N26 Standard
The free account for your everyday banking needs

Virtual Card
€0.00/Month
Physical card
Optional
Virtual card
Contactless payments
Mobile payments
Extra card (optional)
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Earn interest
0.5%
0.5%
0.8%
2.5%*
Deposit limit
Unlimited
Unlimited
Unlimited
Unlimited
Stocks and ETFs
Ready-made funds
N26 Crypto
Joint account
100% mobile banking
Free payments worldwide
CASH26 deposits & withdrawals
Free ATM withdrawals in euros
2
3
5
8
Free ATM withdrawals abroad
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Cashback
Business accounts only
Business accounts only
Business accounts only
Business accounts only
Chatbot support
In-app chat
Phone support
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Travel delays
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Baggage delay
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Baggage coverage
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Emergencies while traveling
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Trip cancellation
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Trip interruption
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Personal liability insurance