you deserve.
6 min read
Man taking notes working with a calculator and a laptop.

What is a salary?

A salary is the money you’re paid to do a job. But there’s more to it than that. Our complete definition of salary includes how it works and what that means for you.
7 min read
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TIN and TAE interest rates in Spain—what are they and how do they work?

Living in Spain and wanting to better understand bank loans? Read on to learn about TIN and TAE interest rates, and much more!
5 min read
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Receiving your salary by direct deposit and how to set it up

Find out what is domiciling a payroll, how it is done and what advantages it has.
3 min read
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Insurtech—the new force taking on the insurance industry

Find out everything you need to know about Insurtech, the new disruptive force shaking up the insurance industry and how it might affect you.
3 min read