Bank better abroad

The card that travels with you

  • Best currency exchange
  • No fees on payments worldwide
  • No conditions
  • 24/7 customer service
A hand holding a mobile phone displaying a virtual card with a luggage design.

Travel the easy way with N26

From the Tower of London to the Greek isles — N26 is the bank account that travels with you. Manage your finances from anywhere, save on fees, and enjoy peace of mind — all thanks to smart digital banking.
A man sitting by a pool holding a smartphone, smiling at a woman wearing a sun hat.

Free card payments worldwide

Pay using your Mastercard anywhere in the world—for free. We don’t charge foreign transaction fees. Whether it’s Dollars or Mexican pesos, it’s all the same to us.

Customer Support — wherever you are

Need assistance? Simply contact our Customer Support 7 days a week via LiveChat. Whether you're by the sea, in the mountains or in the office, we're always at your side.

Real-time banking

Get instant push notifications for each foreign currency transaction to keep a pulse on your vacation spending. Plus, we'll help you stay in budget by instantly converting your foreign payments into euros.

Pack your bags, and take off

There’s no need to warn us. Lock and unlock your card, activate or deactivate payments abroad from your phone, and set withdrawal limits on-the-go.

+ 3 millions

de clients en France

~ 1.800M $

Investis

+ 2 milliards €

de transactions mensuelles

2013

Création

N26 Review: Why Every International Traveler Should Bank With N26 ?

"I’ve been using N26 for eight months now, and one particular word comes to mind when describing my experience: smooth. Over the course of these past eight months, I’ve saved nearly $1,000 in foreign exchange and ATM withdrawal fees, shed my bad habit of checking my bank balance daily and finally found financial peace of mind. "
— Jordan Bishop, Forbes (2017)

Security at N26

N26 has been operating with a full German banking license since 2016, and is governed by the same laws and regulations as any other bank. This means that your funds are protected up to €100,000 by the German Deposit Protection Scheme—and that your money and N26 bank account are secure
A person holding a smartphone displaying a locked digital card interface, enclosed within a shield symbol for security.

What's next?

1. Register online2. Verify your identity in a short videocall3. Receive your N26 Mastercard4. Enjoy your N26 account

Go premium before you set sail

N26 Standard

The free online bank account

Transparent N26 Standard card.
Virtual Card

€0.00/month

  • Apple Pay & Google Pay

  • Free payments worldwide

  • Chat support 7 days a week

  • -

    Need a physical card? Order a transparent debit Mastercard card for an one-time €10 delivery fee.

N26 Smart

Save + spend with premium perks

N26 You card, Teal.

€4.90/month

All benefits of N26 Standard, Plus
  • A free Mastercard debit card available in 5 stunning colors

  • Phone support via a direct hotline

  • -

    Travel insurance

  • -

    Unlimited free withdrawals in foreign currencies

THE BEST CHOICE FOR TRAVELLERS

N26 You

Travel with premium perks

N26 You card, Wheat.

€9.90/month

All benefits of N26 Smart, Plus
  • Unlimited free withdrawals in foreign currencies

  • Emergencies when travelling

  • Baggage delay

  • Personal liability while travelling

N26 Metal

Our most premium plan

N26 Metal - Slate Grey.

€16.90/month

All benefits of N26 You, Plus
  • 2.5% AER (3% NIR)* interest on your N26 Instant Savings

  • An 18-gram metal card

  • Up to 8 free ATM withdrawals per month

  • Priority customer hotline