N26 Standard

A free bank account—100% mobile and flexible

The standard N26 account is a checking account at no extra cost. Manage your account with your smartphone in real time, and start using mobile payments before receiving your card to experience digital banking at its best.

An N26 Standard card on top of a concrete block.

Secure online banking features

Push-notifications in real-time

With real-time push-notifications after every transaction—whether you're paying in store or online, receiving your salary, or withdrawing money from the ATM—you'll always have an overview of your financial movement.

Full control of your card

You can easily adjust the security settings of your N26 account directly in the app. Lock your card if you lose it (and unlock if you find it), change your PIN and allow foreign payments when you're abroad.

Apple Pay Security - Icon - N26 Apple Pay.

Choose your own PIN & Password

The best way not to forget a PIN code? To choose it. It is very easy with N26 as you can do it in the app.

Deposit Protection - Icon - N26 Savings.

German deposit security scheme

N26 has a German banking licence. It means your deposits are guaranteed by the German deposit security scheme. Your data is also protected.

Headache-free instant payments and transfers

After signing up, instantly top up through a debit card to get money into your account. Make bank transfers for free using N26 MoneyBeam in real-time – send, receive or request money from your contacts listed in the N26 app, or to new ones with just an email or phone number.

Easy international money transfers

Send money in 19 different currencies using the Transferwise feature, conveniently built into the N26 app. Save up to 6 x more than you might with traditional banks—no hidden fees, no bad surprises.

Track your expenses with Statistics

Wondering how to better manage your money? N26 automatically categorizes your expenses. This allows you to understand where you spend your money. You can even use #hashtags for your transactions: #weekend, #sushi, #newyork ... Do you need to see your transactions history? By scrolling through the list of your transactions, you can see the evolution of your bank account balance and thus see how you manage your budget over the month.

N26 Bank Account categorising transactions for statistics.

Banking on the big screen

First, sign up to N26 using the mobile app. Then, you can use the web application to view your account from a desktop or other device.

Get your RIB

When you join N26, you can download your RIB straight from the Web App.

We are here for you—in 5 languages

Our N26 Support team is available for you in 5 languages via email or chat. Whenever you have a question or encounter a problem, they’re always on-hand to help.

N26 Bank Account Customer Service Chat in App.
N26 Metal - Charcoal Black.
Transparent N26 Standard card.
N26 You card, Petrol.

Compare Accounts

Open a new N26 bank account from your phone or computer in an easy, paperless signup process.