Topic: Banking terms

How N26 will contact you — and how we won’t.

How N26 will contact you — and how we won’t

Scammers and fraudsters may pose as representatives of N26 to try to steal customer data. Here, we dive into how N26 will and won’t contact you, so that you can spot the scams.
10 min read
Volatility at the stock market, as seen from the decline in stock values.
What is volatility?
6 min read
Volatility at the stock market, as seen from the decline in stock values.

What is volatility?

Here, we explain what volatility means and why fluctuating stock prices can be both a risk and an opportunity.
6 min read
N26 notification from a SEPA Instant Incoming Transfer.
SEPA transfers made easy–everything you need to know
8 min read
N26 notification from a SEPA Instant Incoming Transfer.

SEPA transfers made easy–everything you need to know

You’ve heard of SEPA payments, but what does it stand for, and how does it actually work? We unpack all you need to know about SEPA transfers here.
8 min read
EU flag but the stars are Euro symbols.
The ECB’s key interest rate: what it is and how it affects you
12 min read
EU flag but the stars are Euro symbols.

The ECB’s key interest rate: what it is and how it affects you

Since July 2022 the European Central Bank has raised its key interest rate. But what exactly is it? Read on to learn how it works and what the changes might mean for you.
12 min read
Euro symbol.
Banking Basics: getting started
6 min read
Euro symbol.

Banking Basics: getting started

We’re here to demystify all things banking-related. Read our guide to take a closer look at the basics of your account.
6 min read
A credit card being inserted into an ATM.
Banking Basics: ATM fees
6 min read
A credit card being inserted into an ATM.

Banking Basics: ATM fees

Confused why you’re getting charged ATM fees when you withdraw your cash? Read more about why it’s happening and how to avoid them next time.
6 min read
Minimalism: How a simpler lifestyle can help you save money.
Minimalism: How a simpler lifestyle can help you save money
6 min read
Minimalism: How a simpler lifestyle can help you save money.

Minimalism: How a simpler lifestyle can help you save money

If you want to reduce your cost of living and improve your peace of mind, a minimalist lifestyle might be right for you. Learn what that looks like and how minimalism can help you save money!
6 min read
EU flag but the stars are Euro symbols.
Banking Basics: EU banking rules and regulations
8 min read
EU flag but the stars are Euro symbols.

Banking Basics: EU banking rules and regulations

In this Banking Basics, we take a closer look at the rules and regulations that keep your money safe.
8 min read
Piggy bank to symbolize budgeting tips (how to save money).
What is a bank guarantee?
4 min read
Piggy bank to symbolize budgeting tips (how to save money).

What is a bank guarantee?

Individuals and businesses use bank guarantees to safeguard payments, manage risk, and protect their money. Learn more about the different types of guarantees and their uses here.
4 min read
What is Euribor and how does it affect you?
What is Euribor and how does it affect you?
5 min read
What is Euribor and how does it affect you?

What is Euribor and how does it affect you?

The European interbank interest rate—or Euribor—impacts everything from your savings account to mortgage rates. Learn more about its impacts in this article.
5 min read
a collection of all clocks showing times in different cities of the world.
How long does a transfer take?
2 min read
a collection of all clocks showing times in different cities of the world.

How long does a transfer take?

The SEPA initiative makes it easier to send euros between bank accounts, but transfers don’t always happen overnight.
2 min read
N26 You.
Credit, debit, and prepaid cards—what’s the difference?
7 min read
N26 You.

Credit, debit, and prepaid cards—what’s the difference?

You use them every day but what is the difference, actually? Let’s get to the heart of the matter so you can decide what’s best for you.
7 min read
A young man with short dark hair sits on a couch, relaxed, and looks at his phone. He's dressed in a striped, olive-green t-shirt and matching pants. The couch is a light beige and wooden shelves are visible behind him.
What is compound interest? A beginner's guide
5 min read
A young man with short dark hair sits on a couch, relaxed, and looks at his phone. He's dressed in a striped, olive-green t-shirt and matching pants. The couch is a light beige and wooden shelves are visible behind him.

What is compound interest? A beginner's guide

If you'd like to boost your savings, compound interest will help you earn more over time. Learn how it works and how to use it to increase your savings over the long term.
5 min read
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