Topic: Banking terms

How N26 will contact you — and how we won’t.

How N26 will contact you — and how we won’t

Scammers and fraudsters may pose as representatives of N26 to try to steal customer data. Here, we dive into how N26 will and won’t contact you, so that you can spot the scams.
10 min read
Bear illustration with its head in a bin.

Bear market: This is what it means

If you think a bear market sounds rather scary, you’re already on the right track. In this article, you’ll learn what a bear market is, why it occurs, how it affects your assets and how long it lasts.
11 min read
Illustration of a graph with an arrow pointing up.

Bull markets: What they mean for your money

Not sure what bulls have to do with the financial world? The term is mostly symbolic — but bull markets can have significant effects on your investments. Read on to learn what a bull market is.
10 min read
N26 notification from a SEPA Instant Incoming Transfer.

SEPA transfers made easy–everything you need to know

You’ve heard of SEPA payments, but what does it stand for, and how does it actually work? We unpack all you need to know about SEPA transfers here.
8 min read
EU flag but the stars are Euro symbols.

The ECB’s key interest rate: what it is and how it affects you

Since July 2022 the European Central Bank has raised its key interest rate. But what exactly is it? Read on to learn how it works and what the changes might mean for you.
12 min read
Person working on a laptop at the desk.

Tax declarations in Austria — how to claim your refund

Are you employed in Austria? Then we have good news — you’re likely eligible to claim a tax refund! Find out which deductions you can claim with this easy-to-follow guide.
9 min read
Joint account or N26 Shared Spaces? Comparing the options.

Joint account or N26 Shared Spaces? Comparing the options

Want to take the next step with a partner and manage your finances together? Read on to get a side-by-side-comparison of the options and features, so you can decide what’s best for you.
10 min read
Euro symbol.

Banking Basics: getting started

We’re here to demystify all things banking-related. Read our guide to take a closer look at the basics of your account.
6 min read
A credit card being inserted into an ATM.

Banking Basics: ATM fees

Confused why you’re getting charged ATM fees when you withdraw your cash? Read more about why it’s happening and how to avoid them next time.
6 min read
A text "ATM" against a red background.

Banking Basics: all about ATM cash machines

ATMs have a solid concept: type PIN, get money. But if you’ve ever wondered what comes next, this guide holds the answers.
4 min read
A woman with dark curly hair is sitting on a couch, resting her head on a man's lap. She smiles as she points at the screen of her smartphone, while the man works on his laptop.

What is a term deposit and how does it work?

If you’re looking for a secure investment for your money, term deposits might be a great option for you. Here, we’ll dive into what term deposits are, how they work, and much more.
9 min read
How to choose the right type of savings account.

How to choose the right type of savings account

Ready to take advantage of high interest rates and watch your money grow? Then you’ll need to choose the right savings product to suit your needs. We can help.
10 min read
 A man in a light pink sweater sits by a window, looking at his phone with a smile. He looks relaxed and content.

How do savings accounts earn interest?

Many people know about the interest that banks charge on loans, but what about the interest that customers can earn on their savings? Learn how it all works here and how you can benefit.
6 min read