N26 Standard

The everyday free euro bank account from N26

The N26 euro bank account comes with everything you need to spend, save and keep track of your money in Switzerland and the Eurozone, all under one app. Manage your account from your smartphone, and start making mobile payments before your physical card arrives.

Secure online banking features

3D Secure

3D Secure (3DS) from Mastercard SecureCode is an extra layer of security that helps prevent fraud when making payments online with your N26 euro account.

Receive push-notifications with your account activity

Stay up to date. Get a push notification immediately after all account activity, including card and mobile payments, ATM withdrawals, direct debits and transfers.

Lost your N26 Mastercard? Lock it straight away.

Ever lost a bank card and found it again the moment you cancel it? With N26 you can easily lock your card inside the app, reorder it if need be at the tap of a button, or simply unlock again.

Secure fingerprint login

Instead of typing in your password every time you want to open your N26 account, your secure fingerprint login does the hard work for you.

A phone screen with the Spaces screen of the N26 app open on it.

Space for your goals

Spaces is the N26 feature that lets you create sub-accounts for organizing your euro bank account or putting money aside in real time. Create a space, set your savings goal and see how close you are to reaching it. You're now able to share your space with friends and family! Shared Spaces is a new way to share money and goals with up to 10 people.

Shared Spaces

Headache-free instant payments

After signing up, instantly top up through a debit card to get money into your account. Make bank transfers for free using N26 MoneyBeam in real-time – send, receive or request money from your contacts listed in the N26 app, or to new ones with just an email or phone number.

Need to get funds into your account straight away? Avoid the worry, and receive incoming payments with SEPA Instant Credit Transfer in seconds.

N26 Bank Account Moneybeam example transaction.

Automatic categorization of your spending

Not sure where all your money goes? Your bank account uses artificial intelligence to automatically categorize your spending and shows you in the app.

N26 Bank Account categorising transactions for statistics.

Banking on the big screen

First, sign up to N26 using the mobile app. Then, you can use the web application to view your account from a desktop or other device.

Print your transactions list

We're mobile, but for easier tax returns and invoicing, export and download your transaction list as CSV or PDF files for easy printing.

We are here for you—in 5 languages

Our N26 Support team is available for you in 5 languages via email or chat. Whenever you have a question or encounter a problem, they’re always on-hand to help.

N26 Bank Account Customer Service Chat in App.
Transparent N26 Standard card.

Get your free euro account in Switzerland

Open a new N26 euro bank account from your phone or computer in an easy, paperless signup process.