Introducing N26 Insurance—sign up to on-demand phone coverage from your N26 app
N26 now offers mobile phone insurance! Sign up in minutes and digitally manage your policy, all in the N26 app.
4 min read
N26 has always been committed to helping you manage your money. And now, we’ve extended this dedication to your coverage needs with N26 Insurance.
From April 15, 2021, N26 customers in Germany (with more markets to follow in the next weeks) can get superior protection for your smartphone directly in your N26 app. This way, whatever happens—be it accidental damage or theft—you can rest assured that your smartphone is fully covered from the unexpected.
Wave goodbye to paperwork, hard-to-book appointments, long queues and tricky jargon you can’t wrap your head around. With N26 Insurance, you can sign up for mobile phone coverage in just a few taps in your app—with a clear overview of what’s included, full transparency at every step of the way, and zero paperwork.
Read on to find out how to get started, and what else we have in store for the future:
Protect what you love with superior coverage, including theft
We’ve all been there, and we all know how stressful it can be getting stranded without your smartphone. That’s why we’ve partnered with simplesurance to connect you with a trusted insurance provider, support you in these frustrating situations, and provide you with a safety net.
Alongside accidental and liquid damage coverage—which includes, for instance, display damages resulting from dropping your device, breakages, and operating errors—you’re also protected in cases of theft, burglary and robbery. Unlike other policies, we offer a full package that comes to the rescue whatever your need. It’s really the only one-stop solution you need to protect your phone.
Make policy purchases and initiate claims—directly from the N26 app
Naturally, getting started is easy as opening a bank account with N26. Avoid confusing policy documents and waiting for an advisor to get back to you—just open your N26 app, and sign up digitally (even when you’re away from home and on-the-go).
Get coverage for your phone in minutes, and know that your insurance policy will be active from the following day. Once everything is set up, you can immediately start managing all your payments and initiating claims digitally.
Choose an affordable payment scheme that fits around you
Not only do we offer really attractive insurance prices, but you can also choose how you pay. Pick a flexible monthly payment plan with the option to cancel whenever you like, or pay for your coverage once a year and benefit from an attractive 7% discount. It’s your choice!
Say yes to 100% transparency
At N26, we believe in total transparency when it comes to your money. And of course, N26 Insurance is no exception.
To review what is (and what isn’t) covered by your insurance, simply open your N26 app and go to the ‘Explore’ tab and down to ‘Insurance.’ Tap on ‘Smartphone insurance’ and scroll down to the ‘Documents’ section and find ‘Product information.’ Here, your policy information is displayed in a clear, condensed overview for your full understanding.
We’ve made it so that you can always access and manage your active insurance policies with ease and confidence—fuss-free, and right from your app. You can also check out the full insurance information here.
So, how do I get N26 Insurance?
It really couldn’t be easier. Simply make sure your app is updated, and follow the same simple steps outlined above to get started:
Open the ‘Explore’ tab in your N26 app, and scroll down to the ‘Insurance’ section
Tap on ‘Smartphone insurance’ and follow the easy sign-up process to get started
And that’s it—your phone is covered! Your policy will be fully active from the following day.
Currently, only N26 customers with an iOS device can sign up to phone insurance on the N26 app. Have an Android phone? No problem! You can also purchase this coverage via the N26 web app. The in-app purchase process for Android will be ready for you to use in the coming weeks.
Take your coverage even further—upgrade to N26 Metal
Signing up for phone insurance with N26 is a great step towards securing extra peace of mind. But, why not take it even further? Upgrade to the premium N26 Metal account and treat yourself to a fully digital banking experience with an extensive insurance package.
Our most premium bank account includes travel and pandemic cover, along with winter sports, mobility and car rental coverage, and so much more. You’ll also get access to a premium bank account packed with intelligent money management tools, special partner offers and an exclusively designed metal card in stainless steel. Sound good? Pick your plan right here.
Discover N26 Metal
And this is just the beginning...
While we’re excited to announce this affordable, flexible phone insurance package at this time, it’s only the beginning.
In partnership with simplesurance and other insurance providers, we’ll be rolling out even more on-demand insurance products as part of N26 Insurance in the coming months. Not only will this include coverage for your laptop and other electronic devices, but also bike, pet, home, personal liability, fraud and purchase cover. Watch this space!
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