A bank account with features built for real people

A bank account with features that make sending money, saving money and keeping your money safe easier than choosing what to have for breakfast.

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Mastercard SecureCode - Icon - N26 Security

3D Secure

3D Secure (3DS) is an extra layer of security that helps prevent fraud when making payments online with your N26 bank account. Our 3DS initiative is called Mastercard SecureCode.

Real-time Notifications - Icon - N26 App

Instant push notifications on all account activity

Stay up to date. Get a push notification immediately after all account activity, including card payments, ATM withdrawals, direct debits and transfers.

PIN Code - Icon - N26 App

Lost your card? Don't panic, lock it immediately

Remember those times when your card disappears and turns up the moment you cancel it? With N26 you can easily lock your card inside the app, reorder it if need be with the push of a button, or just unlock it if you find it.

Touch ID Login - Icon - N26 App

Login using your fingerprint

Instead of typing in your password every time you want to login to your N26 bank account, you can simply login using your fingerprint.

Headache free transfers anytime, anywhere

In just a few taps you can make realtime transfers with N26. With MoneyBeam you can send, receive or request money from your friends instantly.

Bank Account Transfer - N26 Bank Account
Powered by Transferwise - N26 App

International transfers into 19 foreign currencies

N26 has partnered with TransferWise. You can do international transfers from directly within the N26 App. It's up to 6x cheaper than using traditional banks.

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Track your balance over time

Scroll your way through your transactions to see where and when you’ve spent your money.

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#Tag your transactions

#weekend, #friends, #gift — Create your own personal #tags to organize your transactions better.

Automatic categorization. Get an instant breakdown of your spending

Not sure where all your money goes? The N26 bank account uses artificial intelligence to automatically categorize your spending. You're provided with an easy to understand overview in the App.

Bank Account Overview on Your phone - N26 Bank Account
Desktop Version - Icon  - N26 Bank Account

Bank on the big office screen

We’re mobile, but we also work at the office. Our WebApp has the same functionality, with easily exportable CSVs.

Download Bank Account Balance - Icon - N26 Bank Account

Export your transactions

Go granular. Download as a CSV directly on your phone or computer.

We’re here for you. In several languages.

If you have any questions or run into any problems, our Customer Service team will be on hand to help you in English, French, German, Spanish and Italian.

Support Channels - N26 Customer Service

Compare Accounts

Open a new N26 bank account from your phone or computer in an easy, paperless signup process.

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Notice

Apple Pay is only available in Finland, France, Ireland, Italy, and Spain. Google Pay is only available in Belgium, Germany, Ireland, Italy, Slovakia, and Spain.