Bank like a local, anywhere
Make free ATM withdrawals worldwide, use your card with no foreign transaction fees, and enjoy insurance coverage with N26 Go and Metal.Travel card
Risk indicator for all N26 accounts.
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N26 is a member of the German Deposit Guarantee Fund. The fund guarantees deposits up to 100,000 euros per account holder and entity.
The perfect card for traveling
Make free ATM withdrawals worldwide, get 24/7 chat support, and enjoy insurance coverage with N26 Go and Metal.

Fee-free payments worldwide
Pay with your N26 card wherever you go — with no foreign transaction fees.

Travel insurance you can bank on
With N26 Go and Metal, get insurance coverage for travel delays, medical emergencies, baggage, and trip cancellations.

FAQ
- Events occurring outside the validity dates indicated in the conditions for beneficiaries.
- Claims arising from an event the beneficiary had prior knowledge of before opening their account (or booking a trip for travel-related claims).
- Natural disasters, events directly or caused by or contributed to or arising from nuclear reactivity.
- Damage of any kind caused intentionally by the beneficiary or with their complicity.
- An epidemic or pandemic, except as expressly stated under Trip Cancellation, Trip Interruption, Emergency Medical/Dental Services Abroad, and Emergency Transportation sections.
- Systemic (non-individual) epidemic/pandemic events.
- Claims arising due to pre-existing medical conditions.
- Violation of international sanctions, laws, or regulations.
- The policy deductible that is applicable to claims made under some benefit sections.
- Financial limits apply to each benefit section.
- There are general conditions that you must meet for cover to apply and some benefit sections contain conditions specific to that section.
You have until June 15 to sign up and accept the terms and conditions. From then you’ll have 30 days to reach the €250 spend minimum to be eligible for the €50 cashback.
We’ll pay your cashback directly to your N26 account 3 weeks after the campaign ends.
Qualifying transactions include card payments for accommodation, modes of transport, travel agents, tour operators, and booking platforms. Eligibility is based on the MCC (Merchant Category Code) assigned by the merchant’s payment processor. We do not control these codes, and some travel-related merchants may not qualify. Detailed T&Cs can be found here: https://n26.com/stb-tc.
This offer is for anyone who banks with N26, regardless of their plan. You just need to sign up and agree to the T&Cs in the app.
To find out more about the insurance benefits associated with your N26 Go account please refer to the legal documents made available to you, especially the Insurance Product Information Document (IPID) and the Conditions for Beneficiaries. General exclusions apply to the whole policy and some benefit sections contain conditions specific to that section.
*Sign up by June 15. Spend €250 on travel within 30 days with your N26 card and get €50 in cashback. Eligibility is based on the MCC (Merchant Category Code) assigned by the merchant’s payment processor. We do not control these codes, and some travel-related merchants may not qualify. Detailed T&Cs can be found here: https://n26.com/stb-tc.