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Metal card on rocks.
Phone insurance.
Discounts.
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Medical emergencies abroad

N26 Metal covers your medical emergencies around the world. This includes insurance for your partner and children, and access to 24/7 medical phone assistance.

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Trip curtailment and cancellations

Need to urgently cancel or change your trip? If something doesn’t go to plan, your N26 Metal bank account provides coverage for the unexpected.

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Flight and luggage delays

Receive compensation in case your flight has a 4 hour delay, or if your luggage is lost or held up more than 12 hours during your trip.

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Car rental insurance abroad

If you’re renting a car further away from home, or while on a trip abroad, N26 Metal covers you for up to €20,000.

Lifestyle insurance concept.
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Rentals insurance for shared cars, bikes and scooters

Getting around should be fun and trouble-free—N26 Metal covers your shared rentals, regardless of whether it’s a car, bike or an electric scooter.

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Winter sports insurance

Do you like to hit the slopes? With your N26 Metal account, you are covered in case of emergency while you are enjoying winter sports.

Frequently Asked Questions

Allianz logo. Legal Notice: You can see all the information you need to start a claim or call Allianz Global Assistance Europe in case of an emergency in the N26 app. N26 Metal features comprehensive insurance coverage from Allianz Global Assistance Europe (trade name of AWP P & C S.A. - Dutch branch)