N26 Business
Business banking for freelancers and the self-employed
- 0,1% cashback on all purchases
- No monthly fees
- Free and unlimited SEPA Transfers
- Free card payments worldwide
Go global with a Mastercard debit card
N26 Business is the free bank account for freelancers and the self-employed.
Open yours in a few minutes, and start using your virtual Mastercard as soon as you top up your account.
Stay on top of business in real-time
Track changes in your finances as soon as they happen. Get instant notifications any time money leaves or enters your account, so you’re always up to date on which clients have paid or what recurring expenses have been deducted.
Organize your money with Spaces
Unlock N26 Spaces, the feature that lets you create up to 10 personalized sub-accounts alongside your main account. Save for emergencies, special projects, professional development, and more.
Create Rules to automatically transfer money into certain spaces whenever you choose, without having to manually manage it every time. Plus, save up spare change with Round-Ups, rounding up your card purchases up to the nearest euro and stashing away the difference in a chosen space.
Manage Spaces sub-accountsEarn 0.1% cashback
Get 0.1% cashback for all purchases when you pay with your N26 Mastercard, and have it automatically deposited into your account each month.
Free + unlimited SEPA transfers
Making and receiving SEPA transfers with your N26 IBAN is easy and free of charge. You can find your IBAN details straight away in the N26 app, when you open your account.
Zero mark-up fees
Whether you’re paying in Pounds Sterling or US Dollars, you’ll only pay for what you spend—without added fees.
Up to 3 free withdrawals per month
With your N26 Mastercard, get up to 3 free ATM withdrawals per month within the eurozone.
Automatic categorization. Get a breakdown of your spending
The N26 online business bank account uses artificial intelligence to automatically categorize your spending. Forget clunky spreadsheets—it’s all there in a clear overview in the app.
Banking on the big screen
First, sign up to N26 using the mobile app. Then, you can use the web application to view your account from a desktop or other device.
Print your transactions list
We're mobile, but for easier tax returns and invoicing, export and download your transaction list as CSV or PDF files for easy printing.
Discover N26 Business Metal, with 0.5% cashback
Upgrade to our most premium account for freelancers and the self-employed, packed with 0.5% cashback on all purchases, fee-free payments in all currencies, and a travel, lifestyle and mobility insurance package that includes smartphone coverage.
Enjoy that extra peace of mind, wherever your business takes you.
German deposit security scheme
N26 operates with full European banking license, and the security of your bank account is always top priority. Alongside a series of intelligent features that keep your funds secure, your money is also protected up to €100,000 by the German Deposit Protection Scheme.
Get your N26 Business bank account.
It only takes 8 minutes.
Open a new N26 business bank account from your phone or computer in an easy, paperless signup process.