N26 Blog: All stories

Bear illustration with its head in a bin.

Bear market: This is what it means

If you think a bear market sounds rather scary, you’re already on the right track. In this article, you’ll learn what a bear market is, why it occurs, how it affects your assets and how long it lasts.
11 min read
Illustration of a graph with an arrow pointing up.

Bull markets: What they mean for your money

Not sure what bulls have to do with the financial world? The term is mostly symbolic — but bull markets can have significant effects on your investments. Read on to learn what a bull market is.
10 min read
Volatility at the stock market, as seen from the decline in stock values.

What is volatility?

Here, we explain what volatility means and why fluctuating stock prices can be both a risk and an opportunity.
6 min read
A hand full of different currency notes with a green background.

What amount of money is considered a donation in Spain?

Everything you need to know about donations, restrictions, and the related laws.
6 min read
picture of a man and two women.

An investor’s guide to FOFs: What’s a fund of funds?

A fund of funds (FOF) sounds more complex than it is. Learn more here about what an FOF is, what types there are, and key questions to ask yourself before investing.
6 min read
ETFs vs. index funds: What’s the difference?

ETFs vs. index funds: What’s the difference?

ETFs vs index funds: What’s the better investment? Learn the differences and similarities between them before deciding which one gets a spot in your investment portfolio.
4 min read
A woman sitting outside, partially obscured by leaves, using a light blue smartphone.

Financial leverage: what it is and how to calculate it

Debt isn't always a bad thing. In fact, investors and entrepreneurs can use it as a strategic tool to boost their profits. Here, learn what financial leverage is and how to calculate it.
4 min read
Mirror and hygiene products.

The pink tax: why do women pay more than men for the same products?

The colors blue and pink aren't the only differences between products aimed at men and women: there are also differences in price.
2 min read
Three young adults, two women and a man, stand on a mountainside at sunset, huddled together and looking at a smartphone. They seem to be enjoying the outdoors and perhaps using a map or navigation app.

What is risk tolerance in investing?

When it comes to risk in investing, the question isn't "if" — it's "how much." Discover here what risk tolerance is and how it shapes your investment strategy and portfolio.
6 min read
Here are some things to keep in mind to make sure you can make the most out of the filing extension.

Your guide to the 2024 tax season—how to file, deadlines, and more

Spring means good weather, flowers, allergies and… drum roll… taxes! Here’s what you need to know to do your tax declaration properly in 2024.
4 min read
Man looking at his phone and smiling.

The curious rise of the crypto ETF

Crypto ETFs promise no wallets, keys, or ownership hassles — just simplified investing. But are they right for you?
4 min read
Person working on a laptop looking at their phone.

Investing 101: What is a diversified portfolio?

The old saying “don't put all your eggs in one basket” is also valid in the world of investing. Here's why portfolio diversification matters and why a diversified portfolio is stronger long-term.
4 min read