The N26 Mastercard
No matter which account you choose, you’ll get a contactless N26 Mastercard debit card, accepted worldwide.
Pay using your N26 Mastercard online and in-stores for free, anywhere in the world, with no markups and no fees.
Your money when you need it
Every N26 account comes with free domestic currency ATM withdrawals each month, in accordance with our fair use policy. N26 premium accounts also include unlimited free foreign currency withdrawals.
A fair exchange rate
Use your N26 Mastercard wherever you go. With a mid-market exchange rate on all your foreign currency transactions, you’ll be sure you’re always getting a fair deal.
Live in the now when it comes to your cash flow. One tap is all it takes to pay with your card’s contactless NFC technology, with an instant push-notification after every incoming and outgoing transaction.
A card you control
It’s your account and you’re in the driver’s seat. Use the N26 app to lock or unlock your card, change the PIN and set daily spending and withdrawal limits at home and abroad.
Mastercard 3D Secure
Spend with confidence. Every payment you make online with your N26 Mastercard comes with extra 3DS protection for an added layer of security.
Choose your N26 account
Business or personal? Standard or premium? Whichever type of bank account you opt for, there’s an N26 account with a Mastercard debit that’s just right for you. Plus, pick your card’s color when you choose any premium account.
All N26 bank cards are debit cards that come with contactless NFC technology—even our bespoke-design metal Mastercard. At present, we don’t offer credit cards with our accounts.
Residents in Germany, the Netherlands and Austria can also order a Maestro card to accompany their primary debit card.
You can choose your own card when you open a N26 You, N26 Metal and N26 Business You premium account. The N26 You and Business You accounts come with five card colors to choose from, while N26 Metal offers a metal card available in three different shades.
Your N26 premium account offers extras, such as an extensive travel insurance package, courtesy of Allianz. On top of this, benefit from a wide range of ever-changing discounts and offers from partner brands, and much more.
N26 Business and Business You are accounts which are available to freelancers and self-employed customers only. They offer the same features and benefits package as the personal accounts, alongside 0.1% cashback on all purchases.