A man with dark wavy hair and a beard looks thoughtfully into the distance while standing on a mini-golf course. He is holding a smartphone in one hand and has a putter resting on his shoulder. The background is a clear blue sky, with other people playing mini-golf blurred in the distance.

Build wealth from your banking app

Invest in 5,000+ stocks, ETFs, and more — without switching apps.1Investing involves risk of financial loss.
Open bank account
Open bank account

Build your future wealth

Choose from stocks, ETFs, and crypto. Starting with as little as €1. Investing involves risk of financial loss.
Discover stocks and ETFs

PEA, a tax-friendly way to invest

Open your PEA2 for free and enjoy income-tax-free gains. Invest in European companies with no trading fees.
Learn more

Trade 300 crypto coins

Swap, buy, and sell crypto coins instantly3 — without having to download another app.
Explore crypto
A hand holds a smartphone displaying a cryptocurrency portfolio with a line graph and balances on the screen.

Automate your portfolio

Create a free savings plan and automatically invest in stocks, ETFs, or crypto on a regular basis.
The image shows two N26 bank cards on a teal background. One is a transparent card with a visible chip and black header, placed behind a solid green N26 Mastercard with the Mastercard logo in the bottom right corner.

Switch banks in minutes

Open your N26 account and move your recurring payments in just a few taps.
Open bank account
Open bank account
1 Buying and selling stocks, ETFs, and ETCs through the N26 app costs €0.90 per transaction. N26 Go customers receive 3 free trades per month, while N26 Metal customers receive 10 free trades per month. Free trades are only valid for stocks, ETFs, and ETCs. Product costs may apply, e.g. ETF management fees and third-party inducements. Terms and conditions apply. These statements are intended to provide general information and do not constitute investment advice or any other advice on financial services and financial instruments etc. These statements also do not constitute an offer to conclude a contract for the purchase or sale of financial instruments. Financial instruments can be subject to high fluctuations in value. A decline in value or a complete loss of the money invested are possible at any time. Past performance is not a reliable indicator of future results. A portfolio transfer of fractional shares and fractional ETFs is not possible, so a non-intended sale may be necessary. The values depicted are fictional and for illustrative purposes. The numbers of available stocks and ETFs can vary per market. The reception and transmission service for stocks, ETFs, and other assets is provided by N26 Bank SE, Voltairestr. 8, 10179 Berlin, Germany, CR Berlin Charlottenburg HRB 271697 B in partnership with Upvest Securities GmbH, a limited liability company, Schlesische Straße 33/34, 10997 Berlin, Germany, CR Berlin Charlottenburg HRB 232445 B (execution and custody). Plan d’Épargne en Actions PEA
2 All investments carry a risk of capital loss. The PEA account is managed by Upvest Securities GmbH. N26 Bank SE provides reception and transmission of orders and PEA account access through the N26 app for customers of N26 Bank SE with a German IBAN, and of the French Branch of N26 Bank SE with a French IBAN. Learn more on: https://n26.com/en-fr/pea. 3 The market for crypto assets constitutes a high risk. Crypto assets are subject to high fluctuations in value — declines in value or a complete loss of the money spent are possible at any time. Past performance is not a reliable indicator of future performance. N26 Crypto is powered by Bitpanda Asset Management GmbH (HRB 121696), licensed by the German Federal Financial Supervisory Authority and located at Friedrich-Ebert-Anlage 36, 60325 Frankfurt, Germany.

FAQ

  • N26 has a number of investment options that include: crypto, stocks and ETFs, and fully-automated savings plans.

  • You have to have an N26 account and be eligible. You can check this in the app under the Investments tab. From there you can choose your investment and get started in just a few taps.

  • Investing always carries a risk. You can learn more about the types of risks here.

  • Yes! We’re not a vault, you can sell your investments any time, instantly, with just a few taps.
Open bank account
Open bank account
Open bank account