The next generation bank account, with a metal debit card
Make a statement with N26 Metal
Personal liability while traveling
Coverage up to €500,000 for Personal Liability in case you’re legally liable for damage to a third party or their property during a trip.
Purchase protection
Coverage up to €10,000 in 12 months for stolen or damaged eligible purchases bought with your N26 card
Emergencies when traveling
The N26 You policy provides cover for you, your spouse and children in case of a medical emergency abroad, including emergency dental care. You also get access to 24/7 medical phone assistance.
Baggage coverage and delay insurance
Get covered up to €500 for baggage delays over 4 hours, or up to €2,000 if your baggage goes missing.
Travel delay and cancellation
We know how inconvenient it can be when business trips don’t go to plan. Thankfully, if your trip is cancelled or delayed for more than 2 hours, you’ll be covered.
Trip interruption
Get covered up to €10,000 for unused non-refundable trip costs, plus additional accommodation and transportation.
Free ATM withdrawals around the globe
Mobile phone insurance
Start saving and make your projects come to life with Spaces
Dedicated Customer Support, when you need it
Order an extra card for your account
Exclusive N26 Perks and Experiences, designed for you
Frequently asked questions
- What are the requirements to open an N26 Metal account?
- What do I need to open my N26 You bank account?
- How do I get an N26 Metal debit card?
- How many free ATM withdrawals can I make with N26 Metal?
- What extra insurance do you get with N26 Metal?
- Do I have to pay additional fees to benefit from the mobile phone insurance?
- What are the other benefits of an N26 Metal account?
- How much does the N26 Metal bank account cost?