BlogTopic: Banking terms

Topic: Banking terms

A man in a light pink sweater sits by a window, looking at his phone with a smile. He looks relaxed and content.

6 min read

How do savings accounts earn interest?

Many people know about the interest that banks charge on loans, but what about the interest that customers can earn on their savings? Learn how it all works here and how you can benefit.

6 min read

Minimalism: How a simpler lifestyle can help you save money

6 min read

Minimalism: How a simpler lifestyle can help you save money

If you want to reduce your cost of living and improve your peace of mind, a minimalist lifestyle might be right for you. Learn what that looks like and how minimalism can help you save money!

6 min read

Banking Basics: EU banking rules and regulations

8 min read

Banking Basics: EU banking rules and regulations

In this Banking Basics, we take a closer look at the rules and regulations that keep your money safe.

8 min read

Piggy bank to symbolize budgeting tips (how to save money).

What is a bank guarantee?

4 min read

What is a bank guarantee?

Individuals and businesses use bank guarantees to safeguard payments, manage risk, and protect their money. Learn more about the different types of guarantees and their uses here.

4 min read

What is Euribor and how does it affect you?

5 min read

What is Euribor and how does it affect you?

The European interbank interest rate—or Euribor—impacts everything from your savings account to mortgage rates. Learn more about its impacts in this article.

5 min read

a collection of all clocks showing times in different cities of the world.

How long does a transfer take?

2 min read

How long does a transfer take?

The SEPA initiative makes it easier to send euros between bank accounts, but transfers don’t always happen overnight.

2 min read

Credit, debit, and prepaid cards—what’s the difference?

7 min read

Credit, debit, and prepaid cards—what’s the difference?

You use them every day but what is the difference, actually? Let’s get to the heart of the matter so you can decide what’s best for you.

7 min read

Recession in big letters, surrounded by clouds while a person stands before it.

What is a recession and how long will it last?

5 min read

What is a recession and how long will it last?

Political events, environmental disasters, trade shocks: There are many factors that could cause a country's economy to slow down. But what exactly is a recession—and how long do they last?

5 min read

What is the CVC or CVV on credit cards?

3 min read

What is the CVC or CVV on credit cards?

3 min read

A hand holding an N26 standard card with a smartphone showing the N26 app.

Everything you need to know—but were never told—about your bank account number

5 min read

Everything you need to know—but were never told—about your bank account number

Learn everything you need to know about your bank account number and understand what types of transactions you can make with it.

5 min read

What’s a bank transfer? How they work and how to make one

4 min read

What’s a bank transfer? How they work and how to make one

There are different options for sending and receiving money—each with their own pros and cons. In this article, get an overview of what a bank transfer is and how to make one yourself.

4 min read