Shop easy with Mastercard
Enjoy free payments worldwide with your N26 Mastercard. Pay securely with a tap, set spending limits, and stay up to date with push notifications.
Pick a card, any card
N26 Standard
Get a virtual card for free and physical card for €10.
Learn more
N26 Smart
Choose from six colors and up to 6 virtual cards.
Learn more
Mastercard makes travel simple
Make fee-free card payments worldwide. Get free ATM withdrawals in euros or pay 1.7% on Swiss franc withdrawals.
Personal banking. Personal style.
Switch up your virtual card design anytime — and keep your original card numbers.
The safe, speedy way to pay
Mastercard Click to Pay lets you check out online without having to enter your details each time.
Security at N26
Stay secure while you shop
Mastercard does an Identity Check at checkout for an added layer of security.
Pay with a tap
With NFC technology, shop in stores and online securely, quickly, and contactlessly.
Never miss a beat
Real-time notifications after every transaction let you know what's going on in your account.
A control center in your app
Lock your card, set spending limits, change your PIN, and enable or disable transaction types.
FAQ
- All N26 bank cards are Mastercard debit cards that allow you to shop or withdraw money anywhere in the world. Add your card to Apple Pay or Google Pay to seamlessly check out — right from your phone.
- Maestro cards can only be used as debit cards. A Mastercard, on the other hand, can be issued as a debit card or as a credit card, where card purchases are billed at the end of the month.
- If you have an N26 Smart account, your N26 Mastercard is included with your plan for free. The N26 Standard plan comes with a free virtual Mastercard, and a physical card can be ordered for a one-off €10 delivery fee.
- Yes, the currency of your N26 bank account is in euros. But we don’t charge any fees for payments in foreign currencies.
- You can switch up your virtual card design anytime by selecting the card in the app’s cards tab, and your card numbers will the stay the same. This feature is available for N26 personal customers only, excluding Italy.