Standard N26 card on top of a brick.
A transparent N26 Standard card.

Secure online banking features

Push-notifications in real-time

With real-time push-notifications after every transaction—whether you're paying in store or online, receiving your salary, or withdrawing money from the ATM—you'll always have an overview of your financial movement.

Full control of your card

You can easily adjust the security settings of your N26 account directly in the app. Lock your card if you lose it (and unlock if you find it), change your PIN and allow foreign payments when you're abroad.

Apple Pay Security - Icon - N26 Apple Pay.

Choose your own PIN & Password

The best way not to forget a PIN code? To choose it. It is very easy with N26 as you can do it in the app.

Deposit Protection - Icon - N26 Savings.

German deposit security scheme

N26 has a German banking licence. It means your deposits are guaranteed by the German deposit security scheme. Your data is also protected.

Smartphone with the N26 Spaces open on it.

Headache-free instant payments and transfers

After signing up, instantly top up through a debit card to get money into your account. Make bank transfers for free using N26 MoneyBeam in real-time – send, receive or request money from your contacts listed in the N26 app, or to new ones with just an email or phone number.

Easy international money transfers

Send money in 19 different currencies using the Transferwise feature, conveniently built into the N26 app. Save up to 6 x more than you might with traditional banks—no hidden fees, no bad surprises.

Banking on the big screen

First, sign up to N26 using the mobile app. Then, you can use the web application to view your account from a desktop or other device.

Get your RIB

When you join N26, you can download your RIB straight from the Web App.

N26 Metal - Charcoal Black.
Transparent N26 Standard card.
N26 You card, Petrol.

Compare Accounts

Open a new N26 bank account from your phone or computer in an easy, paperless signup process.

Frequently asked questions