A bank account with features built for real people
A bank account with features that make sending money, saving money and keeping your money safe easier than choosing what to have for breakfast.
In-app security features
You have full control over your account. You can set and change your daily payment and withdrawal limits, immediately lock your card if it gets lost, reset your PIN, and enable or disable online or foreign payments.
Instant push notifications on all account activity
Stay up to date. Get a push notification immediately after all account activity, including card payments, ATM withdrawals, direct debits and transfers.
Lost your card? Don't panic, lock it immediately
Remember those times when your card disappears and turns up the moment you cancel it? With N26 you can easily lock your card inside the app, reorder it if need be with the push of a button, or just unlock it if you find it.
Choose your own PIN & Password
The best way not to forget its PIN code? To choose it. It is very easy with N26 as you can do it in the app.
German deposit security scheme
N26 has a German banking licence. It means your deposits are guaranteed by the German deposit security scheme. Your data is also protected.
Headache free transfers anytime, anywhere
In just a few taps you can make realtime transfers with N26. With MoneyBeam you can send, receive or request money from your friends instantly.
Automatic categorization. Get an instant breakdown of your spending
Not sure where all your money goes? The N26 bank account uses artificial intelligence to automatically categorize your spending. You're provided with an easy to understand overview in the App.
Track your balance over time
Scroll your way through your transactions to see where and when you’ve spent your money.
#Tag your transactions
#weekend, #friends, #gift — Create your own personal #tags to organize your transactions better.
Bank on the big office screen
We’re mobile, but we also work at the office. Our WebApp has the same functionality, with easily exportable CSVs.
Get your RIB
When you join N26, you can download your RIB straight from the Web App.
International transfers into 19 foreign currencies
N26 has partnered with TransferWise. You can do international transfers from directly within the N26 App. It's up to 6x cheaper than using traditional banks.
We’re here for you. Contact us via chat, email and phone.
If you have any questions, or if you run into any problems, our Customer Service is on hand to help you in your own language.