Refer a friend and earn a bonus

Did you know you can earn cash by introducing friends to the world of mobile banking? Here is why it pays to recommend N26: 
  • Get up to €1,500 paid directly into your bank account
  • An N26 account is all you need to get started 
  • Sharing your referral link is easy and straightforward
  • Enjoy innovative banking together with your loved ones 
Find more info in our Terms and Conditions.
Share your unique invite code

Open the Friend Invite screen in settings or by tapping the 'gift box' icon or N26 settings. Simply copy the code and share it.

Your friend signs up to N26

If your friends signs up to N26 using your link, our system automatically recognizes the code and flags this on your scoreboard.

icon - comic speech bubble with one heart.
You earn a reward

Once your friend uses their N26 Mastercard for the first time, we’ll deposit a cash bonus into your account.

Spaces and friends

Spaces is the free in-app tool that uses sub-accounts to make budgeting and reaching money goals even easier. Keep an eye out for new features that make it possible to reach those goals together...
N26 You Spaces Overview in App.

MoneyBeam instant transfers

Sharing is caring, but personal bank details are better kept secret. MoneyBeam lets you instantly transfer and receive money using nothing more than your N26 contacts list.
N26 Bank Account Moneybeam example transaction.

Frequently Asked Questions

  • How much do I get for referring a friend to N26?
  • How do I receive my referral bonus?
  • How long is my link or code valid for?
  • Why didn't I receive my friend referral bonus?
  • How do I invite friends to join N26?
  • Why can’t I see who signed up in my scoreboard?