N26 Standard—your free student bank account
- no account maintenance fees
- free virtual card, apple pay and google pay
- straightforward banking without complicated conditions
- fee-free withdrawals
- Intuitive app, perfect for banking on the go
- simple savings features
The free bank account that makes life easy
Everyday banking with a French IBAN
Enjoy amazing perks
Only got spare change left? Thanks to N26 Perks, you don’t have to spare yourself the fun. Get exclusive discounts from top brands like FlixBus, Reebok, GetYourGuide, and more.
100% digital and secure
N26 has a full European banking license. That means the funds in your student account are protected up to €100,000, so you can enjoy 100% secure, mobile banking!
No hidden costs
100% transparency, 0% hidden costs. Benefit from free ATM withdrawals all over Austria and free payments in any currency—all with our N26 student bank accounts!
Always flexible with your overdraft limit
With your N26 student account, you can set up, adjust, and always keep track of your spending in just a few minutes. With your flexible overdraft credit, you have full control over your finances at any time.
Find your perfect student bank account
Ready to open your student bank account with N26? Compare our premium plans and sign up online in minutes—all you need is some WiFi, your ID, and your smartphone. No paperwork needed!FAQs
- Go to n26.com or download the N26 mobile app.
- Choose the type of bank account you want, and sign up online in minutes. You’ll need to verify your identity with a valid ID.
- Top up your student bank account instantly, and start using your new N26 Mastercard with Apple Pay or Google Pay—even before it arrives in the mail!
Learn more about how to manage your financials as student
3 ways for financing your college education
This guide takes a closer look at the main options students in Europe have to pay for college and the eligibility requirements for each one. It includes links to databases for scholarships and grants.
12 ways to save money on a college student budget
Use these 12 tips to save money and reach financial independence while you’re still in school
Planning your Erasmus year | Our guide
Are you planning an Erasmus year and need some help? Fear not! Follow this practical guide and find out everything you need to know to prepare for your year abroad.