Die N26 Mastercard

No matter which account you choose, you’ll get a contactless N26 Mastercard debit card, accepted worldwide.

Standard N26 card on top of a brick.
A hand holding the Standard N26 card.

Accepted worldwide

Pay using your N26 Mastercard online and in-stores for free, anywhere in the world, with no markups and no fees.

Your money when you need it

Every N26 account comes with free domestic currency ATM withdrawals each month, in accordance with our fair use policy. N26 premium accounts include unlimited free foreign currency withdrawals, too.

A person holding a Rhubarb colored You card in their hand.
Person holding an N26 Sand You card in their hand.

A fair exchange

Use your N26 Mastercard wherever you go. With a mid-market exchange rate on all your foreign currency transactions, you’ll be sure you’re always getting a fair deal.

Instant notifications

Live in the now when it comes to your cash flow. One tap is all it takes to pay with your card’s contactless NFC technology, with an instant push-notification after every transaction in or out.

N26 Metal Card Charcoal.

A card you control

It’s your account and you’re in the driver’s seat. Use the N26 app to lock or unlock your card, change the PIN and set daily spending and withdrawal limits at home and abroad.

Mastercard 3D Securecode

Everyone payment you make online with your N26 Mastercard comes with 3DS for an added layer of security, to let you spend with confidence.

N26 Metal - Charcoal Black.
Transparent N26 Standard card.
N26 You card, Petrol.

Choose your N26 account

Business or Personal? Standard or Premium? Whichever type of bank account you need, there’s an N26 account with Mastercard that’s right for you. Plus, select your card’s color when you choose any premium account.


What is the N26 Mastercard?

All N26 bank cards are debit cards that come with contactless NFC technology – even our bespoke-design metal Mastercard. At present, we don’t offer credit cards with our accounts.

Can I get a Maestro card with my N26 account?

Residents in Germany, The Netherlands and Austria can also order a Maestro card to accompany their primary debit card.

How can I choose my own N26 card?

You can choose your own card when you open a You, N26 Metal and N26 Business You premium account. The N26 You and Business You accounts come with five card colors to choose from, while N26 Metal offers a metal card available in one three different shades.

Can I order an extra card to use with my N26 account?

That depends. In some of our countries, premium users with an N26 You and Business You account can order a second card to use with their account. Metal account holders can also order an extra card that can be used with their Metal account, but they will have to choose from the N26 You range for their second card, as it’s not possible to have two active Metal cards at the moment.

What are the benefits of an N26 premium account?

For extras such as travel insurance and cover for using scooters, cars and bikes rented through a mobility share app.

What is the difference between N26 business and personal accounts?

N26 Business and Business You are accounts which are available to freelancer and self-employed customers only. They offer the exact same features and benefits package as the personal counterparts, except that they also include 0.1% cashback on all purchases made using the account.