N26 Mastercard debit card—accepted worldwide

Your premium bank account comes with a Mastercard debit card in a choice of colors. Sign up in minutes, and enable mobile payments to start spending right away—even before your physical card arrives in the mail.



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A Mastercard debit card, perfectly suited to you

Are you a premium customer? With a N26 Smart account, you can choose a debit Mastercard in one of 5 colors: Ocean, Sand, Rhubarb, Aqua or Slate. And with N26 Metal, you’ll get an exclusive metal debit card, crafted in 18-grams of stainless steel, and an option of three stunning shades—choose a Charcoal Black Mastercard, or go for Slate Gray or Quartz Rose. If you have a free N26 Standard bank account, you can also order our signature transparent debit Mastercard for a one-off €10 delivery fee.
N26 transparent Mastercard, Charcoal black Metal Mastercard and teal Mastercard.

Pay with your Mastercard, around the globe

The perfect travel companion in your pocket, your Mastercard debit card is accepted worldwide and offers zero foreign transaction fees when spending abroad—with no mark ups or extra charges. Pay in stores, online and in-apps and spend like a local wherever you are in the world—all thanks to fee-free ATM withdrawals in any currency included with your N26 You and Metal account. Simply use the handy Mastercard ATM locator in your app to find your nearest cashpoint.


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Mastercard 3D Secure

Spending online? Mastercard SecureCode is an advanced two-factor authentication step that adds an additional layer of protection.

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NFC technology

Your contactless Mastercard comes with NFC technology, and one tap is all it takes to pay in stores, online or in-apps.

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Instant push notifications

With real-time push notifications after every transaction, you’ll always know about money coming in and out of your bank account.

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Deposit protection

Your money is protected up to €100,000, thanks to our full European banking license and the German Deposit Protection Scheme.

Stay in control—24/7

You’re always in the driver’s seat with N26. Add your Mastercard debit card to your mobile wallet to make payments with your smartphone. With a few taps in the app, you can also lock or unlock your card, change your PIN or set daily spending and withdrawal limits—at home and abroad. Always misplacing your card? Order an extra to use with your N26 account, and never lose access to your money.
phone screen with N26 Metal Mastercard.
n26 standard card.
n26 metal card.
n26 you card.

Your Mastercard, your way

Business or personal? Standard or premium? Whichever type of bank account you opt for, choose a Mastercard debit card that’s right for you. Go premium to pick your card’s color, or order a transparent debit card for a one-off delivery fee.

*The N26 Standard current account includes zero fees for the maintenance of the account, the issuance of a virtual debit card and the authorization of virtual debit card transactions, ordinary SEPA transfers in Euros, standing transfer orders, SEPA direct debits, three cash withdrawals a month at ATMs in the Euro area. Fees and charges are applicable for services other than those indicated. For complete contractual and economic conditions, see the information sheets. Advertising message for promotional purposes. Please see the Terms & Conditions for more information.


  • What is the N26 Mastercard?
  • How can I choose my own N26 Mastercard?
  • Is the N26 Mastercard free?
  • What are the benefits of an N26 premium account?
  • Is the N26 Mastercard a credit card?
  • Is the N26 Mastercard a prepaid card?
  • Are Maestro cards and Mastercards the same thing?
  • How does a Mastercard credit card work?
  • How can I enable 3D Secure on my N26 Mastercard?