TERMS & CONDITIONS FOR N26 “SCAN THE CASH” PROMOTION

The entity organizing this promotion is [N26 BANK GMBH, Sucursal en España] (N26 España). Its registered address is Paseo de la Castellana 43, 28046, Madrid, Spain, and its tax identification number is W2765098E. The promotion will run from 00:00 on Monday, May 10, 2021 to 00:00 on Sunday, May 16, 2021 (the Promotion). It is open to all current N26 España customers and any new customers who open an account via their mobile telephone in accordance with the terms and conditioner of this campaign. Participants are required to accept these terms and rules and comply with them. Under no circumstances shall any mention of this Promotion on social media (Twitter, Instagram, Facebook) imply any link between these social media platforms and N26 España. 1. THE PROCEDURES AND OBJECTIVE OF THE PROMOTION The Promotion aims to promote among current and potential customers the financial services provided by N26. Participants who comply with these Terms and Conditions shall be eligible to win the prize described herein. The Promotion involves scanning the QR codes of various imitation banknotes which participants can find on different online platforms and on Plaza de Chueca, Plaza de San Ildefonso and Plaza del 2 de Mayo in Madrid. These QR codes will take the participants to a landing page where the instructions to get the money are explained. Each bank note is linked to a different landing page. There are two different processes to get this money according to whether the participant is an existing customer or a new one. In both cases the participant needs to introduce a promo code in the N26 app, these promo codes are different and should be introduced in different moments: during the onboarding journey for new customers, and in the Redeem code section for the existing ones. The participant must follow one of two processes to claim the prize according to whether they are an N26 España customer. 2. GEOGRAPHICAL SCOPE The Promotion will run throughout all of Spain, but will involve various banknotes, each with a QR code, being placed around the city of Madrid. 3. TIMEFRAME The Promotion will run from 00:00 on Monday, May 10, 2021 (“Start Date”) until 00:00 on Sunday, May 16, 2021 (“End Date”). Any entries sent after the conclusion of the stated period will be considered void. 4. PARTICIPATION CONDITIONS The Promotion is open, entirely free of charge, to all natural persons over the age of 18 years who are residents in Spain and who hold an active account with N26 which is not in arrears, or who open an account on entering the competition. All employees, representatives and contractors of N26 España, and of the N26 corporate group to which it belongs, are expressly excluded from this Promotion, along with their family members. Participation in the Promotion shall be deemed to signify the express and unconditional acceptance of and full compliance with this legal basis, which are the Terms and Conditions of the Promotion. Participants who fail to comply with these terms (or any part thereof) may not take part in the Promotion. N26 España reserves the right to unilaterally and without prior notice withdraw the entry of any participant in the Promotion if it finds them to be attempting to disturb, alter or disrupt, directly or indirectly, the proper running and the normal and lawful course of the Promotion. 5. PROMOTION PROCEDURES N26 España will publicize the Promotion and the instructions through various channels: (i) publications in the press; (ii) adverts on social networks such as YouTube, Instagram and Facebook; (iii) profiles belonging to two influencers on YouTube and Twitch; (iv) promotions on the streets of the city of Madrid; and (v) business announcements. Participants will have to find one of the many imitation banknotes which will be placed by N26 España in different places (both physical and online). The source of these banknotes may vary depending on the platform on which the Promotion is being publicized: (i) Online advertisements on the YouTube, Instagram and Facebook platforms. Between Wednesday May 12, 2021 and Sunday May 16, 2021, inclusive, N26 España may circulate clickable adverts on these platforms, which will show imitation banknotes on which participants can click to collect the prize. (ii) Videos published by two influencers. On May 13, 2021, two influencers will publish a video on their YouTube and Twitch channels, in which they will hide four banknotes. (iii) Imitation €50 and €100 banknotes placed in various streets in downtown Madrid. These banknotes will have a QR code which may be scanned by the participants who find them. Once they have found a banknote, the participant must click on the banknote (if they found it on one of the online channels) or scan its QR code (if they found it on the street). Only the first person to click on the banknote or scan the QR code can win the prize. These QR codes will take the participant to a webpage, where they will follow one of two processes, according to whether they are an already N26 España customer or not, to claim their prize. The participant must follow whichever process appears on the page to claim the prize: (a) If the participant is a new N26 España customer, during the registration process they must enter the promotional code they find on the website to which they are directed by the QR code on the banknote. The participant’s account will be credited automatically with the amount of money they found. (b) If the participant is already an N26 España customer, they will receive a promotional code which will upgrade their current plan from “Standard” to “Smart”, and their account will be credited with the amount of money they found within a week. Each banknote may only be claimed once. If the participant scans the code when the banknote has already been claimed by another participant, N26 España will give them the opportunity to take part in a competition through Google Forms. In this competition, participants can win an upgrade of their account to the N26 Metal tier and a cash prize of €200. The Terms and Conditions of this competition can be found here. 6.SELECTION OF WINNERS The winners shall be the first participants to find each of the banknotes that are the object of this Promotion. 7. PRIZE The prize amount will depend on the banknote found by the participant. N26 España will distribute banknotes from €50 to €500 in value, which participants can find through the several means mentioned in this document. The prize is non-negotiable and non-transferable, nor may it be substituted for a similar prize. The prize shall not include any other benefit, expense or service different from those expressly indicated in these terms. Therefore, any benefit or service not expressly indicated in these terms shall be at the participant’s expense. Any prize may be subject to taxation in accordance with the applicable legislation. These taxes shall be borne by the winning participant. 8. PERSONAL DATA Participation in this Promotion does not require the collection of personal data of any kind. N26 España will simply provide each winner with a promotional code which the winner themselves will exchange when registering an account with N26, or through their online portal if they are an existing customer. 9. GENERAL PROVISIONS 9.1. Availability of the Terms and Conditions of the Promotion These legal bases will be available on the N26 website, on the website to which participants are directed after scanning the QR code on a banknote and in each of the means of communication used in the Promotion, to anyone who wishes to consult them and for the duration of the Promotion. 9.2. Amendments N26 España reserves the right to make amendments to these terms and conditions and to add annexes concerning the procedures and the prize, insofar as these are justified and do not prejudice the participants, and that they are properly communicated during the course of the Promotion. N26 España reserves the right to cancel, amend, postpone or suspend the Promotion for any reason by communicating it in advance through the channels mentioned above. 9.3. Representations and warranties Participants in the Promotion warrant that they are over the age of 18 at the time of entering the Promotion and that they fulfill each and every requirement set out in these terms. N26 shall bear no liability of any kind, whether direct or indirect, as a result of entries that are incomplete, received late, lost or deemed invalid, that have been manipulated in any way or that do not arrive correctly at their intended destination for any reason such as technical error or any other type of error which may occur in the course of processing the entries. N26 España shall not be liable for non-compliance with, or any delay in compliance with, its obligations in the event of acts, omissions or circumstances that are outside of the reasonable control of N26 España and which may impede the compliance of N26 España with the Terms and Conditions. N26 España is excluded from any liability for damages of any kind that may arise due to the temporary unavailability or erratic functioning of the networks and IT systems or social networks on which the Promotion is run. 9.4. Applicable law and jurisdiction Any disputes from participants concerning the interpretation of these terms shall be governed by Spanish law (ordinary civil law), and the Courts and Tribunals of Madrid (Spain) shall be the competent courts to adjudicate any claims that may arise, without prejudice to any other jurisdiction to which they may have recourse.