Tribu Indé x N26 : the bank account for freelancers

N26 Business is the free bank account for freelancers and the self-employed. Earn 0.1% cashback on all purchases you make, and enjoy free card payments worldwide.

The N26 Business account is free, the app is sexy and easy to use. The Customer Service is very good, we are very far from what the traditionnal banks offer. Thank you ! ❤️ Alexis Minchella - Creator of Tribu Indé

Go global with a Mastercard debit card

Make payments online or in-store anywhere in the world without fees and Mastercard’s best exchange rate. It’s one card for all your transactions – accepted worldwide.
N26 Business Bank Account Free Standard see-through Mastercard Ddbitcard with cashback.

Stay on top of business in real-time

Stay up to date. Get push notifications immediately after all account activity, including card payments, direct debits, and transfers.
N26 Bank Account real time notifications about payments.
Cashback - Icon - N26 Business

Earn 0.1% cashback

You’ll get 0.1% cashback for all your purchases when you pay using your N26 Mastercard and reinvest the profits straight back into your business.

Mastercard SecureCode - Icon - N26 Security

Mastercard 3D Secured payments

Mastercard 3D Secure (3DS) is an extra layer of security that helps prevent fraud when making payments online using your N26 account.

Transaction List - Icon - N26 App

No minimum deposit needed

You don’t have to deposit a certain amount or meet earning threshold requirements, so you can open a free business account even if you’re just starting out.

#Tag your transactions

#client, #office, #bizness… create your own personal hashtags and attach them to your transactions to organize them better.

Spaces for your plans

Spaces lets you create sub-accounts for managing your saving goals and budget in real time. Perfect for organizing your business expenses or put money aside for your projects! Plus, you'll soon be able to participate in shared sub-accounts to manage funds collectively, for example with your colleagues. Shared Spaces will soon be available in your N26 app.
Smartphone with the N26 Spaces open on it.

Automatic categorization. Get a breakdown of your spending

The N26 online business bank account uses artificial intelligence to automatically categorize your spending. Forget clunky spreadsheets—it’s all there in a clear overview in the app.
N26 Bank Account categorising transactions for statistics.

Print your transactions list

We're mobile, but for easier tax returns and invoicing, export and download your transaction list as CSV or PDF files for easy printing.

Banking on the big screen

First, sign up to N26 using the mobile app. Then, you can use the web application to view your account from a desktop or other device.

n26 standard card.
n26 metal card.
n26 you card.

Get your N26 Business bank account. It only takes 8 minutes.

Open a new N26 business bank account from your phone or computer in an easy, paperless signup process.

Frequently asked questions

  • What are the benefits of the free business bank account from N26?
  • Do I need an online business bank account if I’m self-employed?
  • How do I open my free business bank account?
  • Should I open my free business bank account in my own name or in my company’s name?
  • How do I receive my cashback for purchases I made with my N26 Mastercard?
  • I am looking for a modern business bank account that allows me to deposit cash. Does an N26 Business Standard account offer this?
  • Can I have both a private and a business account with N26?
  • What happens if I use my online business bank account for private expenses?
  • I already have a business bank account with another bank. Can I switch to N26?
  • What are the monthly fees for an N26 Business Standard account?
  • Will I pay negative interest with an N26 Business Standard account?
  • Are small business owners eligible for the N26 free business bank account?
  • I have a small business ('Kleingewerbe' in German) and am looking for a business bank account. Is an N26 Business Standard account right for me?