N26 Standard
The free bank account for your day-to-day
Your virtual N26 Mastercard
Deposit insurance
N26 is a fully licensed bank. That means money you deposit in your free bank account is insured up to €100,000.
2FA and 3D Secure
If you shop online, you’re always secure with N26—every purchase includes 2-factor authentication to keep you in control of your spending.
Fast and secure log in
Activate biometric verification to log in with your fingerprint or face recognition. Not only does it add security, it also saves you time.
Push notifications
No matter where your money’s going, your N26 app will send you push notifications after each transaction so you’ll never be surprised by your balance.
N26 Smart—spend and save with confidence
Your spending at a glance
Send and receive money in real-time
Banking that suits your needs
100% mobile
Your free account is always at your fingertips—wherever you are—thanks to the N26 mobile app.
Use your desktop
More comfortable on the computer? No problem. You can also access your free bank account online through the N26 WebApp.
Customer Support in 5 languages
Flexible, practical, and 100% mobile—your free bank account
Find a euro account that’s right for you. Start with our free bank account or upgrade to a premium plan for even more benefits. No matter which plan you choose, it just takes 8 minutes to open your new free bank account online. No paperwork. No queues. No hassle.FAQ
- Transfer money from another euro account via a SEPA payment (free of charge).
- Transfer money from another non-euro account via a SEPA payment (your Swiss bank might charge you for this and you’re bound by their exchange rates).
- Transfer money via our partner TransferWise.
- You can withdraw euros in Switzerland or the Eurozone 2 times a month free of charge.
- For withdrawals in Switzerland in Swiss francs, you’ll pay a 1.7% foreign exchange fee.
- For international withdrawals in other currencies, you’ll pay a 1.7% foreign exchange fee. You can find more information about withdrawing money in our Support Center.
- 2 free withdrawals in euros at ATMs that support contactless withdrawals. Caution: some ATMs sometimes charge their own fees
- Statistics—categorize and view your monthly spending activities at a glance
- Push notifications in real-time, always keeping you in-the-know of what’s happening with your free bank account
- Added security, thanks to biometric authentication, 3D Secure, deposit insurance, and much more
- MoneyBeam, letting you transfer and receive money from other N26 customers for free in real-time
- 100% mobile banking on your smartphone or via the N26 WebApp.