Grow your savings by 2,26% AER — only with N26
- 2.26% AER* interest calculated daily, paid monthly
- No minimum deposit
- No conditions or fees
- Instant access
What is N26 Instant Savings?
Interest Calculator
Calculate interest
Calculate your future savings and brutto interest income (before withholded tax).
Fill the following information
Total deposit
€15,225.00
Interest paid
€225.00
Saving just got more rewarding
Grow your money
Earn up to 2.3% AER (2.5% NIR)* interest — calculated daily and paid out monthly to grow your balance automatically.
Access anytime
No need to lock your money away. Deposit and withdraw any amount in seconds via the N26 app, as often as you like
No extra fees
Open your Instant Savings account with just a few taps in the N26 app — for free.
No deposit limits
No minimum or maximum deposit limits and no penalties for withdrawals, you’re free to save at your own pace.
Start earning interest today
Welcome to N26! Say hello to your new bank
What's next?
N26 accounts — your money deserves an upgrade
N26 Standard
The free online bank account
€0.00/month
1,5% AER/NIR* interest on your N26 Instant Savings
Worldwide payments and no foreign transaction fees
Up to 3 free domestic ATM withdrawals
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*Need a physical card? Order a transparent debit Mastercard card for an one-time €10 delivery fee.
N26 You
Travel with premium perks
€9.90/month
1,5% AER/NIR* interest on your N26 Instant Savings
Unlimited free withdrawals in foreign currencies
Insurance for delay and theft of luggage
Medical emergency cover
N26 Metal
Our most premium plan
€16.90/month
2.5% AER (3% NIR)* interest on your N26 Instant Savings
An 18-gram metal card
Up to 8 free ATM withdrawals per month
Priority customer hotline