N26 You
A debit card for everyday and travel
A premium bank account for everyday, with insurance
![N26 You Timeline Feature in App.](https://images.ctfassets.net/q33z48p65a6w/1qYgrVQrxjLHUcfryaeiBX/cff32fb387090f930c9e7660398bae35/2006_EverydayAccount_EUEN_700x700.png?fit=thumb&fm=png&q=80&w=360)
Start earning interest
![The image shown an interest rate of 2.8% with a woman in the background.](https://images.ctfassets.net/q33z48p65a6w/2wY8v0ZNa2wDQEYnnmOaZo/f986545636f8c273847e318c145fe9ad/CRST3686_FR_Instant_Savings_Web_LP_textmedia_intro-subject_to_crop_You_1400x1050_EN.png?fit=thumb&fm=png&q=80&w=360)
A Mastercard debit card to suit your lifestyle
![Colourful N26 You cards on a table.](https://images.ctfassets.net/q33z48p65a6w/6gzTqrAk7vQsoVbDJpcEeB/742613babcdd3bb5b35535ab00304931/0720_N26You_LandingPage_ColorfulMastercard_1000x700.jpg?fit=thumb&fl=progressive&fm=jpg&q=80&w=360)
Save up for what matters with Spaces
![Sub-accounts concept.](https://images.ctfassets.net/q33z48p65a6w/CXDRQ1EGBYZPLnazsPMLn/9e606d2bc81ca91929887f5ea2af6fd3/0720_N26You_LandingPage_SubAccounts__1000x700.jpg?fit=thumb&fl=progressive&fm=jpg&q=80&w=360)
The bank account without hidden fees
Medical emergency cover
N26 You covers you in case of medical emergencies abroad. It also includes insurance for your partner and children, with access to 24/7 medical phone assistance.
Trip curtailment or cancellation
If you can’t make it to the airport, or must shorten your stay due to unforeseen circumstances, we have you covered.
Flight delay insurance
We all know that time is money. With N26, don’t get caught out—receive compensation in case of flight delays of more than 4 hours.
Insurance for delay and theft of luggage
Don’t get stuck without your essentials. Claim compensation if your luggage is delayed or lost, or if your flight is more than 4 hours late.
Emergencies when travelling
Travel medical insurance up to €1,000,000 for you, your partner and kids in case of emergencies, including dental and winter sports***.
Personal liability while traveling
Coverage up to €500,000 for Travel Liability in case you’re legally liable for damage to a third party or their property during a trip.
Explore N26 Perks, whatever your interest
![N26 Premium Partners.](https://images.ctfassets.net/q33z48p65a6w/41AasI8tLHGHw9Qh4Cm74G/cacae360912a6adf3bce31de53cbc5da/0720_N26You_LandingPage_Partnerships__1000x700.jpg?fit=thumb&fl=progressive&fm=jpg&q=80&w=360)
Customer Support is here to help
![Customer Support screen.](https://images.ctfassets.net/q33z48p65a6w/1N0hdg1oR9faLsWUJ8uzxl/de04cb3934029c163e7977521fca5c1b/2003_Support-Chat_ENEU_700x700.png?fit=thumb&fm=png&q=80&w=360)
Jump into the future with N26 Metal
![A hand holding a credit card.](https://images.ctfassets.net/q33z48p65a6w/CEOQsmYcZcCezvnefXBWf/f49b8379e646acd33658a3f97f5dcc18/Metal_hand.png?fit=thumb&fm=png&q=80&w=360)
Need an extra card? No problem.
Frequently asked questions
- What are the benefits of an N26 You account?
- How do I open an N26 You bank account?
- Is the N26 Mastercard a debit card, a credit card or a prepaid card?
- How to get my debit card?
- How much does the N26 You bank account cost?
- What kind of travel insurance does the N26 You bank account offer?
- Do you charge foreign transaction fees?
- What are the advantages of Mastercard Travel Rewards?
![Allianz Logo - Updated June 2020.](http://images.ctfassets.net/q33z48p65a6w/3tPTf9bIUE0KEQAW0iKKQ6/f09dcfad06587a3a090b1ffb09160f65/Allianz_Assistance_CMYK_Print.png?fit=thumb&fm=png&q=80&w=320)