Monthly Budget Calculator
Visualize your income, and split your earnings into common expenses and savings goals to help you make the most out of your money.
How to use the monthly budget calculator?
- Enter estimated amounts into the fields that apply to you or your family.
- Try rounding up to the nearest euro, but you can also use decimals.
- Something doesn’t apply to you? No worries, just fill out the fields that are relevant to you.
N26 Monthly Budget Calculator
Your monthly income after-taxes
Total
€0.00
Summary
Total Income
€0.00
Total Expenses
€0.00
Remaining Monthly Balance
€0.00
Budget Breakdown
This is how your income is split across the following categories.
The Monthly Budget Calculator takes the income amounts after taxes as positive flow and subtracts the amount of the rest of the items grouped in different expenses and/or savings buckets. You’ll see a visual representation that allows you to easily identify main areas of spending or savings as a percentage of the total.
The calculator aims to provide a visualization on how you currently split your budget, and is only meant to be used as a representation of a specific moment of time.
Yes, there are some other methods. Among them, the 50/30/20 rule, which is a popular way to calculate how much to allocate for needs, wants and savings.
Learn more about budgeting
The 50/30/20 rule: how to budget your money more efficientlyThe 50/30/20 budget is beautiful in its simplicity. It can help you divide your income into categories that make saving easy.
5 smart budgeting tips for first-time saversBudgeting doesn’t need to be stressful or confusing. These simple budgeting tips show you how you can start saving today.
Personal financial planning—tips on setting yourself up for the futureThe best way to safeguard your future? Start personal financial planning today. Read on to learn how.
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N26 Standard
The free* online bank account
Virtual Card
€0.00/month
A virtual debit card
Free payments worldwide
Deposit protection
N26 Smart
The bank account that gives you more control
€4.90/month
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N26 You
The debit card for everyday and travel
€9.90/month
Up to 5 free withdrawals in the Eurozone
Flight and luggage delay cover
Medical emergency cover
Winter activities insurance
Pandemic coverage
N26 Metal
The premium account with a metal card
€16.90/month
An 18-gram metal card
Up to 8 free withdrawals in the Eurozone
Purchase protection
Phone insurance
Dedicated N26 Metal line