Metal card intro asset.
Metal card on rocks.
Travel insurance concept.
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Medical emergency coverage

The N26 Metal policy provides coverage for you, your spouse and children in case of a medical emergency abroad, including dental care. You also get access to 24/7 medical phone assistance.

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Trip curtailment or cancelation insurance

Don’t let an unforeseen event ruin your trip. If you have to cancel the trip or have to cut it short, the N26 Metal has you covered.

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Flight delay and luggage insurance

Claim compensation if your flight is delayed by more than 4 hours, and if your luggage gets lost or delayed by more than 12 hours.

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Car rental insurance abroad

With N26 Metal, you’re also covered for up to €20,000 when you rent a car away from home or abroad.

Lifestyle insurance concept.
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Bike, scooter and car sharing insurance

Are you a fan of electric car, bike or scooter sharing? Rest assured you’re covered with N26 Metal, thanks to insurance that covers damages to vehicles rented through shared mobility apps.

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Winter sports and ski cover

If you’re a regular on the slopes, N26 Metal is a perfect match for you. It includes winter sports insurance coverage, so you can zoom down the mountain without worry.

Phone insurance.

Frequently asked questions

Advertising message for promotional purposes. Please see the Terms & Conditions for more information.

Shared Spaces is only available for N26 accounts with a German IBAN. This feature will be soon available for N26 accounts with an Italian IBAN opened from 03/26/2020.

Allianz logo. Legal Notice: You can see all the information you need to start a claim or call Allianz Global Assistance Europe in case of an emergency in the N26 app. N26 Metal features comprehensive insurance coverage from Allianz Global Assistance Europe (trade name of AWP P & C S.A. - Dutch branch)